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June 29, 2007
Negotiating tips for home loans
From the best possible time to apply for a loan to the strategies you should use to get a home loan, here are some must-know tips.

Copying your friend's investments? Don't
Financial planning expert Gaurav Mashruwala warns investors against following others blindly while putting their money. Aping the herd can lead to serious financial losses, he says.

June 28, 2007
Tackle your home loan with these simple dos and don'ts
Paying your increasing home loan EMIs can be quite a task to meet. Here are a few dos and don'ts that can help you sort out your loan problem.

Filing tax online? Think twice
Now that income tax returns can be filed online, should you go for it? Tax expert Mahesh Padmanabhan answered this and other tax-related queries in a chat with Get Ahead readers.

June 27, 2007
Buying/ selling a house? Some LEGAL must-knows
Advocate and solicitor Ankoosh Mehta tells you about your duties and liabilities as a buyer/ seller of a house.

Students: Can you claim tax exemption on tuition fees?
Can students who earn and learn claim tax exemption on tuition fees? In a chat with Get Ahead readers tax expert Mahesh Padmanabhan answered this and other tax-related queries.

June 26, 2007
Planning to switch home loans? Don't!
Changing your home loan provider to save on interest could actually mean you are losing money. Here's how.

Top 10 tax saving funds: Save tax, make money
Tax saving funds can not only help your money grow but can also help you save and plan your taxes. Here's a list of top 10 ELSS funds in terms of returns that they generated during the year ending June 22.

June 25, 2007
5 ways to get financially organised
Financial organisation can help you achieve your goals in life. All you need to do is take these five steps.

Tax planning for 2007-2008
You should not start planning your tax related investments when the March 31 deadline to file your returns nears. A headstart in this direction will always help your investments earn more.

June 22, 2007
Car loans: Down payment by credit card?
Using the credit card to make a down payment -- particularly when you don't have enough money to clear your bill -- is an expensive proposition.

Want a life of financial freedom?
You can win the game of wealth by following the four squares rule. However, you need to have some basics before you begin this game.

June 21, 2007
Save 10 per cent, earn in crores
Passive income can help you earn more than a crore of rupees in 40 years. The only thing is you need to do is save and invest 10 per cent of your income.

Why an overdraft loan is better than installment loan
An overdraft loan allows you to continuously withdraw money subject to a maximum amount of outstanding. You are charged interest on the amount used by you.

June 20, 2007
Is life insurance enough?
Insurance and investment are two different aspect of your personal finance. However, you will be the loser if you mix the two.

Taking a car loan? What you need to know
What are the best interest rates? Is an overdraft facility better than an EMI option when going in for a car loan? Get Ahead expert Harsh Roongta has the answer.

June 19, 2007
It's EMI time... No more parties, movies, presents
Two Get Ahead readers tells you how to cope with your home loan EMI blues. They have done it and believe others can do it too.

How the tax man keeps tabs on YOU
The income tax department keeps track of taxpayers through extensively connected data sharing arrangements and data mining systems. If you don't pay your taxes, you can easily get caught.

June 18, 2007
Ready to retire RICH?
Retirement planning is simple if you begin it right now. You can easily become a crorepati by the time you retire.

Tax returns: The July 31 countdown begins
Income tax expert Mahesh Padmanabhan says you will have to pay a fine of Rs 5,000 if you miss your deadline for filing tax returns. But then, what is the actual deadline for filing returns?

June 15, 2007
Home loan? Keep EMIs low
Get Ahead reader Sunil Agarwal tells you how a a low EMI can reduce your stress levels.

June 14, 2007
5 habits that can make you rich
The top among these are: keep track of what you spend, and save and invest regularly.

June 13, 2007
What first time home buyers MUST know
Do you know what you want out of your new home? Do you know how the neighbourhood impacts your choice? Are you familiar with the broker's jargon? If not, read this.

June 12, 2007
10 tax saving funds that can make your money grow
Here's a list of top 10 tax saving mutual funds that would have helped your investments grow by more than 50 per cent in just about a year's time.

June 11, 2007
How to cope with your home loan EMIs
Are you worried about your home loan EMIs? Get Ahead reader Anil Mishra suggests three ways that may help you overcome your EMI blues.

10 ways to get the best out of your credit card
Getting yourself a credit card is easy. The problem arises when you don't understand how the system works. Here are some smart tips on how to make the most out of your credit card.

June 08, 2007
Is the time right for your first home loan?
Is it the right time for you to invest in your first home? Expert Harsh Roongta tells you what to do in such a situation and several others involving home loans.

June 07, 2007
Is your home loan burning a hole in your pocket?
The floating interest rates on home loans have increased sharply in the last few years. Home loan expert Harsh Roongta explains how to solve the problem.

Have EMIs crippled your life?
Home loan borrowers are facing a tough time. Interest rates have hit the roof and it has become difficult for them to manage their household expenses. If you are successfully coping with your EMI payments, share your story with us.

June 06, 2007
How your emotions can cost you MONEY
Retail investors sell when they should buy and vice versa. This is one of the main reasons why they lose money in the stock markets.

June 05, 2007
Mid-cap funds: Are they money spinners?
Mutual fund schemes that boast of a mid-cap flavour can be a bit risky but they cannot be ignored either because of their wealth-creation abilities.

June 01, 2007
Have you chosen the right tax form?
Are you still confused over the new income tax return forms? Read this to clear all your doubts.

May 31, 2007
Your queries on the new tax forms answered
The new income tax return forms are a bit complicated feels tax expert Mahesh Padmanabhan. However, he suggests ways to overcome your difficulties in filing tax returns for this financial year.

May 30, 2007
Are your investments losing money? Here's help
Capital protection funds offer you the cushion of preserving your initial investments while giving you reasonable returns in the long-term.

May 29, 2007
Is the new income tax form worrying you?
If you are a salaried person, you will be filing your returns using the new income tax return form, ITR. Do you think the ITR is simpler than Saral? Or are there drawbacks in the new ITRs? Tell us.

May 25, 2007
Need an education loan? Here's help
Do you know that you can get an education loan of upto Rs 4 lakhs to pursue an MBA course from a recognised university? What's more, you don't have to bother about repayment till you complete the course! Read on to find out more.

May 24, 2007
Is a personal loan the last option?
Can you run a business by taking personal loans or structured loans? What are the drawbacks of doing business on such terms? Personal loan expert Harsh Roongta gives his advice on such tricky finance issues.

ITR-1? That's your new income tax form
The new income tax returns form, ITR-1, is relatively simpler than Saral. Here is a lowdown on what salaried individuals will now have to cope with.

May 23, 2007
How to get a cheap personal loan
You can bargain with your bank and get a personal loan at a cheaper rate. It always helps if you approach more than one bank with your loan application.

May 22, 2007
Make your mobile phone an electronic wallet
Modern technology is helping you use your mobile phone for all your banking activities. Very soon, your bank may become obsolete.

May 21, 2007
Why you must invest in infrastructure funds
Though riskier than diversified equity funds, infrastructure funds make good investment sense.

Nine magic mantras: Save money as you shop
Saving on your monthly grocery bills is easier than you think. Here are some simple tips on how to do it.

May 18, 2007
Save Rs 3,000, become a crorepati
All you need to do invest sensibly. Read on to find out more.

How risky are your investments?
Do you want to know how much risk you are taking on your investment returns? Well, Sharpe's Ratio exactly tells you that.

May 17, 2007
7 reasons to avoid a ULIP
Unit linked insurance plans, though, a best selling product may not be actually best suited for you, says financial expert Amar Pandit.

How to make money in stocks
Stock markets can be volatile at times. You may not know when to sell your stocks and take home the profits. Here are some rules that can help you make a decision.

May 16, 2007
How tax on ESOPs is calculated
Do you know how the fringe benefit tax is calculated on your ESOPs? Get Ahead tax experts Mahesh Padmanabhan explains.

May 15, 2007
Why you need the 'right' assets
Financial planner Gaurav Mashruwala explains the difference between good and bad assets. Creating bad assets can lead you towards penury while the opposite may help you create wealth.

Unable to decide which mutual fund to invest in?
In a chat with rediff readers, fund expert T Srikanth Bhagavat talks about mutual funds that will outperform the markets.

May 14, 2007
How long-term investors can become rich
Mutual fund investment is meant for long-term investors and one can easily make 15 per cent returns per annum over a 20-25 year time period.

Save money on your vacation
Saving during your summer vacation needs some careful planning. Here's some help.

May 10, 2007
Want your mutual fund investment to make more money?
Value cost averaging helps your investments generate better returns as compared to a SIP method.

Are you a credit card defaulter?
Banks report you to the credit bureau if you default on your credit card payments. Here's what happens if you are blacklisted.

May 09, 2007
Investing in micro-SIPs? Read this
While investing in a low priced micro-SIP may seem like a good idea, one must read the fine print before jumping in.

Credit card problems? Here's help
Credit card companies cannot employ illegal means to recover dues from you. If you are being harassed, this is what you should do.

May 08, 2007
Why losing money hurts like hell
Researchers found similarities between the response to financial losses and a system they had previously identified for responding to pain.

Why you should invest in gold
Gold can generate good returns, is a good protection against inflation and can be easily redeemed in times of crises.

May 07, 2007
Six good habits for tax payers
Paying your taxes is not as difficult as you think it is. Here are some tips that will help.

May 04, 2007
Credit card: Remember these dos and don'ts
Rediff.com writer Manoj Puranik alerts readers on the dos and don'ts of using credit cards to your advantage.

May 03, 2007
Easy ways to become a crorepati
Becoming a crorepati is easy provided you are disciplined and make regular investments.

May 02, 2007
Practical ways to become a crorepati
You can easily become a crorepati in your lifetime by investing in PPF and SIPs of mutual funds. Here's how.

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