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December 08, 2021
ASK AJIT: 'I am new to trading, need your advice'
Ajit Mishra, vice president, research, Religare Broking, answers your queries.

December 07, 2021
MF GURU: 'Want to invest Rs 2.5 lakhs'
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.

December 06, 2021
Here's How To Get Out Of Debt
If your total EMI payments exceed 35-40 per cent of your monthly income, use these strategies to avoid a Squid Game like debt trap, suggests Bindisha Sarang.

Time To Overhaul Nomination Provisions
While reasonable safeguards should be built in, there can't be restrictions on the individual's right to leave her/his money to whoever s/he wants, notes Harsh Roongta.

December 04, 2021
Difficult to Make Money in IPOs with Leveraged Bets
HNI investors need an optimal mix of oversubscription and listing-day gain to make money on leveraged bets, notes Sanjay Kumar Singh.

December 03, 2021
Confused About Health Insurance?
Do you have health insurance/mediclaim queries? Rakesh Kaul, chief distribution officer, Edelweiss General Insurance, will answer your queries.

December 02, 2021
ASK MF GURU: MFs That Can Make You RICH
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.

December 01, 2021
Want to invest in a Real Estate fund?
These funds have lowered the entry barrier for investors who can now invest with just Rs 5,000, points out Sanjay Kumar Singh.

November 30, 2021
ASK AJIT: 'Can I do SIP in these stocks?
Ajit Mishra, vice president, research, Religare Broking, answers your queries.

November 29, 2021
Investing in Thematic funds? Plan entry and exit
Investors need to get the timing of entry and exit right to make money in thematic and sector funds, suggests Sarbajeet K Sen.

November 26, 2021
Ask MF Guru: 'Can I invest lump sum in MFs?'
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.

November 25, 2021
'Is money received for COVID treatment tax-free?'
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

November 24, 2021
Taxman makes filing returns easier
The new AIS is expected to make the taxpayer's task of filing ITR easier and faster, points out Bindisha Sarang.

November 23, 2021
Don't DELAY Retirement Planning
Therefore, save for retirement with urgency, advises Sanjay Kumar Singh.

ASK ANIL: 'Lost my job, which ITR form to fill?'
'Is taxable amount above 1 Lac is also to be shown as income from other sources?'

November 22, 2021
Ask Ajit: 'Want to invest Rs 2 lakhs, please advise'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

November 19, 2021
Insurance: Understand Policy Coverage
The National Commission ruled that a person must opt for a policy and submit the proposal form after acquainting himself with the terms and scope of coverage to determine where it would be suitable and adequate.

November 18, 2021
ASK ANIL: 'Can I claim LTCG under new tax regime?'
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

November 17, 2021
Why I don't advise clients on cryptos
Risk is difficult to evaluate, warns Harsh Roongta.

November 16, 2021
New to Stock Market? Read these TIPS
At the outset, decide whether you want to be a trader or an investor, suggest Sarbajeet K Sen and Sanjay Kumar Singh.

November 15, 2021
Want best deals on cars this season?
A car that gives you a better resale value will reduce the cost of your next purchase, points out Bindisha Sarang.

November 11, 2021
Now invest in crypto like MFs
'Of this, 80-90 per cent should be in Bitcoin.'

November 09, 2021
Don't get SWAYED by Past Returns
While mid-cap and small-cap funds have given category average returns of 73.3 per cent and 89.8 per cent respectively over the past year, large-cap funds' returns have been lower at 53.9 per cent, points out Sarbajeet K Sen.

November 08, 2021
Time to book PROFITS in stock markets?
Even if the bull run may continue, most experts say some profit booking is called for, points out Sanjay Kumar Singh.

November 03, 2021
ASK ANIL: How Can I SAVE Income Tax
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

November 02, 2021
Buying a house this festive season?
Experts say this is a good time to buy a house for self-use, points out Sanjay Kumar Singh.

November 01, 2021
This festive season, Gift a financial instrument
Be mindful that each instrument is governed by a different set of gifting rules and is also taxed differently.

October 29, 2021
How To PROTECT Cryptocurrencies From Hackers
Choosing the right wallet is crucial, alerts Bindisha Sarang.

October 27, 2021
Ask MF Guru: 'How to make 15% returns in 5 yrs in MFs?'
'I started reading your MF articles regularly so requesting your guidance as I would like to start investing in MFs'.

October 26, 2021
ASK AJIT: New Stocks To Buy?
'Kindly advise about the following stocks. Can I hold or exit?'

October 21, 2021
ASK AJIT: Buy, Sell or Hold?
Ajit Mishra answers reader queries on the stock market.

October 19, 2021
Time to opt for shorter-duration funds
Select the exact category by matching your investment horizon to the portfolio duration, suggests Sanjay Kumar Singh.

October 18, 2021
This Festive Season Opt For DIGITAL Gold
'Investors with as little as Rs 1 can start investing in digital gold.'

October 14, 2021
How to Prevent Auto-Debit Failure
If bank and service provider are not compliant, pay manually, or give standing instruction linked to bank a/c, suggests Bindisha Sarang.

October 12, 2021
Critical Illness plan is a MUST!
Also, make sure the policy covers the cost of implants (pacemaker, stent, etc), and pre and post-hospitalisation expenses.

October 05, 2021
Planning To Transfer Home Loan?
A balance transfer to another lender entails substantial cost and time.

October 04, 2021
Planning To Invest in Property? Read This
Unless you are very knowledgeable, seek expert advice before making such a high-ticket investment, cautions Sarbajeet K Sen.

September 30, 2021
ASK AJIT: 'Lost Rs 20 lakhs in market crash. Any safe bets now?'
Ajit Mishra answers reader queries on the stock market.

September 27, 2021
Why Young Investors Love Smallcases
Affordable pricing, a variety of themes, and the ease of transacting are among key reasons that have made smallcases a hit among young investors.

September 24, 2021
ASK AJIT: 'Should I HOLD these stocks?'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

September 22, 2021
'Should I reveal that I am a smoker?'
Roopam Asthana, CEO and whole-time director, Liberty General Insurance Ltd, answers your queries about HEALTH insurance and AUTO insurance.

September 20, 2021
Stock Market Boom: Is Your Money SAFE?
Ravi Singhal, vice chairman, GCL Securities Private Limited, explains why there is no need to worry as stock market indices gain higher levels.

September 16, 2021
ASK MF GURU: MFs you must buy, hold or exit
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.

September 13, 2021
Want Cash at Retirement?
Do you have parents who have turned 60? You may want to forward Sarbajeet K Sen's suggestions to them.

September 09, 2021
Ask MF Guru: 'I want Rs 50 lakhs in 5 years'
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.

September 08, 2021
Ask MF Guru: Want to invest for my kids's education
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.

September 07, 2021
ASK AJIT: 'How Do I Invest Rs 20 lakh?'
Ajit Mishra, vice president, Research, Religare Broking, answers your stock market queries.

September 03, 2021
Want to Play Safe? Opt for Money Market Fund
MMFs are a good option for the current environment, observes Sarbajeet K Sen.

September 01, 2021
ASK AJIT: Are these stocks good to hold for one year?
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

August 27, 2021
ASK ANIL: 'Is dividend from mutual funds taxed?'
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

August 25, 2021
'If I close my housing loan, are there any investment avenues (the investment should provide liquidity) to save tax?'

August 23, 2021
Confused about the stock market? Here's Help
'Is it advisable to have more number of scrips in small quantities or a few scrips in big quantities?'

August 19, 2021
'We saw a lot of first-time investors entering the capital markets'
'A lot of first-time users who have entered the markets after Covid are increasingly investing in mutual funds, exchange-traded funds, and stocks for their long-term goals.'

August 18, 2021
Ask Ajit: Stocks to BUY, HOLD or SELL
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

August 13, 2021
New vs Old Tax Regime? Want to Choose?
Most taxpayers will benefit from being in the old tax regime, assuming they optimise their salary for tax benefits and claim the deductions available to them.

August 11, 2021
Ask MF Guru: 'How to plan for retirement?'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

August 10, 2021
Do You Invest on Basis of Past Return?
Investing merely on the basis of past return can land you in trouble even in debt funds, a supposedly safe asset class, suggests Sarbajeet K Sen.

August 09, 2021
MFs to Create LONG-TERM Wealth
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

August 06, 2021
Avoid keeping large amounts with brokers
When you receive the weekly report on cash holdings, check to ensure there is no discrepancy between the amount you have kept with the broker and what the latter has reported, advises Sanjay Kumar Singh.

August 04, 2021
8 Monsoon Car-Care Tips
How to drive trouble-free during the rainy season.

Want to Invest in Dynamic Bond Funds?
Before you invest, check the fund manager's track record in managing such a strategy, asserts Sarbajeet K Sen.

August 03, 2021
'Confused: Family floater or individual health insurance?'
Roopam Asthana, CEO and whole-time director, Liberty General Insurance Ltd, answers your queries on HEALTH and AUTO insurance.

August 02, 2021
Ask MF Guru: 'Is my portfolio looking good?'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

July 30, 2021
'Dear Ajit: Need your advice on mid- and small-caps'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

July 29, 2021
'I'm 25; want to invest long-term in MFs'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

July 28, 2021
Third Wave: Be Financially Prepared!
Postpone the purchase of big-ticket consumer durable items, recreational spending on holidays, and other such expenses unless your financial position is very secure, advises Sarbajeet K Sen.

July 27, 2021
Ask Ajit: Stocks to BUY, HOLD, SELL
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

July 26, 2021
Is it Time to Invest in Gold?
'Avoid going overweight on gold. But maintain a 10 per cent allocation via sovereign gold bonds,' Bajaj Capital MD Sanjiv Bajaj tells Sarbajeet K Sen.

July 23, 2021
Explained: What is Zero Depreciation Car Insurance?
Vehicles are depreciating assets and lose their value over time.

July 19, 2021
Your Car Queries Answered
Auto experts from CarJasoos answer all your questions related to buying, selling or maintenance of new cars.

Planning to invest in house to rent out?
To overcome your fear of the property being taken over, draw an ironclad agreement with a good lawyer's help, recommends Sanjay Kumar Singh.

July 15, 2021
Ask Anil: Of debt MFs and loss on gifted shares
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

July 13, 2021
Ask Anil: Your Tax Queries Answered
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

July 12, 2021
Time to Avoid Risky Bets in Soaring Markets
Instead of getting swayed by market gyrations, investors must stay invested for the long term, advises Sarbajeet K Sen.

July 08, 2021
Buying a Car? Please read this!
When it comes to a significant investment like a four-wheeler, many people end up paying high interest rates on car loans which can lead to high monthly installments.

July 07, 2021
'Any time is good time to go for SIPs'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

July 06, 2021
Your Health Insurance Queries Answered
Roopam Asthana, CEO and whole-time director, Liberty General Insurance Ltd, will answer your queries on HEALTH insurance and AUTO insurance.

July 05, 2021
'Markets at all-time high: Book some MF profits'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

July 02, 2021
If you have elderly parents, please read this
The life insurance kind of 'statutory nomination', which confers final ownership on the nominee, is the need of the hour for all assets, suggests Harsh Roongta.

June 28, 2021
Want to invest in quant funds? Read this
Quant funds have a very short track record, and have underperformed so far, reveals Sarbajeet K Sen.

June 24, 2021
Planning to Invest in ESG Funds?
Only investors who understand the significance of ESG investing should enter these funds for the long term, advises Sarbajeet K Sen.

June 23, 2021
'Is it good to hold stock SIPs for long?'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

June 22, 2021
5 Tech-Rich Cars in India
Here are some popular cars in India with the most sought after technologies.

June 21, 2021
Ask Ajit: Stocks to Buy, Hold or Exit
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

June 17, 2021
Why Every Family Must Have This Discussion
Not having this discussion borders on being irresponsible towards your loved ones, asserts Harsh Roongta.

June 14, 2021
Want to invest in a Debt Fund?
Compared to equity funds, debt funds are lower risk profile and are usually suitable for investors for very short term.

June 11, 2021
Ask Roopam: Do you have insurance queries?
Roopam Asthana, CEO and whole-time director, Liberty General Insurance Ltd, will answer your queries on HEALTH insurance and AUTO insurance.

June 10, 2021
Buying a New Car? An 8-point Check-List
Know how to select the ideal car.

June 09, 2021
MFs you must Buy, Hold or Exit
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

June 08, 2021
'Want a corpus of Rs 1.75 cr in 7 years'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

June 04, 2021
Want to invest in Healthcare ETFs?
If a retail investor wants exposure to a healthcare ETF, it should be a part of his satellite portfolio, suggests Sanjay Kumar Singh.

June 03, 2021
Ask Anil: How to rectify tax-filing mistakes
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

June 02, 2021
Ask Ajit: Stocks to buy, hold or exit
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

June 01, 2021
Ask Ajit: 'Sold shares in panic. What to do now?'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

May 31, 2021
Worried about LTCG tax on your MF investments?
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

May 28, 2021
Investing in gold bonds? Read this
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

May 26, 2021
'With 50k SIPs, can I make Rs 3 cr by 2030?'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

May 25, 2021
NAVs falling rapidly. Buy, hold or sell?
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

May 24, 2021
Missing nominations can pose a challenge to heirs
If the nominations are not in place, the heirs need to go through a lengthy process to get access to the money cautions Bindisha Sarang.

May 20, 2021
3 Simple Investing Tips for You
You need to learn the art of balancing savings and investments, advises Harshad Chetanwala, co-founder, MyWealthGrowth.

May 14, 2021
Ask MF Guru: 'Have I invested in too many MFs?'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

May 12, 2021
Ask MF Guru: 'I am very new in MFs'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

May 11, 2021
ASK AJIT: 'Accumulate', 'Hold' Or 'Exit'?
Ajit Mishra, vice president, Research, Religare Broking, answers your queries

May 10, 2021
Does your insurance policy cover COVID-19 home treatment?
Those who have an insurance policy need to check its clauses to determine if it covers home care treatment, advises Bindisha Sarang.

May 07, 2021
'Advisable to invest in markets now?'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

May 05, 2021
ULIPs remain popular despite tax tweak
Hence, from the cost side, ULIPs are very competitive.

May 03, 2021
Minimise COVID-19 Impact on Finances
The pandemic should force you to take a hard look at the downside risks that could jeopardise your finances.

April 29, 2021
Time to raise gold allocation in your portfolio
'Gold could benefit from the resulting risk aversion, as happened last year.'

April 28, 2021
Keen to invest in unlisted shares? Read this
Buyers can negotiate a price with them, suggests Sarbajeet K Sen.

April 27, 2021
COVID Kavach Policy: 'Daily Cash Benefit not paid'
Roopam Asthana, CEO and whole time director, Liberty General Insurance, answers readers health insurance queries.

April 26, 2021
How to Invest during Covid 2.0
<p>So even if you are afraid, be courageous. (Abstract ends.)</p>

April 22, 2021
5 tips to save money while shopping online
Did you know that you can bargain with customer care and if you're lucky, you may get your favourite product at an affordable price?

April 19, 2021
What You Must Know About Small Savings
'Decide on an asset allocation you are comfortable with and stick to it for the long term.'

April 05, 2021
Why term policy is preferred option for covering home loan liability
You can increase or reduce the sum assured of a term cover, depending on changes in your overall liability, advises Bindisha Sarang.

March 31, 2021
'Bought at 21, now at 49. Hold or sell?'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

March 30, 2021
Ask Ajit: 'Bought shares at peak; please advice'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

March 26, 2021
Ajit, tell me how can I get RICH?
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

March 23, 2021
Always retrieve unclaimed dividend!
They should also opt for the auto-pay facility so that the dividend proceeds get credited into their account directly, advises Bindisha Sarang.

March 22, 2021
Saral Suraksha Bima: What You Must Know
'It is a good match for those aged 25-30, who have just started working and need a basic product.'

March 19, 2021
Ask MF Guru: 'Can I achieve Rs 1 crore target in 10 years?'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

March 18, 2021
Ask MF Guru: 'Am I investing right?'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

March 17, 2021
MFs to build a large retirement corpus
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

March 16, 2021
About NRIs and income tax refunds...
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

What you must know about EPF
EPF allows partial withdrawal to meet situations like house construction, medical emergency, and so on.

March 15, 2021
Want to know how to use family to save tax? Read this
While using the family to save tax is legal and smart, ensure you use the ones where clubbing income laws isn't a concern, advises Bindisha Sarang.

March 12, 2021
Want your insurance queries answered?
Roopam Asthana, CEO and the whole-time director, Liberty General Insurance Ltd, will answer your queries on HEALTH and AUTO insurance.

March 11, 2021
'Can I invest in NPS? I am 24'
Anil Rego, CEO, Right Horizons, answers your personal income tax queries

March 10, 2021
Anil Rego: Your Tax Queries Answered
Anil Rego, CEO, Right Horizons, answers your personal income tax queries

March 08, 2021
Is small-ticket insurance cover worth it?
in the longer run, there is no substitute for a standard term, accident, and a comprehensive health cover, with adequate sum insured that will give you round-the-clock and year-after-year coverage.

March 05, 2021
Looking for tax-saving options? Opt for ELSS
Investors must, however, be prepared for volatility in ELSS, cautions Sanjay Kumar Singh.

March 04, 2021
Do you have a hospital cash benefit plan?
Many need a minimum 24-hour hospitalisation, advises Bindisha Sarang.

March 03, 2021
7 tips to SAVE MORE TAX in 2021
Plan these investments well rather than just doing random investments at the beginning of the year or rushing in at the end, advises Harshad Chetanwala, co-founder, MyWealthGrowth.

March 02, 2021
Health check-ups can save you tax!
Under Section 80D, you can avail of deduction on payment made towards preventive health check-ups.

February 26, 2021
Ask Ajit: Stocks to buy, sell, or hold
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

February 25, 2021
ASK AJIT: 'Want to invest Rs 20 lakh in 10-12 stocks'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

February 24, 2021
ASK AJIT: 'How can I make money?'
Ajit Mishra, vice president, Research, Religare Broking, answers your stock market queries.

February 23, 2021
Niranjan Upadhye, general manager, fraud risk management, Worldline India, tells you how to quickly spot a scam and save yourself from grief.

February 22, 2021
MFs to purchase your dream home in 5-7 years?
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

February 19, 2021
All you want to know about G-Secs
There are, however, a few aspects to factor in before considering G-Secs as an investment option, advises Bindisha Sarang.

MFs for medium and high-risk investors
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

February 18, 2021
Sensex at 50k: 'Want to invest 10 lakh in MFs'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

February 16, 2021
How to retire RICH: Tips for beginners

February 15, 2021
Want to buy ULIPs? Read this
Go with an insurer with a good investment team and solid track record of long-term returns, suggests Sanjay Kumar Singh.

February 10, 2021
5 TIPS for young investors

February 04, 2021
Ask Anil: Your Tax Queries Answered
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

January 29, 2021
Want to invest in Balanced Advantage Funds?
Investors who cannot manage an asset-allocated portfolio or rebalance regularly, or do not have an advisor, may opt for these funds, but only after a detailed study of their strategy, suggests Sanjay Kumar Singh.

January 28, 2021
Ask Anil: Your Tax Queries Answered
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

January 27, 2021
Sell or Stay Invested in soaring markets?
'This market is very expensive in some pockets, dirt cheap in some, and the belly of the market is reasonably valued.'

January 21, 2021
Do you have enough insurance?
The first and most important check you must run is to see if you have adequate life cover.

January 20, 2021
Victim of financial data theft? How to limit damage
To safeguard yourself, you need to understand what, where, and how your data got compromised, alerts Bindisha Sarang.

January 19, 2021
2021: Expect modest returns in Mutual Funds
Investors should tackle duration risk with a longer investment horizon, suggests Sanjay Kumar Singh.

January 18, 2021
Planning a new car? 3 ways to acquire one
Lease, Subscribe or Own?

January 15, 2021
10 smart tips to invest your money
Resist the temptation to react to every move of the market and remain disciplined with your investments till you reach your financial goal.

January 14, 2021
Check before investing in New Fund Offers
It is advisable to avoid a fund until it develops a track record.

Ask Ajit: 'Advice for small-time investor'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

January 13, 2021
Ask Ajit: Stocks to buy, hold, sell
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

January 12, 2021
First-time investor: 'I can afford only low-price stocks'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

January 11, 2021
Borrowing money from lending apps? Read this!
'Remember, if an app breaks the rules while giving you money, it will also break them while collecting.'

January 08, 2021
Planning to invest directly in equities? Read this!
Sanjay Kumar Singh suggests key factors investors need to keep an eye on while choosing the direct investment route.

January 06, 2021
Ask MF Guru: 'Want to invest Rs 10 lakh for 3 years'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

January 05, 2021
2021: How to organise your financial documents
The trick is to know how long you are supposed to hold which document, observes Bindisha Sarang.

January 04, 2021
Ask MF Guru: 'Want regular income plus returns'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

December 31, 2020
10 Financial Resolutions for 2021
As you ring in the New Year, here's a list of the 10 most important financial resolutions to get your money train back on track.

December 30, 2020
MFs: When is it okay to pull money out?
Many investors, who have made money in the rising market of the recent past, are pulling out of equity funds, believing that they can earn more by investing directly.

December 29, 2020
5 SMART tips to make more money
The advantages of starting early and investing right cannot be overstated, says financial planner Harshad Chetanwala.

December 28, 2020
Time to make tax-saving investments
If you do so, you could face a severe cash crunch in that month, warns Sanjay Kumar Singh.

December 24, 2020
Want high-value health insurance? Read this
The increase in premium could also be large as you grow older.

December 23, 2020
Time to tweak your personal financial plans
Once the new rules kick in, you will have less cash-in-hand and may feel tempted to scale back on savings and investments.

December 22, 2020
Joint loan with relative can boost chances of approval
There can be as many as six co-applicants in a joint loan.

December 21, 2020
ASK ANIL: 'Do I have to pay tax on EPF interest?'
Tax Guru Anil Rego answers your personal income tax queries.

December 18, 2020
ASK MF Guru: Buy, hold or exit?
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

December 17, 2020
Ask Anil: About paying tax on FDs and MFs
Tax Guru Anil Rego answers your personal income tax queries

December 16, 2020
'If junk stocks are rising, one has to be careful'
'Investors should put their money in stocks where the margin of safety is high.'

'Earned 75k dividend from my MF': Hold or sell?
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

December 15, 2020
Ask Gaurav: Advice for not-so aggressive investors
Gaurav Garg, Head of Research, CapitalVia answers readers' stock market queries

December 14, 2020
MFs storm market with 47 new funds in 2020
While the amount collected is a tad lower than last two years, it may surpass the previous two years' collections by the end of the year.

December 08, 2020
ASK AJIT: Stocks to hold or exit
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

December 07, 2020
'Can't book profits in stock markets. Need help'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

December 04, 2020
Should you accumulate this stock for 15-20 years?
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

December 03, 2020
Just started investing in stocks? Here's some advice
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

December 02, 2020
5 tips for your financial well-being
Here's how you can ensure you have enough in your kitty and be in command of your finances.

December 01, 2020
Cyber insurance is a small price for protection
Annual premiums do not exceed what you readily shell out for an OTT subscription.

November 30, 2020
How important is money to you? Take this test
The connection that we have with money will define how it moves into and out of our lives.

November 27, 2020
Ask Anil: Your tax queries answered
Tax Guru Anil Rego answers your personal income tax queries.

November 26, 2020
Planning to buy a house? Do it soon
If you are scouting for a property, finalise the deal within the next seven months and benefit from this measure, suggests Bindisha Sarang.

November 25, 2020
Ask Gaurav: Your stock queries answered
Gaurav Garg, Head of Research, CapitalVia answers readers' stock market queries.

November 23, 2020
Ask Ajit: 'Help! I have inherited these stocks...'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

November 20, 2020
Buying cancer insurance? Read this
Bear in mind that the amount you get paid depends on the stage at which cancer is detected, reveals Sanjay Kumar Singh.

November 19, 2020
'Can I invest in the stockmarket now?'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

November 16, 2020
Want to avail LTC scheme tax benefit?
Only those who stick to the old I-T regime will get this benefit.

November 13, 2020
Ask Anil: Your income tax queries answered
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.

November 10, 2020
Should you invest in index funds, ETFs?
Do a proper asset allocation and invest through systematic investment plans where one can benefit.

November 09, 2020
How to tackle job loss and ruined finances
Whatever you do, continue to pay your loan EMIs and insurance premiums for term and health policies (not investment-based policies) on time. Then try to buy yourself some breathing space, says Harsh Roongta.

November 06, 2020
Why you must NOT invest in too many MFs
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

October 28, 2020
Not happy with stock market returns?
Gaurav Garg, head of research at CapitalVia Global Research Limited will answer your stock market queries.

October 27, 2020
Do you have personal income tax queries?
Filing your tax returns may seem like a lot of paperwork, but it is swift and smooth once you start with a clear plan, says Anil Rego.

October 26, 2020
Stocks you can hold for the short term
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

October 23, 2020
'Is investing in gold, govt bonds better than stocks?'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

October 22, 2020
'Hold or exit from these stocks?'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

October 20, 2020
Holding too many stocks in your portfolio?
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

October 16, 2020
Do you need financial planning help?
Anil Rego, CEO of RightHorizons, will answer your financial planning queries.

October 15, 2020
Not the time for long-term fixed deposits
If you invest for the shorter-term now, you will be able to roll over to higher rates when the interest-rate cycle turns, advises Sarbajeet K Sen.

October 08, 2020
MFs you must buy, hold or exit
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

October 06, 2020
'Invest in MFs or move to FDs?'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

October 01, 2020
Not getting desired returns from your MFs?
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

September 30, 2020
Do you have too many MFs in your portfolio?
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

September 25, 2020
Stocks to create long-term wealth
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

September 22, 2020
Do you own these stocks? EXIT them NOW
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

September 21, 2020
Making losses in stocks? Here's help
Ajit Mishra, vice president, Research, Religare Broking, answers your queries

September 18, 2020
Women enter stock market to bring money home
Many of them are housewives looking to increase income in households struggling with the economic devastation caused by COVID-19.

GuruSpeak: Stocks you must buy, hold, exit
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

September 17, 2020
'Investors must not panic and buy into small-cap funds'
'We would advise investors to hold on to multi-cap funds and not invest further until further clarity emerges.'

September 14, 2020
These MFs can create wealth for you
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

September 09, 2020
MF investments for moderate risk takers
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

September 07, 2020
Are your MFs giving desired returns?
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

September 04, 2020
6 smart tips to make secure payments online
Do not trust any incoming phone calls or mails that ask you to install any file or programme, warns Niranjan Upadhye, general manager-fraud risk management, Worldline India.

Mutual funds you must buy, hold or exit
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

September 02, 2020
Corona insurance: 3 tips to keep in mind
Many insurers either do not cover consumables like PPE kits, gloves, etc at all or cover up to a certain limit, warns Amit Chhhabra.

August 31, 2020
'MFs better for wealth creation than insurance products'
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

August 27, 2020
First-time investor: 'Shall I stop buying stocks?'
Ajit Mishra, vice president, Research, Religare Broking, answers your queries

August 26, 2020
Stocks to build a long-term portfolio
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

August 25, 2020
Stocks you must buy, hold or exit
Ajit Mishra, vice president, Research, Religare Broking, answers your queries:

August 04, 2020
MFs you must buy, exit or hold
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

August 01, 2020
Expert advice: Avoid these stocks and IPOs
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

July 23, 2020
Investing: Your MF queries answered
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

July 22, 2020
Exit these stocks, NOW!
Ajit Mishra, vice president, Research, Religare Broking, answers your queries.

July 10, 2020
Don't wait for economy to recover. Invest NOW!
'If we wait to invest only after the economy recovers fully, it might be too late,' advises Vivek Jain, business unit head-investments,

July 03, 2020
New loans may become hard to get
This may result in lenders following risk-based pricing more diligently, notes Naveen Kukreja, CEO,

June 19, 2020
How I saved money and you can too!
'This helped in swelling my savings over a period of time,' says Avik Chowdhury.

June 18, 2020
How To PROTECT Yourself Against Online Scams
'The major worry for everyone using Internet-linked devices today is whether the latest download on his smartphone or laptop is a bait from a digital hacker who is out to secure access to his hard-earned money,' notes T A Ramalingam, chief technical officer, Bajaj Allianz General Insurance.

June 17, 2020
What is cashless insurance? 6 things to know
This is where health insurance will come in handy, advises Prashant Jhaveri.

June 15, 2020
L.S.D.: Formula to manage money post COVID
Sumit Roy, an MBA, shares a simple formula to cut down expenses and save money post lockdown.

Want to opt for EMI on health insurance?
In April, Irdai said health premiums may be collected in instalments to help policyholders who are finding it hard to pay the entire amount in one go due to the Covid outbreak.

June 12, 2020
4 tips to manage your money post lockdown

June 11, 2020
I am prepared for 1 year of unemployment

June 10, 2020
Post lockdown: SAVE! SAVE! SAVE!
'If somebody is earning Rs 25,000 then s/he should have at least Rs 75,000 in her/his bank account, so that if anything like this (lockdowns) happens in the future, they are not struggling.'

June 08, 2020
How we saved Rs 25,000 in the lockdown
Naren from Hyderabad tells us how his family saved money in the lockdown.

June 05, 2020
How I saved Rs 8,750 in the lockdown
Rajesh Srivastava from Greater Noida shares his suggestions.

June 04, 2020
15 tips to cut expenses
'Switch to digital mode. Read e-newspapers, e-books. Pay bills online; it is cheaper,' suggests Vijaylaxmi Unney.

June 03, 2020
EMI moratorium: Calculate how much more you will pay
Beware: During the period that you avail of the moratorium, there would be no repayment of interest or principal. Thus, the outstanding will go up substantially for this period as a consequence

June 02, 2020
Buying health insurance? 7 things you must know
Keep a check on the waiting period and exclusions while buying a health insurance plan and see if it fits your requirements.

May 29, 2020
5 tips to cut expenses post COVID
'Avoid buying unnecessary, especially non-essential, things online.'

May 28, 2020
After 50% pay cut, this is how I save Rs 4k a month
V T Rajan reveals how he cut expenses after his salary was cut by 50%.

May 27, 2020
How to manage your finances after job loss
Those who have been handed the pink slip shouldn't make too many loan queries, advises Raj Khosla.

May 26, 2020
7 simple tips to cut expenses and save money
Cut down on non-essential expenses like outside food, travel expenses.

May 25, 2020
Modi<em>ji</em>, help small business owners!
'There is one sector which is overlooked. And that is the middle and upper middle class.'

May 22, 2020
How COVID-19 has taught me to survive financially
'My suggestion to everyone would be: Never ever break your savings and investments,' advises Vikash Sanganeria.

May 20, 2020
'The real struggle is to decide how to cut expenses'
A reader tells us how he is coping with the lockdown-inspired financial crisis.

May 19, 2020
'Shift to a 1 BHK, no outside food'
Sales professional Yogesh Pradhan tells us how he plans to cut down expenses after the lockdown.

May 14, 2020
How I trimmed my monthly budget in the lockdown

May 13, 2020
'I'm cutting down on wasteful expenses'
Management professional Shajan Samuel explains his current frugality.

May 12, 2020
TELL US: How are you preparing for a salary cut?
What are your plans for the dark days ahead?

April 28, 2020
Why you should invest in multi-cap funds now
Multi-cap funds are best suited to exploit the present market scenario as they are free to invest across all market capitalisations and sectors, says Naveen Kukreja, CEO and co-founder,

April 17, 2020
Your personal finance guide to fight coronavirus
Even as you fight the ongoing health challenge, here are some tips to strengthen your personal finance in the time of coronavirus.

April 13, 2020
Should you opt for the 3-month EMI moratorium?
Don't opt for the moratorium unless critical, advises Charlie Lee, founder and CEO, True Balance.

April 01, 2020
7 tax saving mistakes to AVOID in new financial year
'It is crucial to understand that the ultimate goal of your investments isn't to pay lesser tax, but to create long-term wealth for you and your family,' says Satyen Kothari, founder and CEO, Cube Wealth.

Stocks to exit, sell and hold in the time of coronavirus
Ajit Mishra, vice president, Research, Religare Broking answers your queries.

March 17, 2020
Mutual funds to buy now!
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

March 13, 2020
What you must invest in when the markets go down
Boring as these instruments are, they work well if there is a broad bear market, advises Devangshu Datta.

March 09, 2020
Explained: What is 'whole life' term insurance?
As opposed to term insurance that keeps you covered for a specific time period, opting for a whole life term plan means that you are covered for your entire life, says Santosh Agarwal.

March 08, 2020
Ladies, here are 5 simple steps to your financial freedom
An International Women's Day special.

March 05, 2020
6 financial vows for women to retire at 50
An International Women's Day Special.

March 03, 2020
8 simple steps to become a confident investor
Some pointers which will help an individual start her investment journey with confidence.

March 02, 2020
Investing for women: Choosing between risk and safety
Being more financially savvy helps women choose the right balance between consumption spending vs investing for future and can hold them in good stead as life hands out various twists and turns along the way, says Piyush Baranwal

February 28, 2020
Want to buy the best stocks with moderate risk?
Ajit Mishra, vice president, Research, Religare Broking, answers queries on how to invest in stocks.

The single woman's investment guide
Leading up to the International Women's Day on March 8, this is the first of a four-part series that talks about how women can invest to achieve their long-term financial goals.

February 21, 2020
8 things you must know about motor insurance
Neeraj Prakash, MD, Shriram General Insurance, explains how new measures proposed in the Motor Vehicles Act can smoothen the lives of the insured and insurer and how the government plans to make more vehicles owners buy insurance.

February 20, 2020
Can investing in MFs make you a crorepati?
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

February 12, 2020
7 add-ons to make the most of your car insurance
A combination of add-on insurance covers can be helpful in managing finances and making life much easier, says Dhirendra Mahyavanshi

All your stock market queries answered!
Ajit Mishra, vice president, Research, Religare Broking, answers readers' queries on stocks they own or want to buy.

February 05, 2020
Budget: Is the old tax regime good for you?
In an online chat with readers, personal finance expert Anil Rego answered queries about the new tax regime announced in the Union Budget.

February 04, 2020
Budget: How new tax slabs will benefit you
In an online chat with readers, G Srikanth, partner, GSV Associates, chartered accountants, Chennai and member of the Institute of Cost and Management Accountants, answered queries about the new income tax proposals mooted in the Union Budget 2020-2021.

February 03, 2020
7 simple tips to SAVE more money
Rediff reader Tushar Kulkarni, 40 from Dombivali shared some valuable tips.

January 30, 2020
Are you a moderate risk-taker? MFs you must buy
If you want his advice on your mutual fund investments, please mail your questions to with the subject line, 'Mutual Fund Query', along with your name, and Omkeshwar will offer his unbiased views.

January 28, 2020
7 money mistakes the young must avoid
Investment advisor Sheetal Jhaveri busts popular money myths to make you a confident investor

January 27, 2020
4 things to know before investing in ULIPs

January 24, 2020
Are these premium mobile plans meant for you?
Bindisha Sarang takes a look at Vodafone's RedX and Airtel's new plan.

January 23, 2020
What shares should you invest in if you had Rs 5 lakh?
Ajit Mishra, vice president, Research, Religare Broking, answers readers' queries on stocks they own or want to buy.

January 22, 2020
How to discuss money with parents
If the initial hand-holding will be done right, they will understand and respect your decision of helping them, says Naval Goel.

January 20, 2020
Got a new job? Check out these five money tips
The amount needed has to be worked out, and money needs to be saved, accordingly, suggests Sarbajeet K Sen.

January 17, 2020
MFs you must exit, hold or buy
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your mutual funds-related queries.

January 15, 2020
Insurance related questions? Here's expert advice
Roopam Asthana answers them all.

January 13, 2020
Should you sell or hold Yes Bank, Infosys shares?
Here are his replies to some of the 'buy, sell, hold, avoid or exit?' e-mails that we have received.

January 08, 2020
5 important facts your insurance agent won't tell you

January 07, 2020
Want to invest in Stocks? Check out these courses
'Trading is about psychology; 75% of it is about keeping your emotions in check.'

January 06, 2020
Planning to buy a car? Avoid debt trap
To make the most of your vehicle, use the age-old 20/4/10 personal finance rule, suggests Bindisha Sarang.

Should you still hold these stocks? NO
Ajit Mishra, Vice President, Research, Religare Broking, answers readers's queries on stocks they own or want to buy.

January 03, 2020
Why some equity funds are holding their cash positions
Holding cash may actually help fund managers limit downside in the current environment, but large cash component poses the risk of missing out sharp upsides in a broader market rally, reports Jash Kriplani.

5 simple and smart investment tips for 2020

January 02, 2020
MF Queries: Where you must invest in 2020
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, will answer your queries.

Ulips are attractive investment options
'It is advisable to invest in them early in life and stay invested for a longer period to achieve long-term goals and accumulate wealth.'

December 31, 2019
Buy health insurance early in life
'A 25 year old buying a high-value policy now will be well covered even in his 40s.'

December 30, 2019
Want to reduce tax liability? Read this
You can reduce your tax burden by wisely using partially taxable allowances, suggests Bindisha Sarang.

December 27, 2019
Do not lower your EPF contribution
If someone does reduce his contribution, he should scale it back to the 12% level as soon as he can, suggests Sanjay Kumar Singh.

December 26, 2019
Stocks you must buy, hold or exit in the New Year
Ajit Mishra, Vice President, Research, Religare Broking, answers readers's queries on stocks they own or want to buy.

December 24, 2019
Your home loan queries answered!
Chartered accountant and Sebi registered investment advisor, Harsh Vardhan Roongta, answers your home loan queries

December 20, 2019
MFs you must buy, hold and exit now
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

Invest through MF route in mid-caps

December 19, 2019
Should a 20 year old buy insurance?

December 16, 2019
Planning to avail home-loan overdraft? Read this
'Opt for this facility only after doing a cost-benefit analysis: Will the savings in interest cost by parking your surpluses in the home loan overdraft account outweigh the higher interest cost of this loan?'

December 13, 2019
Are you still holding these stocks? Exit NOW
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' queries on stocks they own or want to buy.

December 10, 2019
Explained: All you want to know about Credit Score
'A score of 750 and above is considered to be good, though these cut-offs can vary depending on the type of loan being sanctioned,' points out Arun Ramamurthy.

Readers, your MF queries answered!
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

December 09, 2019
Paying high interest on home loans? Read this
By evaluating their loan rate against the best available every year, borrowers can achieve considerable savings over the entire tenor, suggests Sanjay Kumar Singh.

December 04, 2019
Home loan issues? Ask Harsh Roongta for advice
Drop us a mail at and our expert, Harsh Roongta, will answer your home loan queries.

Now, loans for all your lifestyle needs
You can get a lumpsum sanctioned, but you may draw only part of it and pay interest on the amount used.

December 03, 2019
Stocks you must sell now!
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' queries on a weekly basis.

November 29, 2019
MFs you must hold, exit and buy
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

November 26, 2019
Rising child healthcare cost? Opt for family floater plan
Once the child is 90 days old, parents must add her to the family health floater cover, suggests Sanjay Kumar Singh.

November 22, 2019
Do you still have these shares? SELL NOW!
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' queries on a weekly basis.

Ageing parents? How to meet medical expenses
'However, the elderly should not depend on it alone and should also buy a personal health cover,' suggests Sanjay Kumar Singh.

November 20, 2019
Should you buy, sell or hold these MFs?
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

November 18, 2019
'For long term goals, you have to INVEST, not save'
In this interview with's Shobha Warrier, Ashok Kumar E R, the CEO and co-founder of Scripbox shares some more interesting observations about the way Indian women make financial decisions and offers advice on how, with the apt guidance and information, they could do a lot better.

November 12, 2019
Must read: 5 smart tips to invest in PPF
With a strong plan in mind, Public Provident Fund can become an important and strong part of your investment, says Naval Goel.

November 11, 2019
How to pick the right life and health insurance policy
It is important to look at factors like claim settlement ratios, persistency ratios, the extent of premium increase with age, insurer's reputation, etc, says Vaidyanathan Ramani.

November 08, 2019
Should you buy, hold or sell these stocks now?
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' queries on a weekly basis.

November 07, 2019
How prepared are you to handle a financial emergency?
Here's Sheetal Jhaveri's easy-to-follow financial disaster management guide for you

November 06, 2019
Large cap and mid cap MFs you must buy!
If you want his advice on your mutual fund investments, please mail your questions to with the subject line, 'Mutual Fund Query', along with your name, and Omkeshwar will offer his unbiased views.

November 04, 2019
Layoffs coming? How to prepare financially
Assume the worst regarding how long your unemployment could last and make conserving cash your topmost priority, suggests Sanjay Kumar Singh.

November 01, 2019
Investing in small savings schemes? Check post-tax returns
Investors should take a longer-term view and only allocate to these instruments after taking a few additional criteria into consideration, says Sarabjeet K Sen.

October 25, 2019
Readers, your stock market queries answered!
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' queries on a weekly basis.

October 18, 2019
Buy, hold or sell: Your mutual fund queries answered!
If you want his advice on your mutual fund investments, please mail your questions to with the subject line, 'Mutual Fund Query', along with your name, and Omkeshwar will offer his unbiased views.

October 16, 2019
Readers, your stock market queries answered!
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' queries on a weekly basis.

October 15, 2019
5 SIMPLE tips to achieve your financial goals

October 11, 2019
Mutual fund investment: Buy, sell, or hold?
Wondering if you did the right thing with your mutual fund investments?

October 10, 2019
Readers, all your insurance queries answered!
Anik Jain, founder and CEO at Symbo, will answer your questions on insurance -- life, health, motor, travel, etc -- on a weekly basis.

October 09, 2019
5 best PENSION plans in India right now
The right investment at the right age will help you enjoy a secured post retirement life.

October 07, 2019
Stock advice: Readers' queries answered!
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' queries on a weekly basis.

October 03, 2019
Explained: Why you must invest in PPF
A fascinating excerpt from Anil Lamba's Financial Affairs Of The Common Man: Master The Art Of Personal Finance Management.

September 26, 2019
Want to be SMART investor? Follow these 4 tips
Irrational behaviour, born out of incomplete understanding, biases, overconfidence, fear or greed, has led investors to make less than half of what they could have in the capital markets, says Erik Hon.

September 24, 2019
Smart ways you can save MORE TAX in 2020
Fixed deposits offered by multiple banks can be considered to be a tax-saving instrument, says Naval Goel.

September 19, 2019
5 tips to choose the best mutual fund scheme

September 17, 2019
Beware! Is your password SAFE?
How many online passwords do you have? How do you keep track of those passwords? Can one keep the same password for less important sites?

Ladies, your personal finance queries answered!
Dear readers, we had asked you to send in your personal finance queries to be answered by Basis founder and CEO Hena Mehta. Here's the first batch of responses.

September 16, 2019
Are you a victim of lifestyle inflation? Here's help
'Just like humans binge on food when they are depressed, they also tend to shop for instant gratification. which is just temporary. Please do not fall into this trap,' cautions Sheetal Jhaveri.

September 13, 2019
Revealed! Why your motor insurance claim was rejected
You must initiate the claim process within 7 days of the damage. The more time you take to get the vehicle to a service centre, higher the chances of your claim getting rejected.

Must read: The most DANGEROUS loan you can take
Are you funding your lifestyle by taking a loan? It can get you into financial trouble, says Sarbajeet K Sen.

September 12, 2019
Want a loan against your credit card? Read this first
While there is easy access to money, the flip side is the high interest rate and processing fees, points out Sarbajeet K Sen.

September 11, 2019
Stock advice: Readers' queries answered!
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' stock market queries. Ajit will offer his unbiased views on a weekly basis

September 10, 2019
Want advice on your insurance worries? Send your questions
Here's how you can make buying insurance the cakewalk that it is, says Anit Jain

August 29, 2019
Taking a personal loan? Read this first!
Before taking such loans, compare the interest rates charged by various players, advises Sanjay Kumar Singh.

August 28, 2019
How to invest SMART in your 40s
Consider factors like time, risk profile, return requirements, expenses, liquidity needs, etc. Make sure to have insurance and opt for a term plan, says Amar Pandit.

August 22, 2019
Stock advice: Buy, sell, hold or avoid?
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' stock market queries. Ajit will offer his unbiased views on a weekly basis

August 19, 2019
Dear women, want advice on personal finance? Send in your questions!
Hena Mehta will answer Your Questions on personal finance on a weekly basis. Please mail your questions to with the subject line 'Personal Finance Query' along with your name and Hena will offer his helpful advice.

August 17, 2019
6 smart investment tips for homemakers

August 14, 2019
Stock advice: Readers' queries answered!
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' stock market queries. Ajit will offer his unbiased views on a weekly basis

August 13, 2019
What you MUST KNOW about education loans
You can build your credit score and get tax benefit, but defaulting will make life difficult.

August 10, 2019
The 3-point checklist to choose a healthy portfolio
A well-diversified portfolio would, at any point in time, have a fair balance of investments that are doing exceedingly well, some that are steady and some that are sluggish, says Erik Hon.

August 02, 2019
Stock market advice: Buy, sell or hold
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' stock market queries. Ajit will offer his unbiased views on a weekly basis

July 24, 2019
Credit card-related errors that you MUST avoid
If the credit card is not used judiciously, it can cause havoc with one's personal finances, warns Sarbajeet K Sen.

July 22, 2019
Want advice on the stock markets? Questions please
Please mail your questions to with the subject line 'Stock Market Query' along with your name and Ajit will offer his unbiased views.

I-T returns: Avoid last-minute mistakes
Use of the incorrect form will result in your return being treated as defective, points out Suresh Surana, founder, RSM India.

July 15, 2019
The secret to invest smart and RETIRE early
While planning for retirement, the key is to let your money be idle, says Amar Pandit.

July 01, 2019
How to create an emergency fund that will save you
This rainy season, don't just prepare for storms but also make your finances rain-proof, says Amar Pandit.

June 27, 2019
Want to help your dad organise his finances?
Calculate his monthly expenses, health care spending, how much funds will he need once he retires, and whether his current savings and investments will enable him to manage his lifestyle through retirement, suggests Ashok Kumar E R, CEO and co-founder, Scripbox.

3 secret tips to minimise investment, maximise returns

June 24, 2019
Have money to invest? Check out Robo advisory
A robo advisor may seem like the perfect solution for those with only a small investment capital who are just starting their investment journey, says Mrin Agarwal, founder, Finsafe India.

June 17, 2019
Want to invest in ETFs? Please read this
Investing in ETFs is similar to buying and selling shares on exchanges through your trading account, points out Ashwani Bhatia, MD and CEO, SBI Mutual Fund.

June 10, 2019
Gold best option to raise emergency funds
Gold loans are a quick, easy and low-cost way to meet your immediate and emergency financing needs, but do ensure that you entrust your gold in safe hands after thorough due diligence, suggests Gaurav Gupta, founder and CEO,

June 03, 2019
Can you trust your financial advisor?
We all need an expert whose advice you can trust, who will not start pushing products at you and rather help you understand why your wealth is not growing as it should, says Erik Hon.

May 28, 2019
Warning signs your ATM is NOT safe
Before inserting your card, always check for any signs of tampering on the ATM machine, warns Aditya Shankar.

May 27, 2019
Should you take an education loan?
'It reduces the immediate financial strain on your family and helps you take control of your finances without being dependent on your parents.'

May 18, 2019
How to invest in mutual funds: A beginner's guide

May 17, 2019
Should I say I don't smoke when buying a policy?
'If you are a smoker, you should not provide misleading information to the insurer about your smoking habit in the insurance proposal form,' advises Pankaj Razdan.

May 10, 2019
Check out all offers before taking car loan

May 07, 2019
When does investing in gold make sense?

May 06, 2019
Don't fret if credit card application rejected
Secured credit cards offer benefits similar to regular credit cards and hence an applicant should try and get a card with lower fees and more features, suggests Sarbajeet K Sen.

April 30, 2019
Should young couples invest in child insurance?
There is no reason for a child with no dependents to have insurance because insurance is put in place to provide for the child in the event of a parent's untimely death and not the other way around, says Amar Pandit.

April 22, 2019
5 silly investment mistakes youngsters make
Keeping patience while making a financial decision is one thing millennials need to learn, says Naval Goel.

April 13, 2019
Is Dynamic Currency Conversion helpful during travel?
DCC is the answer to your currency woes says K Veeraraghavan.

April 11, 2019
Want car insurance? Please read this
Educate yourself about your car insurance policy's terms and conditions before buying or renewing it, suggests Animesh Das, head of product strategy, ACKO General Insurance.

April 04, 2019
Looking for investment advice? Try out algorithm-based counselling
Physical advisors have been receiving tough competition from algorithm-based investment counselling and robo-advisories.

March 26, 2019
Haven't paid your taxes yet? Read this NOW!
You can still save money, says Samkit Maniar

March 25, 2019
5 investment schemes to save tax
Tax-saving investments should not be made with the sole purpose of saving tax, but should also help an individual grow his wealth, suggests Archit Gupta, founder and CEO, ClearTax.

March 22, 2019
How NOT to pick a medical insurance policy

March 15, 2019
Want an education loan? Read this
Loans are available for up to 15 years, which could lower your EMI and ease your repayment burden, advises Mohan Jayaraman.

March 13, 2019
Studying abroad? Here's how you can save on health insurance
General insurers in India have started campaigns highlighting the benefits of buying a student's travel insurance in India, as opposed to buying one offered by the university abroad, says Tinesh Bhasin.

March 12, 2019
Got a job? Invest, but avoid these mistakes
They should think hard before taking a car or home loan.

March 07, 2019
Want to have credit score of 750 plus?
An individual with a score above this level will not only enjoy easy access to credit, but will also benefit from lower cost of loans, points out Arun Ramamurthy, founder and director, Credit Sudhaar.

March 06, 2019
Rs 50K to 20 crores: 5 govt friendly funding schemes for women
Did you know that women can avail for a loan of upto Rs 20 crores to set up a manufacturing business?

February 07, 2019
5 simple ways to save tax and make money
Did you know that you can get a tax benefit of up to Rs 50,000 under a health insurance policy?

January 24, 2019
10 tips to protect your debit card from fraud
Handle cards like you would handle cash.

Want to be an ace investor? Read this
Investing in special situations can help you tap opportunities that arise during adverse conditions, advises Joydeep Sen.

January 18, 2019
Living on rent got more costlier
Rents rose on average by 15% in Chennai and 14% in Bengaluru last year.

January 09, 2019
5 signs your debit card is at risk
Be careful if you find your postal mails/ bank and financial statements intercepted, pilfered or tampered with.

What you must know about new home loan rates
'This can be done by paying a fee of Rs 5,000 to Rs 6,000.'

January 08, 2019
Need an emergency loan? Go for gold loan
The amount you can raise via a gold loan is higher than you can get via a personal loan.

January 05, 2019
Heard about new-age barter platforms?
In barter, you have the choice of picking up a product that's available with the barter company in exchange for the stuff you want to discard.

December 26, 2018
How e-commerce sites track and trick you
Beware of spot offers and discounts aimed to lure you into binge buying.

December 10, 2018
Have a bad credit score? Read this
'Multiple enquiries affect your credit score adversely,' advises Mohan Jayaraman.

November 21, 2018
Get the best deal on car loans: 5 golden tips
If you plan to take an auto loan, Priyadarshini Maji lists 5 points you need to consider.

November 13, 2018
Planning an adventure holiday? READ the insurance fine print
Travel insurance policies do not generally cover adventurous or sporting activities such as bungee jumping, paragliding, mountain climbing, or white water rafting, which fall under hazardous activities.

October 19, 2018
How You can achieve your financial goals
Goals like buying a car or travelling abroad are short-term goals whereas purchasing a house or retirement planning are medium and long-term goals.

October 17, 2018
7 ways to protect your money from online scams
It could be a scam, warns Niranjankumar Upadhye.

October 06, 2018
7 questions you must ask your financial planner
A good planner will take the role of a family doctor.

October 05, 2018
Paying online? Beware of free Wi-Fi
Do not share your passwords or personal information with anyone.

September 21, 2018
Youngsters, this is how you can make more money!
Invest early. Plan your taxes.

September 13, 2018
Earning a salary? Why you MUST pay advance tax
You filed your income tax returns for 2017-2018 and think you tax problems are over for now. But have you paid your advance tax this quarter, asks Samkit Maniar.

September 04, 2018
Young investors, hike your equity exposure under NPS
Since NPS is used for a long-term goal like retirement, allowing younger investors to have higher exposure to equities will give them a chance to earn higher returns.

August 28, 2018
How may credit cards should you have?
'However, you shouldn't try to get multiple cards at once,' advises Adhil Shetty, CEO,

August 22, 2018
Save or splurge? The dilemma millennials face

July 17, 2018
Holidaying abroad? Here's your financial bucket list
Want a stress free vacation? Amar Pandit tells you what you need to keep in mind.

July 16, 2018
6 easy ways to reduce your income tax
Archit Gupta on how can you maximise your savings and reduce your taxable income.

What Young Investors Must Know
'By entering at an early age, they stand a better chance of developing into skilled investors.'

April 12, 2018
Your early 20s are the best time for financial planning

March 31, 2018
Buying term insurance? 6 must-knows
Don't sidestep the idea of investing in term insurance. Here's why.

March 26, 2018
3 reasons to buy health insurance
Takes care of expensive medical treatment at affordable cost even as you get quality treatment and tax benefit out of it, says Naval Goel

March 21, 2018
10 popular ways to save tax
Investments and expenses under section 80 C allows various tax benefits, says Harjot Singh Narula

March 20, 2018
Chat@2: How to get a business loan
Rajeev Mahajan, co-founder, director and CEO at Antworks Money will answer all your queries related to availing business loans in an online chat March 21 between 2 pm and 3 pm

March 07, 2018
Ditch the stock market, invest in a Hermes bag

February 14, 2018
Chat@2: All about health insurance
Join us for an online chat with health insurance expert Anil Rego between 2 pm and 3 pm on Thursday, February 15.

February 06, 2018
Stock market crash: Five blunders to avoid
Take calculated, not blind risks, suggests Ramalingam K.

All you want to know about Health Insurance
Aslam Hunani presents some of the frequently asked questions about health insurance in India.

February 02, 2018
Live chat: Budget 2018, saving tax and filing IT returns
Whatever your queries, tax expert Mahesh Padmanabhan will answer them and give you tips on tax planning on Friday, February 2, between 4 pm and 5 pm IST. Join us then

January 31, 2018
Budget 2018: What young India needs from Modi Sarkar
Education, jobs, health and more: Experts share their wishlist.

January 26, 2018
'What is peer to peer lending?'
In an online chat with readers January 24, Rajeev Mahajan of Antworks answered queries on personal loans and peer to peer lending.

January 24, 2018
Chat@2: Smart tips for personal loans
Join Rajeev Mahajan, Founder Director & CEO, Antworks Money, for an online chat at 2 pm, Thursday, January 25

January 18, 2018
How bank portals reward online shoppers
Do you save more money if you use bank portals for online shopping?

January 14, 2018
Buying mediclaim for a senior citizen? 6 tips for you
In the event that you need medical treatment, it should be a comforting, nurturing experience, without any concerns about affordability. Having health insurance makes that possible, says Anuj Gulati

January 13, 2018
How to make the most of your health insurance
Naval Goel shares a useful list of things to get the maximum bang out of your health insurance buck

January 07, 2018
Six money tips for a debt-free life
One needs to understand that it takes years to get out of debt. Here's Amar Pandit's advice on how to move towards a debt-free life

January 06, 2018
3 financial priorities for 2018
Debt, savings and tax planning is what your focus should be in the New Year

January 04, 2018
5 money habits you must give up in 2018
Give them up post haste and make a rocking beginning to the New Year.

January 02, 2018
Want to retire early? Here's how you can
The sooner you create a plan and put it into action, the better the chance of your early retirement dream becoming a reality, says Naval Goel

December 30, 2017
The dangers of financial apps on your smartphone
'Malicious files can silently sit in your phone and relay data to hackers without your knowledge.'

December 28, 2017
5 money tips for would be Virushkas
So, develop a plan for how you will deal with these.

December 26, 2017
Five golden nuggets for investors
If you sincerely follow these, nobody can stop you from creating wealth in the long run

December 25, 2017
Money matters: Be your own Santa this Christmas!
People often get confused about what to gift to their loved ones on Christmas. It's always the best idea to gift your family a secure future, says Harjot Singh Narula

December 24, 2017
7 ways term insurance helps manage financial risks
V Viswanand explains the importance of term insurance plans in hedging financial risks of a policy owner

December 23, 2017
How to prevent online frauds
Customers taking small and convenient steps and some degree of care and precaution while paying digitally will ensure safety and security from new threats that emerge every day, says Avinash Luthria

December 22, 2017
5 tips for smooth insurance claim settlement
Is there any use of a policy for which you keep paying premiums for 20 to 30 years and in the end your claim gets rejected? Harjot Singh Narula offers advice on how not to get your claim rejected

December 21, 2017
7 benefits of investing in mutual funds
Knowing these will save you from taking undue risks, losses and also create wealth in the long run, says Dwaipayan Bose.

December 17, 2017
4 benefits of buying insurance online
Tarun Mathur gives a quick low-down on what advantages one can have when buying motor insurance online

December 16, 2017
A woman's guide to securing her financial future
Financial planning advisor Amar Pandit, CFA, explains how women can plan better to create wealth and protect themselves from financial uncertainties

December 11, 2017
5 more money lessons for you
Salil Dhawan explains why you must invest early in life.

December 08, 2017
5 money lessons for you to make it big
Salil Dhawan explains how as you progress in your career you can also grow your money at a phenomenal pace if you start investing early.

December 05, 2017
Buying home insurance? Watch out for this!
Read the fine print carefully lest your claim gets rejected, advises Tarun Mathur.

December 03, 2017
5 tips to help you pick the right equity fund
Follow these and the your chances of earning higher returns will improve...

December 02, 2017
Is your mutual fund underperforming? Read this
K Ramalingam explains the three most powerful signals that indicate your mutual fund's performance

December 01, 2017
First date with financial planner? A checklist for you
K Ramalingam offers important tips for a successful meeting

November 30, 2017
Got your first salary? 10 wise money tips for you
Many youngsters take financial discipline as putting restriction on their freedom. That's a myth. You can very well enjoy as well as save and grow your money at the same time. Salil Dhawan shows you how

November 29, 2017
How to build an emergency fund in three easy steps
Financial planning advisor Amar Pandit explains the most important steps for accumulating a contingency fund but cautions that this money should be spent wisely.

November 28, 2017
Four add-ons to get more out of term insurance
Add-ons such as critical illness or disability due to accident are available on payment of a little extra money, and they can take care of any unforeseen, unfortunate developments, says Santosh Agarwal

November 21, 2017
Splurging on wine and whisky is a smart investment!
Uncorking the business of vintage wines and spirits.

November 14, 2017
Teach your children what really counts
If you want your children to inherit true wealth, make them financially literate, says Amar Pandit

November 07, 2017
SlicePay: The 'buy now, pay later' start-up for students
With more and more youngsters preferring to shop online, the credit appetite has surged.

November 04, 2017
Why India needs to work on financial literacy NOW!
Lack of basic financial understanding leads to unproductive investment decisions. The need of the hour is for a drastic overhaul of approach to savings and investments by Indian households, says Rajesh Sud

November 03, 2017
Are you cheating on your spouse financially?
Although not much is spoken about financial infidelity, it is becoming more and more common these days. Financial planner Amar Pandit charts a four-point plan on how to be financially loyal to your spouse

October 31, 2017
General insurance 2.0: Settling claims automatically
With mobile data getting cheaper, insurers are introducing technologies that eases buying and lodging claims.

October 19, 2017
Buying insurance? Know your rights first
Naval Goel of PolicyX answers some important questions before buying insurance policies

October 14, 2017
Your retirement planning must start NOW!
Starting early is not a choice, it is a must, says Jose John, Director & Appointed Actuary, Max Life Insurance

October 02, 2017
Buying health insurance? Why medical tests are important
To avoid a claim rejection for chronic diseases, ensure proper medical records, experts tell Tinesh Bhasin

Eight must-knows about systematic withdrawal plan
The systematic withdrawal plan can work for you. But only if you know how to use it to your benefit.

October 01, 2017
5 tips to help you buy the best health insurance plan
Harjot Singh Narula lists five checkpoints to help you find the best health insurance plan

September 30, 2017
Buying travel insurance? 5 checkpoints for you
Naval Goel explains the key points that will help you buy the most appropriate travel insurance plan and leave your worries behind when you travel with family and friends.

September 29, 2017
Tips to make the best use of airline discounts
Deals from online travel portals, in partnership with credit cards, are good.

September 28, 2017
NPS becomes more attractive for senior citizens
The raising of the entry age in NPS has opened up an attractive new investment avenue for senior citizens, says Arnav Pandya.

Claiming insurance is not that easy!
Putting together all the required documents and surmounting legal hurdles could be a challenge for the nominee.

September 23, 2017
When must investors opt for SWP?
During such times, opt for a SIP.

September 17, 2017
Retirement planning: What if you lived till 100?
The first step is to estimate the retirement corpus you would need and to compute the approximate amount you can set aside every month, says V Viswanand, Senior Director and Chief Operations Officer, Max Life Insurance

September 16, 2017
Want life insurance? Check this out!

September 10, 2017
How to turn your fund into a retirement paycheck
Two simple tricks that will help you spend your golden years at leisure

August 31, 2017
Your comic book can make you rich!
The rarity of comic books in mint condition or nearly perfect ones, and the rising demand, have caused the prices to spiral internationally.

August 23, 2017
Smart tips to minimise credit card fraud
'Let him come to you with the machine and then enter the card and the PIN yourself.'

August 22, 2017
Assuming your wife is bad with money can ruin your marriage
For wives, a husband who sees them as a spender is the highest contributor to financial conflict.

August 09, 2017
Go electronic to pay credit card bills, save money
Banks have started charging customers for payment of credit card bills through cheque and so paying online makes more sense.

August 08, 2017
Now, get a personal loan at your ATM
Private banks and start-ups offer instant loans on apps as well as through ATMs.

August 06, 2017
A dummy's guide to student travel insurance

August 05, 2017
Golden rules for successful investing
20 golden rules for successful investing

August 02, 2017
Buying insurance for parents? Some tips
Don't go for family floater plans; though convenient they cost you more.

July 30, 2017
How to transfer your car insurance
There can be many reasons for doing this; Naval Goel explains the entire process in seven simple steps

July 29, 2017
4 ways you defeat the purpose of buying insurance
Many of us commit these generic mistakes which can turn our insurance buying decision futile, says Shikha Verma

July 17, 2017
Changing jobs? Here's how to file your tax returns
It's better to inform your new employer about income earned and deduction availed with the previous one.

June 29, 2017
How GST will impact your insurance premium
It's an undeniable fact that after enactment of GST, buying insurance will become a little expensive impacting your term plans, health plans and motor insurance plans the most. But you should not ignore the importance of insuring your life, health, vehicle, says Harjot Singh Narula

June 25, 2017
5 credit cards that give best online shopping discounts
Rishi Mehra gives a bird's eye view on credit cards which offer maximum discounts on online shopping

June 24, 2017
Buying insurance? Know your rights first
V Viswanand, senior director & COO, Max Life Insurance explains three important rights every insurance buyer must know

June 23, 2017
How to save money on travel insurance
If you are a frequent traveller, then you should opt for a multi-trip travel plan because it works out to be cheaper.

June 21, 2017
3 money lessons from yoga
Make yoga your way of life and enjoy the unconditional and uncountable benefits leading to better physical and financial health, says Harjot Singh Narula

June 17, 2017
7 reasons to open a PPF account
Well, you don't need reasons to open a Public Provident Fund account but if you insist, here are seven reasons you must open an account

June 15, 2017
Bank vs NBFC: Where you should go for home loans
You would find NBFCs more willing to lend even if you have a poor credit score, says Adhil Shetty

June 09, 2017
How scammers cheat online shoppers
Be cautious when purchasing from little-known Web sites.

May 29, 2017
Buying a maternity-linked plan? Read this
It might not offer adequate cover for all the costs you incur during delivery, but will give protection against unforeseen complications, says Yashish Dahiya, co-founder and CEO,

May 23, 2017
Credit report errors can cost you big!
While you can always correct them, the sooner you do it the better it is for you, says Sanjay Kumar Singh

May 21, 2017
6 important things you must know about maternity insurance
Maternity insurance ensures that you can enjoy the happiest moments of your life without any financial worries, says Harjot Singh Narula

May 20, 2017
10 tips to simplify your financial portfolio
If you are clumsy in record-keeping and safe keeping of your papers then the problem gets aggravated. There is a strong need to be 'well organised' and in control of your various investment/insurance plans. Anil Chopra - Group Director, Bajaj Capital, shows how you can do that

May 18, 2017
5 reasons to start loving the EPFO
'If you retain your account with the EPFO for 10 years, you get a life-long pension.'

May 14, 2017
How to reduce health insurance premiums
Anil Rego shares six tips to help you bring down your cost of owning an insurance policy

May 13, 2017
Tax saving tips for the new financial year
Want your investments to make money as well as save tax for you? Anil Rego has some advice

May 12, 2017
What you need to do to get the best home loan
Advice from financial guru Harsh Roongta.

May 09, 2017
Save money buying policies etc online
Sanjay Kumar Singh tells you what to watch out for when buying insurance and investing in MFs online.

May 08, 2017
What's the best family health insurance?
Sanjay Kumar Singh draws up a mediclaim policy checklist.

April 30, 2017
It's never too late to start planning for retirement!
V Viswanand, Senior Director and Chief Operations Officer, Max Life Insurance, lists out a few important steps to start planning for your golden years

April 29, 2017
4 investing ideas for single mothers
Given the challenges, what should single mothers do to ensure that they invest enough to secure their future? Read on!

April 28, 2017
Should you invest in SIPs for perpetuity?
Ideally, one should opt for a 5 to to 10- year period in an MF scheme or exit when the goal is reached.

'Is mobile banking as safe as net banking?'
In an online chat with readers on April 27, Sameer Ratolikar, Chief Information Security Officer, HDFC Bank, answered readers' queries on how to secure their online banking transaction.

April 26, 2017
Chat@2: How to secure your bank account
Chief Information Security Officer (CISO) of HDFC Bank, Sameer J Ratolikar, will answer all your queries about secure banking in an online chat with readers on April 27, between 2 pm and 3 pm.

April 25, 2017
Pre-paying home loan? Read this first
When does it make sense and when does it not?

April 21, 2017
Claiming HRA: Can't get away with fake rent receipts
When submitting house rent allowance receipts, claiming that you pay rent to a close relative like parents, siblings or spouse, ensure that you have supporting documents to substantiate it.

April 20, 2017
Did you know that PPF gives you triple tax benefit?
The Public Provident Fund is one of the safest and convenient modes of investment.

April 17, 2017
Travelling abroad? Tips to save dollars
If you are travelling internationally in the next two months, it's a good time to exchange your currency.

April 16, 2017
5 money mistakes to avoid
Help yourself and your family financially by not falling prey to these, says Naval Goel

April 11, 2017
Don't plan to file income tax this year? Beware!
With digital technology, the I-T department's ability to catch tax evaders has increased many times.

April 10, 2017
How first-time investors lose money in the stock market
Novices should enter markets via SIPs of equity mutual funds.

April 08, 2017
Why you must buy child insurance plan
Manik Nangia, Director and Chief Digital Officer, Max Life Insurance emphasises the importance of child insurance plan.

April 04, 2017
3 disadvantages of group life insurance
If you quit or change jobs in your 40s, buying an individual term plan will be expensive. You might not even get one if you have health problems, says Priya Nair

April 02, 2017
8 reasons why BHIM is different
Tripti Rai explains the unique features of Bharat Interface for Money (BHIM) app developed by the National Payment Corporation of India.

April 01, 2017
A dummy's guide to life insurance
Naval Goel explains all that you wanted to know about life insurance but didn't know who to ask

March 29, 2017
Want a loan? Pay your phone bills in time
Lenders now use your phone data, utility bill payment records and other non-traditional parameters to determine if you are creditworthy.

March 26, 2017
4 simple ways to go cashless!
These four options are by far the best available to migrate to a less-cash world, says Anil Rego

March 25, 2017
Buying a day care insurance policy? Read this
Mahavir Chopra explains the pitfalls one may face after buying a day care insurance policy

March 14, 2017
Upset about bank fee on cash transactions?
Don't fret, says Tinesh Bhasin.

March 12, 2017
4 ways going cashless can impact your taxes
Increased income tax collection is going to be a major consequence of going cashless and this should promise a future of lower taxes and higher purchase power soon, says Anil Rego

March 11, 2017
5 benefits of long-term two-wheeler insurance
When compared to a one-year insurance, here's why it makes sense to buy a three-year policy

March 09, 2017
What is a job loss fund? Do you have it?

5 reasons why pre-paid cards are the rage
Open loop pre-paid cards come with a two-factor authentication. One for ATMs and PoS transactions, and the other for online transactions

March 08, 2017
4 money lessons for women
Shikha Verma offers invaluable money management insights

March 05, 2017
Group life insurance: How beneficial is it?
Are all the benefits of group life insurance for real? Naval Goel finds out

March 04, 2017
Personal vs group mediclaim: Four advantages
There are four important reasons why you must also buy personal mediclaim over group mediclaim, says Dhruv Sarin

February 25, 2017
Five customer-friendly insurance provisions you must know
These offer great scope and flexibility when you fall upon hard times, says Harjot Singh Narula

February 21, 2017
Health insurance cos pay you to stay healthy!
Insurance companies offer discounts anywhere between 8 And 30 per cent discount on premium.

February 19, 2017
10 tax-planning tips to make your investment rupee go further
Do not skip checking the conditions that are attached to most deductions. Used prudently, deductions can ensure a large tax free income, says Anil Rego

February 18, 2017
Why should you buy critical illness insurance?
Well, there are five good reasons why you must!

February 14, 2017
V-Day Special: How to talk money to your partner
Apart from love, financial compatibility too is paramount for the success of a long-lasting relationship. Here's what couples must do to work on it.

February 12, 2017
Health insurance basics: Understanding deductibles
Naval Goes demystifies an important insurance jargon and explains its pros and cons

February 11, 2017
Why should you buy health insurance?
For those who cannot afford costly treatment charges, health insurance provides the safety of an umbrella, says Dhruv Sarin.

February 10, 2017
They ensure your children's financial future
Trustees and protectors can help ring-fence your trust deed and ensure it is executed exactly the way you want, for the benefit of your children, after you are no more.

February 09, 2017
How expensive is your mutual fund?
While it may be justifiable to pay a higher expense ratio in a fund that outperforms, you should definitely exit one whose performance is below par, says Sanjay Kumar Singh

Should you sell your ELSS after the 3-year lock-in is over?
After the lock-in, ELSS investments should be en-cashed only when an important financial goal has arrived or there is a medical or other financial emergency in the family, says Anil Chopra -- Group CEO & Director, Bajaj Capital.

February 08, 2017
Beware! Your employer can cut your salary sharply
While diligent paperwork helps claim tax benefits, with employers under pressure from the government, any lapse in documentation by an employee will lead to sharp cuts in salary.

February 07, 2017
Best time to take bigger risk for better returns?
'Avoid taking excessive credit risk via mutual funds such as high-yield fixed maturity plans and credit opportunity funds.'

February 06, 2017
Is rent received in cash taxable?

February 03, 2017
Want a home loan at 8.35%?
BoB's offer of a lower home loan rate to customers with credit scores of 760 and above makes it incumbent on everyone to pay heed to this all-important number.

February 02, 2017
Avoid these ELSS investment mistakes for higher returns
When looking at fund returns, avoid looking at just the past 12 months' performance, says Sanjay Kumar Singh

January 31, 2017
How to pick winning mutual funds
'To ensure you remain with the better performers, you need to consistently monitor your MF portfolios and weed out the non-performers, even if they are from a star fund manager or a fund house with a sound record.'

January 30, 2017
Investing in MFs? How to save costs
An investor would pay much less when he invests through a registered investment advisor than a distributor.

What should be the time frame for investing in mid-cap funds?
'However, if one invests for the long term, the investor experience could be rewarding.'

January 29, 2017
Dummy's guide to tax-filing documents
Though the process is not tedious, it still saves time if one has all the proofs of these documents ready for submission.

January 28, 2017
6 hacks to reduce your motor insurance premium
Having a motor insurance policy is very much necessary, but choosing the right policy at an affordable price is the smart way of buying a motor insurance policy, says Harjot Singh Narula

January 27, 2017
Make your mobile theft-proof in 4 easy steps
Losing a phone has become even more costly after the government's push for a cashless society

January 26, 2017
Are you a good saver but bad investor?
Find out how and why you save intelligently but invest poorly.

January 25, 2017
How to pay tax and claim deductions for joint home ownership
If a couple is registered as joint owners of a property, the tax authorities expect both of them to show their income or capital gains from the house in their tax returns, says Arvind Rao, a chartered account and certified financial planner

How to recession-proof your investments
Try it when the going's good; and it's not very difficult either, says K Ramalingam about recession-proofing your money life.

January 24, 2017
Claiming LTA? Be ready for a QnA with your employer
Earlier, companies went only by self-declaration of employees.

January 23, 2017
WARNING: Credit card default is costly
Do not game the system to run away from repaying the money you owe to the credit card company.

January 22, 2017
Bull, bear, pig, rooster... Which animal is the best investor?
Animal spirits are alive in the stock market but are not limited to those of just bulls, bears and deceased felines says technical analyst, Lesley Beath, who wrote this post for Morningstar Australia.

January 21, 2017
Do STPs give better returns than SIPs?
Returns in Systematic Transfer Plan are consistent as money invested in debt mutual fund schemes earns interest till the time the whole amount is fully transferred to equity fund, says Vishwajeet Parashar, Sr VP and Group Head -- Marketing, Bajaj Capital

January 20, 2017
How do banks calculate home loan rates?
Talking about home loan rates, there is good news for borrowers.

What reasonable return should you expect from equity MFs?
Should you expect 15 per cent return over a period of 20 years? Dwaipayan Bose has the answer

January 19, 2017
Short-term debt funds better than FDs?
These funds carry low risk and should be able to beat the returns from fixed deposits.

Saving tax: Avoid these 3 ELSS mistakes
While ELSS is a smart way to get equity exposure combined with tax savings, you need to pick your fund wisely.

January 18, 2017
How you can get up to Rs 7 lakh+ tax exemption
Salaried employees get several benefits under Sections 80C, 80D, 80G and others.

January 16, 2017
How to claim insurance on a stolen car
Don't panic if your car is stolen because your insurer is liable to pay the full amount as compensation, but you need to keep in mind that your claim should be genuine because most of the insurers try to avoid such claims, says Harjot Singh Narula

Want better returns at lower risk? Go for STPs
Now STPs or variable SIPs can earn better returns than vanilla SIPs.

January 15, 2017
Invest Rs 100 every day and become a crorepati
What investing can you do with just Rs 100? Well, you can become a crorepati, says Vatsal Ramaiya

January 14, 2017
3 smart tax-planning tips for you
Tax planning will help you pay less income tax. Something everyone wants. But smart tax planning will help you boost your portfolio.

January 11, 2017
Home loans: Should you pay Rs 12k to save Rs 77k?
But if the rate cuts are slimmer, say 25 bps or the number of years left is barely one or two years, shifting may not make too much sense.

Filing income tax returns: Keep these documents handy, now
Whether salaried or running your own business, it's about time to get your investment proofs in tax-saving instruments ready for filing your income tax returns later this year.

January 10, 2017
Vote: 5 expectations from Budget 2017-18
Which one of these expectations do you think will actually materialise, come February 1?

January 07, 2017
Insurance <em>gyan</em>: What is paid up policy?
Harjot Singh Narula explains the basics of paid up insurance policies

January 06, 2017
Why you must insure your smartphone
The smartphone has become our buddy and we owe it a good insurance policy to ensure it's protected at all times, says Naval Goel

January 03, 2017
Dummy's guide to the basics of life insurance
A quick snapshot about the fundamentals of the concept of life insurance.

January 02, 2017
Top mutual funds to invest in 2017
These are the top 8 out of 88 funds that the diversified equity fund category has to offer.

January 01, 2017
The best New Year resolution: Review your insurance policies
Make a fresh start to this New Year with an appropriate insurance policy

December 31, 2016
Should you buy comprehensive insurance policy?
Compared to a third party insurance buying comprehensive insurance makes more sense, says Neeraj Gupta

December 28, 2016
Can you claim accident insurance if your friend was driving your car?
'It is important to ensure that the person driving the car has a valid driving licence, is in a stable mental condition and is not under any heavy medication or influence of alcohol,' says K G Krishnamoorthy Rao, MD and CEO, Future Generali India Insurance.

December 27, 2016
How to make the most out of your idle money in savings account
Have you ever thought of options that are safer like the savings bank account, and additionally provide higher returns?

December 26, 2016
How safe are your mobile wallets?
It is suggested that you get your SIM locked with which the wallet account is mapped.

December 25, 2016
This Xmas, ring out your FDs and ring in debt funds
Here are five reasons why debt funds will give you better returns in the New Year

December 24, 2016
The best Christmas gift for your family
A life insurance policy can become one of the best decisions of your life and can make your family's Christmas memorable and joyful.

December 23, 2016
How to sell your used car online
A dummy's guide to get the best price for your car.

December 18, 2016
Should you buy a second home?
Ramalingam K takes you through the pros and cons of buying more than one residential property

December 17, 2016
Going cashless? Watch out for these risks
Now that you have already downloaded mobile wallets and all set to go cashless/digital with your payments to the local grocer, cabbie, maid, etc, here's what you must watch out for, says Tripti Rai.

December 16, 2016
How to benefit from the cashless drive
All payments made via debit and credit cards, net banking and mobile wallets will be entitled to discounts.

December 15, 2016
5 major insurance mistakes you must avoid
It is important to know the right details about your insurance policies while avoiding these mistakes, says Harjot Singh Narula.

December 14, 2016
EMIs vs SIPs: How should you pay for your purchase?
Even if you get a bit late in buying things you need, it is always better to avoid debt traps, advises Vishwajeet Parashar

December 13, 2016
5 myths about child insurance
Planning to buy a child insurance plan? Know these myths to make an informed decision, says Yashish Dahiya

December 11, 2016
How to find the market value of your car
You must have heard about the term IDV from your insurance agent or you may have read it in your vehicle insurance policy. But do you know what actually IDV is?

December 09, 2016
2,315 mutual fund schemes: How to pick the best
How do you pick a mutual fund scheme that suits your needs?

11 smart tips for new parents to cut costs
Remember, money saved is money earned. Spend wisely and you can have enough in your bank without compromising on your child's development, says Naval Goel

December 08, 2016
A dummy's guide to cashless health insurance
Now that cashless is once again the national buzzword, Harjot Singh Narula explains what you must know about cashless treatment under health insurance plan

December 07, 2016
How to keep your mobile wallet secure
With e-wallets playing a larger role in transactions, these precautions are a must.

December 05, 2016
6 anti-hacking solutions for Rahul Gandhi
Here are six ways your online account can be hacked into, and some simple yet effective ways to protect your Internet avatar.

December 02, 2016
3 questions that can transform your financial life
A new approach called life planning can help you prioritise the use of your time and money.

December 01, 2016
Have you received your salary? Tell us!
Did your employer credit your salary this month? Are you still struggling with cash? Tell us.

November 28, 2016
Living cashless: How I travelled to 5 cities with Rs 600
Readers tell us how they are managing without cash since November 8.

5 times insurance companies can reject your claim
Read the fine print and avoid potential losses, says Naval Goel

A cashless wedding: Is it possible?
E-wedding planners allow you to book everything online, including venues, make-up artists, bands, florists.

November 25, 2016
She hasn't visited an ATM since November 8
'No cash,no problem,' says Aparna Verma who has survived without cash from the time PM Modi announced the 'note ban'.

November 22, 2016
How Chennai Tricolor helps people during the cash crisis
Two to five volunteers, with the support of bank employees, could offer guidance and help to customers.

November 21, 2016
What is 'waiting period' in health insurance plans?
Buying a health insurance policy doesn't mean that you start getting cover from day one of the policy, says Harjot Singh Narula.

November 20, 2016
The pros and cons of not having a credit card
Don't have a credit card yet? Rajiv Raj helps you decide if you should have one...

November 19, 2016
How much should you save for your child's future?
Anil Rego outlines a clear cut financial plan for your child's bright financial future

November 18, 2016
'Modi<em>ji</em>, do not test our patriotism'
'If standing in a bank or ATM line is a test of patriotism, why is not a single leader standing in that queue too?'

November 17, 2016
No overnight hospitalisation? You can still claim health insurance
Naval Goel explains the importance of day-care health insurance

Demonetisation Effect: 'My mother now works 12 hours a day!'
'I'm praying it doesn't take a toll on her health.'

November 16, 2016
Should you buy physical gold or gold ETFs?
Are you debating between buying physical gold and investing in paper gold schemes or ETFs? Anil Rego has the answer

'How will my 90-yr-old mother climb 3 floors to the bank?'
Rediff readers share their Cash Crisis experiences.

November 15, 2016
Tell us your Cash Crisis story!
Did you need to wait hours to exchange your Rs 500/Rs 1,000 notes, only to be told you had insufficient documentation?

November 14, 2016
Secure your child's financial future this Children's Day
Shikha Verma explains how child insurance plans can help you achieve your child's financial dreams.

November 12, 2016
Where should I invest to get assured pension?
Dhaval Kapadia, Director, Portfolio Specialist, Morningstar Investment Adviser (India) answers queries

November 11, 2016
Golden tips to avoid Phishing-Vishing
The banking, financial services and insurance sector was the most targeted by scamsters, says Indeevar Krishna, head, operations and customer service, Max Life Insurance

November 10, 2016
'Issuance of Rs 2000 note will not curb black money'
"but GoIs intention is to create a paperless economy and hence in future, we may see less cash transactions which will get accounted with our identity (like pan, adhaar nos)," said Investment Advisor and CEO of Right Horizons Anil Rego in an online chat with readers on November 9.

November 09, 2016
This chat is over now: How will the ban on Rs 500 and Rs 1000 notes affect you?
Investment advisor Anil Rego will answer your queries on the ban on Rs 500 and Rs 1000 notes and what you should be doing.

'Achche Din for those without black money'
In an online chat with readers, Investment Advisor Harsh Roongta answered their queries on the ban on Rs 500 and Rs 1000 notes.

This chat is over now: All about ban on Rs 500 and Rs 1000 notes
Investment advisor Harsh Roongta will answer your queries on the ban on Rs 500 and Rs 1000 notes and what you should be doing.

November 06, 2016
Credit Card Hacks: 8 steps to go debt-free
Rishi Mehra explains how one can easily avoid getting loaded with a debt mountain

November 05, 2016
8 reasons why you MUST invest in real estate
No other asset increases your wealth the way real estate does, says and if you are looking to make a lucrative investment which will surely give you the returns you deserve, property is the answer, says Saket Mohta.

November 04, 2016
6 tips to lower your auto insurance cost
Installing some safety features is one of the steps that you can take which will work well towards lowering your car premium, says Naval Goel

November 03, 2016
10 quick tips to get the best education loan
Rishi Mehra on the home work you need to do before opting for one

November 02, 2016
Should YOU buy cancer insurance?
A cancer dedicated policy will provide a sum assured of Rs 20-25 lakh for a 30 year old for mere sum of Rs 4,500-6,000 per year (on an average) for a term of 35-40 years, which is even lesser than the cost of a weekend road trip with your loved ones

October 31, 2016
How to read your CIBIL Report!
And why Diwali is a great time to do so

October 30, 2016
Lighten up your financial plans this Diwali
Harjot Singh Narula lists 5 lessons Diwali teaches you about your financial future

October 29, 2016
Best ways to set up your home this Laxmi Puja
Rajiv Raj tells you about some easy financing options to deck up your home

October 28, 2016
How not to get your credit/debit card hacked
There are 7 key rules one can follow to ensure that the chances of such fraud are almost reduced to a negligible level when shopping online, says Anil Rego

Buying gold this Dhanteras? Read this now!
Wealth management and investment advisory expert Anil Rego, in an online chat on October 26, answered readers' queries.

October 27, 2016
Live chat: Best gold buying options this Dhanteras
Anil Rego, founder and CEO of Right Horizons, an end-to-end investment advisory and wealth management firm with multi-metro presence, will answer all your queries in an online chat on October 27, between 2 pm and 3 pm.

Why it makes sense to buy two-wheeler insurance
Mukesh Kumar, Executive Director, HDFC ERGO General Insurance Company Limited, talks about the many benefits of buying one

October 26, 2016
5 reasons why healthcare insurance is important
It is your duty to be responsible to your health and start saving and investing early in a suitable health insurance, says Naval Goel

October 25, 2016
A simple solution for all your money dreams!
Systematic investment plans can be the best way to achieve your financial goals if started early, says Vishwajeet Parashar is the Senior Vice President and Group Head -- Marketing, Bajaj Capital.

October 23, 2016
5 myths about home insurance demystified
There are certain myths with regards to home insurance and through this article, we attempt to deconstruct them

October 22, 2016
7 ways to get a term insurance policy on a tight budget
Choosing a term insurance policy is an economical way of getting life insured but choosing the most economical term insurance policy will help you to get life insurance on a tight budget also

October 21, 2016
Is it profitable to invest in more than one home?
Does it make sense to hold more than one residential property? Does the investment really give very high returns as we Indians tend to presume? Anil Rego takes you through the ups and downs of investing in residential properties

October 20, 2016
11 things you MUST consider before buying your dream home
Real estate veteran Saket Mohta gives the the most comprehensive 11-point checklist

October 19, 2016
Use your credit card instead of cash this <em>Karva Chauth</em>
Making purchases on your credit card can turn out to be a better idea. Here's why.

October 18, 2016
6 tips to get mediclaim at affordable cost
Take these factors into consideration before buying a healthcare policy

October 16, 2016
Buying a used car on loan? 5 things you must know
Rishi Mehra explains the pros and cons of buying a used car on either car loan or personal loan

October 15, 2016
6 tips to manage paperless insurance policies
Here is what you must know about e-insurance account

October 14, 2016
Missed tax-filing deadline? Here's what you must know
If you have missed your tax filing deadline, there is not much to fret if your tax dues are fully paid, says Anil Rego

October 11, 2016
Better your financial future in 5 easy steps
Rajiv Raj explains how you can get your financial life in order

October 09, 2016
Buying health insurance? Dos and don'ts for you!
Merely having a health insurance is not the criteria, possessing the right health insurance plan will help you to reap the benefits when needed the most, says Harjot Singh Narula

October 06, 2016
10 things nobody told you about your insurance policy
Either you are buying insurance policy online or through an agent, getting a better understanding about it will always be beneficial for you, says Harjot Singh Narula

October 04, 2016
5 tips to avoid credit card debt trap this festive season
There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj

October 03, 2016
8 steps to save and invest more money

October 02, 2016
4 reasons for insurance claim rejections
Here's how you can avoid these claim rejections, says Mukesh Kumar, Executive Director, HDFC ERGO General Insurance Company

October 01, 2016
5 ways critical illness insurance helps you
Critical illness insurance empowers you to focus on getting well without worrying about returning to work, finances and the survival of the family, says Naval Goel

September 30, 2016
3 reasons why the young must buy health insurance
Irrespective of your age and how good your health has been, the right time to get a health insurance is NOW, says Mukesh Kumar, Executive Director, HDFC ERGO General Insurance Company

September 29, 2016
Two reasons why you must invest in the NPS now
Reduction in the mandatory minimum contribution and extension to invest in the scheme from 60 years to 70 years has made the National Pension Scheme more friendly, says Anil Chopra, Group CEO & Director Bajaj Capital

September 28, 2016
Why life insurance helps in financial planning
Given the uncertainties of life today it is imperative to have a financial plan and be financially ready to ensure that all your life stage goals are met, says Shiv Maheshwari, EVP & Head - Agency, Max Life Insurance

September 27, 2016
5 benefits of buying insurance online
The digital era has made buying goods and services online easy and more transparent, says Parag Mathur

September 26, 2016
Wedding insurance? Make the most of it
With wedding budgets ranging from Rs 20 lakh to Rs 20 crore, it is important to insure the event for any mishap that can cause major financial loss to the aggrieved parties. Mukesh Kumar, Executive Director, HDFC ERGO General Insurance Company, explains all that you want to know about insuring weddings.

September 25, 2016
7 SIP mistakes you must avoid
It is often said, learn from your mistakes. We can twist that saying a little; learn from your mistakes and people who make mistakes. You do not have to make the mistakes to learn from them, says Priyanka Chakrabarty.

September 24, 2016
How to read and understand your credit card statement
Is your credit card statement greek to you? Abhishek Agarwal simplifies it for you

September 23, 2016
14 money lessons to create wealth
This is a post that should be read by all those above 23. If you did not read this at 23, then read it now.

September 22, 2016
Exposed: 4 false claims made by financial planners
Some planners sell dreams and deliver nightmares. Look before you leap!

September 21, 2016
The best credit cards for you this festive season
Beginning October 1, the festive season begins. First comes Navratri, then Dussehra, Diwali and Christmas. Use these credit cards responsibly to double your festive joy, says Rajiv Raj

September 18, 2016
5 long term investments you must make
Only commitment and planning can help you reap the benefits of long-term investments, says Abhishek Agarwal

September 17, 2016
4 simple ways to finance your home renovation
Proper planning is absolutely essential when you are thinking of redoing your home, says Rajiv Raj

September 16, 2016
4 retirement mistakes you must avoid
Else, repent when you reach your golden years

September 15, 2016
Is this the best mutual fund since 2011?
Had you invested Rs 5,000 every month in SBI Magnum Multicap Fund through systematic investment plan (SIP) for the last 5 years, the value of your investment would be over Rs 5.2 lakh as on August 22, 2016

September 14, 2016
Should you buy a dengue health insurance plan?
Considering the rising dengue cases, the affordability and availability of such a plan makes it worth buying, says Harjot Singh Narula

September 13, 2016
Get a credit card this Onam!
Let the festivities and celebrations begin; get yourself a credit card this Onam. Shop with it, earn reward points, make your family happy but remember to never go overboard or miss your payments, says Rajiv Raj

September 12, 2016
How to improve your credit score this Eid
Sacrifice these common misconceptions to improve your credit score this Eid

September 09, 2016
Markets near all-time high: Should you invest now?
One should not time the market before investing

September 08, 2016
Want to retire early? Think pension plans
The idea of retirement planning with a pension plan assures regular income to the policyholder in the form of pension or annuity.

September 07, 2016
Be prepared to pay more for your insurance policy
The premium on insurance policies will get costlier by 3 per cent to 7 per cent, depending upon the rate fixed by the GST Council from April 1, 2017, says Harjot Singh Narula.

September 04, 2016
4 money lessons from Lord Ganesh
While you are busy making modaks and cleaning the house to welcome Ganesh, here's what you can learn from the Lord of Wisdom about money, says Rajiv Raj

September 03, 2016
Avoid these 5 term insurance mistakes at any cost
You can then reap the true benefits of a term insurance plan, says Harjot Singh Narula

September 01, 2016
8 times when you MUST file income tax return
These situations require mandatory filing of Income Tax Return as per the provisions of the Income Tax Act, 1961

August 31, 2016
Want to gift a credit card? It's simple
If you want to make life of your loved ones simpler, explore the option of giving them supplementary cards or add-on credit cards. It will not only give them freedom but also a lesson in financial responsibility

August 30, 2016
It's time to say 'bye' to your money advisor, when...
You start hearing financial jargons and promises of the moon from him

August 24, 2016
5 tips to reduce your health insurance cost
With rise in medical costs surpassing general inflation, getting a treatment/surgery or illness treated in a hospital requires an enormous financial surplus or an alternative financial arrangement. Harjot Singh Narula offers simple tips to reduce these costs

August 23, 2016
8 loan 'charges' that can cost you a bomb
When opting for any loan, make sure you read the terms and conditions carefully, and understand the 'other charges' to avoid any disappointment at a later stage.

August 22, 2016
Buying a home? 5 tips for you
Making an informed choice will help you save money and some hassles too.

August 21, 2016
4 tips for couples to save tax!
And you thought marriage only brings woes :P

August 20, 2016
True or false? Stocks make the most money in long term
It is difficult to answer this question in yes or no. Here's Dwaipayan Bose's thorough analyses

August 19, 2016
5 expenses you must avoid
Avoid these financial traps!

August 18, 2016
5 tax saving tips for start-ups
Indian tax laws offer start-ups ways to save taxes.

August 17, 2016
6 reasons you must buy insurance
The most important of all is to save you from potential financial risks...

August 16, 2016
Get your sister a credit card this Rakshabandhan
You can gift your sister a Women Special Credit Card, which is not only loaded with exciting rewards for women, but they are also your sister's first step towards a better credit management.

August 15, 2016
Get financially independent this Independence Day
Whatever your dream of being financially independent, this Independence Day take a step in the right direction by following these steps.

August 14, 2016
Consumers, Wake Up!
Harshala Chandorkar, chief operating officer, CIBIL, explains your rights and duties as a responsible consumer

August 13, 2016
And you thought buying insurance is easy!
While that may be easy, what is not easy is to buy the policy that is right for you

August 12, 2016
Explained: Why you get personal loans faster than home loans
Here is a look at the reasons behind disparities in disbursals of various loans...

August 11, 2016
Planning to buy the Honda Hornet 160R?
Here are the 160R's pros and cons to help you make up your mind.

Mutual fund tips to help you make money
In an online chat with readers on August 10, Vidya Bala, Vidya Bala, head of mutual fund research at FundsIndia, answered their queries. For hose who missed the chat, here is the transcript.

August 10, 2016
Investing in MFs? Dos and don'ts
Join us for an online chat with Vidya Bala, Head of Mutual fund research at, on Wednesday, August 10, between 2 pm and 3 pm.

August 09, 2016
5 myths you must know about your credit score
Outright fear and lack of awareness can harm your CIBIL score

August 08, 2016
Why investing in mutual funds is so simple now!
Aadhaar-based verification and video-based in-person verification for e-KYC have made investing in mutual funds a breeze

August 05, 2016
How social media impacts your credit score
The advice your mother gave you about choosing your friends wisely got a whole new meaning with lenders looking at your social media posts

August 04, 2016
How to get the best out of your PPF account
Frankly, there is no reason not to open a PPF account and start investing in PPF

August 03, 2016
Busted: 10 auto insurance myths
Buying an auto insurance cover? Beware of these myths

August 02, 2016
Guaranteeing a home loan can land you in trouble
Understand the finer points before signing on the dotted line as a guarantor

July 31, 2016
Five tips to ace credit card management
Credit cards, if used properly, can be a great way to build one's CIBIL score.

July 30, 2016
Ready to take a home loan? Improve your CIBIL score first!
Do you know that your application can get rejected on account of a not so perfect CIBIL score?

July 29, 2016
Buying student travel insurance? 5 tips for you
After all, when you are studying, it is better if all you have to worry about are your grades.

July 28, 2016
4 reasons why teenagers must use credit cards
You may think that teenagers and credit cards are a recipe for disaster but before you dismiss the idea give it a second thought.

July 27, 2016
Getting married? 4 money goals for you
Financial planning need not be boring or solely be a man's job. It can be made fun and be used as another way to increase a couple's closeness and happiness! Try it!

July 26, 2016
Going for education loan? A 5-point checklist for you
The stress associated with getting a loan and then paying it back can be substantially cut down if you plan well and understand the factors associated with the education loan

July 25, 2016
4 golden rules to get higher credit card limit
Warning: These tips are not for those who are already in a debt trap or struggling to meet expenses.

July 24, 2016
How to double your money in six years!
If you understand the magic of compound interest, and put your money to work accordingly, that is not an impossible feat.

July 23, 2016
Why SIPs make money for you
Systematic investment plans combine flexibility, discipline, cost averaging and power of compounding to help you achieve your financial goals

July 22, 2016
ATM woes: 'The machines are always out of order'
Bengaluru resident Krishnan H tells us about a State Bank of India ATM counter where most of the machines are dysfunctional.

July 21, 2016
Filing IT return online for FREE? Danger ahead!
The perils mentioned here may seem few in number, but each of it encompasses an entire set of dangers posed by the free online tax filing offers.

July 20, 2016
A 15-day guide to become a millionaire
Now that you have clicked on this sensational headline do read what follows. It will not make you a millionaire in 15 days but lays a solid foundation for you becoming one.

July 19, 2016
Planning to buy a new house? Terrible idea!
If you are in your 20s, renting out an apartment and under pressure from parents and peers to buy that dream home, just make these solid arguments to tell them why it just doesn't make any sense!

July 17, 2016
9 IT deductions you must know before filing tax returns
Before you file your income tax return this year, have a look at the amendments that might help you take the most possible tax benefit.

July 16, 2016
5 things your credit card tells about you
Who could have thought that credit card spending offers a peep not only into the financial health but also into the behaviour of a person!

July 15, 2016
Home loans: 3 advantages that women have over men
Lower interest rate, lower stamp duty and higher chances of loan application being accepted give women an edge over men when fulfilling purchase of their dream home

July 14, 2016
Are online insurance plans reliable?
There is nothing to worry about while buying an online life insurance plan because the benefits you get are completely genuine and the plans are the same that are available offline, just that you can get them at a much reasonable rate and so you must take advantage of the benefits they provide.

July 13, 2016
10 questions to ask BEFORE you invest
Ignore these and you will end holding duds

July 12, 2016
5 mistakes that delay your income tax refund
In the era of e-filing, small mistakes lead either to delayed or complete denial of income tax refunds. So, avoid these 5 common mistakes that could lead to delay in refunds.

July 11, 2016
Enjoy the monsoon with these credit card tips
If used without much care credit cards can become debt traps. But there are ways to use them to your advantage, says Rajiv Raj

July 09, 2016
'Is stipend received by me while studying taxable?'
In an online chat with readers on July 8, Anil Rego answered their tax queries. Here's the chat transcript in case you missed the chat

July 08, 2016
Why are the youth not investing today?
Do you want a blunt answer? My experience tells me that the greatest challenge to overcome is inertia -- not resources or understanding. Get off your butt and make that first investment, advises P V Subramanyam.

July 07, 2016
Why child insurance is a must
Here are some major benefits that come along with a child insurance plan

July 06, 2016
Common mistakes to avoid while filing income tax
Here are some mistakes taxpayers make and how to avoid them...

July 05, 2016
All you want to know about filing income tax returns
Join Anil Rego for an online chat between 2 pm and 3 pm on Friday, July 8, 2016.

3 money lessons from Ramzan
The principles and lessons of Ramzan are not just applicable to Muslims, but contain the wisdom that can help one and all whether in life or with one's finances.

July 04, 2016
Top 5 real estate hotspots in Kolkata
Here is what influenced the realty picture of Kolkata in the 2016's first quarter that just went by:

July 03, 2016
Top four reasons to reject a store credit card offer
Rajiv Raj tells you why a store credit card is not a good idea, even though you are tempted with extra 'savings' of 10 per cent on your purchase or a 5 per cent cash back or a 'sign on bonus'.

July 02, 2016
Why this is a good year to invest in EPF
Here's how EPF stacks against other investment options

June 30, 2016
The many benefits of personal accident insurance
While you cannot stop an accident from happening, you surely can create a safeguard against it by availing the benefits of a personal accident cover, says Naval Goel

June 29, 2016
How to achieve that perfect CIBIL score
Is it possible to strive for just a little more and achieve the perfect CIBIL score? Of course it is, says Rajiv Raj!

June 28, 2016
Brexit vs you: 20 simple questions
If you have answers to these, you need not worry about Britain's exit from the European Union, Raghuram Rajan's exit from the Reserve Bank of India or Narendra Modi's chances of re-election in 2019; your financial future will be safe, says P V Subramanyam

June 27, 2016
How to protect your cards from frauds?
Protect yourself and minimise such frauds by following these simple rules

June 26, 2016
Back to basics: Demat investing
If you are new to investing andarenot sure how ademataccount worksoperates, here is everything you need to know aboutdemataccounts and what happens when you buy or sell shares online.

June 25, 2016
Back to basics: Bonus shares
What are bonus shares and how do they help investors? Adhil Shetty explains the fundamentals

June 24, 2016
All you need to know about ULIPs
Here's why ULIPs have become an attractive long-term investment option

June 23, 2016
How to save money on two-wheeler insurance
Simple to follow and effective ways to get cheaper two-wheeler insurance

June 22, 2016
Don't just look at interest rates when applying for a home loan
There are other charges too that you need to budget for

June 21, 2016
Why EPF withdrawal rules must be tightened
Generally, most Indians are under-prepared for their post-retirement life. Many middle class private sector employees end up consuming their PF accumulations for variety of other reasons like marriage of their children, medical treatment or purchase of house, etc., says Anil Chopra- Group CEO & Director- Bajaj Capital

June 18, 2016
3 important money lessons only a father will teach you
Save before you spend. Do not take credit. Scan your bills.

June 13, 2016
4 easy ways to increase your credit card limit
While you go about it, please note that if it is difficult for you to keep your spending habit in check, all the benefits of getting a credit card limit increase will be pointless.

June 12, 2016
Why this loan is better than personal loans
Many house owners are not aware of this option and hence end up taking personal loans to renovate their homes

June 09, 2016
Why SIPs win over lumpsum investing
So unless you are convinced of getting your market timing absolutely bang on everytime, opting for SIPs is more realistic from a logistical and psychological standpoint, says Larissa Fernand

June 08, 2016
Travel insurance: Is it worth the cost?
Here's the answer

June 07, 2016
Tips for grads to build a good credit score
Building your credit from scratch during your post-graduation years is a good idea because it gives you the opportunity to build a solid foundation for your credit history. Here's how to go about with it.

June 06, 2016
Why you must buy a personal accident insurance policy
This insurance policy covers permanent total disablement, permanent partial disablement, temporary total disablement, accidental death and double indemnity for permanent total disability and accidental death

June 05, 2016
How to get the best out of your PPF
Larissa Fernand offers a few tips

June 04, 2016
When not to claim your motor insurance
Mukesh Kumar, Executive Director HDFC ERGO General Insurance Company, tells you how you can benefit by doing so

June 03, 2016
Now, buy online term insurance for senior citizens
Surprised? Well, old age is no more associated with uncertainties with insurance companies coming out with specific plans for this segment!

June 02, 2016
Don't mix insurance with investment! Here's why
One might wonder what's wrong if one were to get the best of both worlds by buying one product. There are basically two problems... cautions Rajiv Raj

June 01, 2016
MF basics: Balanced funds vs Dynamic funds
Mutual fund investments come in various shapes and forms -- ranging from the passive index funds to the actively managed funds. Two of the most popular mutual fund types are balanced funds and dynamic funds. Let us take a deeper look at what each one is and how they are different.

May 31, 2016
Should you go for higher credit limit?
Read on to understand the pros and cons of higher credit limit

May 30, 2016
5 tips to make the most of your credit card
Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.

May 28, 2016
Why you must buy home insurance
Don't think twice to secure your most prized possession. It protects your precious home against unforeseen calamities

May 17, 2016
Start-up ESOPs: 6 things to know

May 15, 2016
5 simple tips to save more money
Once you follow these, it is also important to deploy your savings in inflation-beating investment avenues.

May 14, 2016
A critical illness cover is also for Millennials
Most Millennials do not realise the importance of having a critical illness insurance policy till they find themselves or their near ones in circumstances where they need it. A little extra caution -- by way of critical illness insurance -- can save the young professionals from a large hole in the pocket in the time of accumulation of wealth.

May 13, 2016
Understanding 'waiting period' in health insurance
Health insurers incorporate conditions like Waiting Period in their offerings to prevent customers from taking undue advantage of a service that is essential.

May 12, 2016
Want to avoid insurance claim rejection?
Then don't just sign the form and expect the insurance agent to do the rest. That can prove costly.

May 11, 2016
Is your car insurance monsoon ready?
Keep these things in mind as you head out into the monsoon rains to enjoy your drive and remain tension free

May 09, 2016
Are these smartwatches wrist-worthy for you?
Huawei vs Timex: a look at what's on offer.

How to get a credit card without a job
Here are 5 ways you can get a credit card even if you do not have a job.

May 05, 2016
How to choose the right mutual fund?
Five parameters that will help you make a winning decision

May 04, 2016
Safety tips to lower your auto insurance premium
There are many ways to lower your auto insurance premium rate but the best way is to add safety features to your car.

May 03, 2016
7 steps to understand your credit score
Your credit score is more than just a number. Here's how you can read and understand its importance.

May 02, 2016
Your mutual fund misconception demystified
Here's what you should look at before investing in mutual funds.

May 01, 2016
Vacationing abroad with family? Consider travel insurance
It is one piece of document that you should have alongside your travel tickets.

April 30, 2016
How to prepare for financial emergencies
A few tips on how to be prepared for the uncertainties that may come our way.

April 29, 2016
Understanding non-life insurance policies
These terms and jargon enables you to pick the right product from an array of products that are offered to you.

April 28, 2016
Why you must always buy a comprehensive car insurance policy
It is highly effective as compared to other policies that companies sell and saves the buyer from many hassles.

April 27, 2016
The many benefits of motor insurance
Any unexpected expense can disturb the finely-balanced budget of middle-class individual. That's when a motor insurance policy comes as a saviour

April 26, 2016
To demat or not to demat mutual funds?
Here are some pros and cons...

April 25, 2016
Applying for job in SBI? Check your credit history
If you want to apply for a job at State Bank of India (SBI), any default on loans or credit card payment will render your ineligible.

April 24, 2016
5 home loan mistakes you must avoid
Here are some of the common mistakes that most home buyers make when it comes to home loans and how to avoid them.

April 23, 2016
A small fund that packs a punch
An analysis of how DSP BlackRock Micro Cap fund has performed in the last five years

April 22, 2016
Poor CIBIL score can cost you your dream job
What's a job got to do with your CIBIL score? Surprised? Well, here's the connection

April 21, 2016
Mid-career change? 5 money tips for you
Before you take the leap, get your financial house in order

April 19, 2016
5 simple ways to avoid credit card fraud
So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.

April 18, 2016
Why you are paying for more for health insurance
Ever growing use of new technologies and treatment, increase in the population of old people can, are some of them

April 17, 2016
What all home loan co-applicants should know
Before taking the plunge and being a co-applicant, make sure that you are aware of the rights and responsibilities that come with it!

April 16, 2016
Top 4 shopping credit cards in India
Are you big on e-commerce? Want to know which are the best choices among credit cards? You are at the right place.

April 14, 2016
Busted: 6 myths about life insurance
Here is what you must not think before buying life insurance, says V Viswanand, Senior Director and Chief Operations Officer, Max Life Insurance

April 13, 2016
Understanding life insurance
A dummy's guide to what insurance is all about

April 12, 2016
NPS vs EPF: Which one is better?
A six-point comparison by Anil Chopra, Group CEO & Director, Bajaj Capital

April 11, 2016
How to get best returns on your investments
You can be successful only if you have bit of knowledge about investment planning options that are available in the market.

April 10, 2016
Are credit cards the real devil?
Credit cards are mere conduits! The temptation to splurge lies within us. When it comes to money matters, don't let emotions guide your actions.

April 09, 2016
Already bought insurance? Now read this
Here are four things to keep in mind after buying life insurance

April 08, 2016
How to get a good CIBIL score at a young age
Here are four simple tips

April 07, 2016
Buying term insurance? Tips to save money
The online availability of term plan has made it easy to buy it with ease as well as save on premium paid.

April 06, 2016
Top 5 real estate hotspots in Mumbai
Here's what's buzzing in Mumbai if you are looking out for real estate appreciation...

April 05, 2016
What are contactless credit cards?
Here's a simple guide...

March 29, 2016
Why you should buy a home NOW!
A fall in home loan rates since last September as well as a few provisions in the Union Budget 2016-17 are working in favour of the home buyers, says Rajiv Raj

March 28, 2016
Beginner's guide to managing your money
Five simple tips to help the youth kick-start their financial education

March 25, 2016
How to build a perfect CIBIL score
Here's the formula and it is not too difficult to implement.

March 22, 2016
Resolve to bring up your CIBIL score to 750 this Holi
If you have a CIBIL score that is below the satisfactory level of 750, make a resolution this day of spring to enhance your CIBIL score. Here are some ideas that will give your CIBIL score a boost.

March 21, 2016
Top 5 real estate hotspots in Delhi
Here's what's buzzing in Delhi if you are looking out for real estate appreciation...

March 20, 2016
A home loan for everyone
Lenders have lined up a number of home loan products that can fit every aspirant's annual income.

March 19, 2016
7 things you should know about term insurance
Before choosing a term insurance policy, you should keep the following in mind...

March 18, 2016
Financial planning tips for your child's education
If your child is 20 when s/he decides to pursue higher eduction and her/his current age is 3 years, then here's a plan for you...

March 17, 2016
Why you must buy a top up insurance plan
It acts as an additional health safeguard in case your basic insurance plan is not enough to take care of your medical bills

March 16, 2016
5 tips to save tax and create wealth
Don't let income tax come in the way of your long-term financial planning, says Ashish Vohra, Senior Director and Chief Distribution Officer, Max Life Insurance

March 15, 2016
Do you have multiple credit cards? 4 lessons for you
If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management.

March 14, 2016
Should you prepay your home loan?
Just in case you have surplus funds and are thinking about it, here are some pros and cons you must know...

March 11, 2016
Are you ready for a home loan?
Find out with this five-point checklist

March 09, 2016
How to claim insurance for missing people
What happens to such a person's life insurance policy? Does the partner or beneficiary or assignee pay the premiums and continue the missing person's life policy in force?

March 08, 2016
6 ways women can save money for retirement
Women are multitasking and management queens. The pointers here can easily be managed by all women along with juggling their current tasks at hand. Superheroes are fictional whereas superwomen are real. They are all around us!

March 04, 2016
The cheapest emergency loan for you!
A top-up loan could come to your rescue in an emergency. Here's why

March 02, 2016
Scared of filing income tax return? Here's help
You don't need to be intimidated by the thought of filing tax returns

March 01, 2016
Do you need a high health cover?
Ideally, people who have a family medical history should buy high sum assured if they can afford the premium of the same.

February 27, 2016
5 amazing tips for credit card users
Read on to know more about how to make the most out of your credit cards.

February 26, 2016
Know your motor insurance benefits
Here's how to get more out of the premium you pay

February 25, 2016
The Common Man's Budget Wishlist
But do not expect the finance minister to fulfil all these wishes

February 24, 2016
How to get the best deal on travel insurance
Keeping this in mind you can easily get the best travel insurance policy for yourself and your family. It is advisable to do some research before making any decision.

February 22, 2016
Does marriage affect your credit score?
Getting married has no direct bearing on the credit score of either of the spouses. However it does impact the financial situation and may sometimes impact the credit score of any individual indirectly due to the action of the partner.

February 21, 2016
How to make your home eco-friendly
Instead of looking for a new house, renovate your house and put the cost and economy worry at rest.

February 20, 2016
Claiming insurance? Follow these dos and don'ts
There are instances where the insurance company will not pay out claims... Beware!

February 19, 2016
A beginner's guide to managing taxes and money
Six simple tips for you...

February 11, 2016
5 ways to be a financially savvy couple
Couples, who plan money together, stay together and get rich together!

February 10, 2016
Don't sell that house for a high price
Sellers, beware! Here are the risks involved

February 09, 2016
Why you must buy travel insurance
Here are some good reasons...

February 08, 2016
4 tips to sell your house in a down market
Here is how you can do it!

February 04, 2016
Buying health insurance? 4 smart tips for you
Companies selling health insurance are not in the business of giving away money. Let us face the fact that more they deny the claims, more they will earn. So, it is better for you to think and check out on all the details of a perfect health plan before signing the agreement.

February 02, 2016
A loan guarantee could harm your CIBIL Score
Guaranteeing a loan requires careful analysis before making the decision; you should not guarantee a loan just because a friend or acquaintance has asked you to do so, warns Rajiv Raj

February 01, 2016
6 reasons why you must buy insurance
Ignore insurance at your own risk

January 31, 2016
6 common misleading real estate terms
Run and do not look back when you see these real estate code words

January 29, 2016
How to plan a financially safe retirement
Some important investment options like fixed annuity, bonds, life insurance and equity among others can help you in fulfilling your goal. The details...

January 28, 2016
The four lifelines for a healthy credit score
Here are four ways to keep your credit score in the green

January 27, 2016
Look before you leap for that home loan!
If one has to draw a parallel to a home loan, marriage comes pretty close. There is a high involvement of finances, emotions and a long time commitment. But don't let this analogy send your thought trail in a frenzy! Just like marriage, this can turn out to be the best decision of your life.

January 26, 2016
How to buy the best travel insurance plan
With the advent of many online insurance web aggregators, buying an appropriate travel insurance plan to match your tour package has never been so trouble-free.

January 25, 2016
Top 3 myths about credit card cancellation
Know them and benefit from it

January 22, 2016
How to pay off your car loan faster
Four pointers that can help

January 20, 2016
How to handle credit card debt after the death of a loved one
In order to make your life a tad easier, here are some pointers on what needs to be done with inheritance of credit card debt.

January 19, 2016
Here's why you need a financial advisor
A good advisor can make or break your financial future

January 18, 2016
Why and how to choose a retirement plan
When taken at the right time it can prove to be your best friend during old age

January 17, 2016
5 ways to avoid credit card frauds
Whether it is the virtual world or the physical one using your credit card with a few precautions go a long way in keeping it safe. Be cautious and do not become a statistic in the growing credit card fraud!

January 16, 2016
6-point checklist for buying life insurance
Here's a quick checklist so that you make a wise decision

January 15, 2016
Gift your family a new home by next Pongal
Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.

January 14, 2016
How to get your CIBIL score soar high this Makar Sankranti
2016 has just begun and the first festival of the year is already here. Makar Sankranti it is! On this occasion let's think about how to get our kites and CIBIL scores to soar high

January 11, 2016
Should you buy car insurance online?
Go for it! Buying insurance online is a cost-effective way that will save you both money and time.

January 09, 2016
Co-signing a home loan? Stop, right now!
Co-signing a loan is a huge responsibility and can impact you greatly. Here's what you need to know before your generous streak gets the better of you!

January 08, 2016
9 personal finance mistakes to avoid
All of us have made these mistakes, so let's begin by seeing how many of them we can avoid/minimise...

January 07, 2016
5 times you shouldn't use credit cards
and three times when you should actually use them

January 06, 2016
Why this is a good time to buy a house!
Take advantage of the reduced interest rates offered by banks and the tax benefits to make it a lucrative deal

January 03, 2016
3 New Year money tips for your child!
The over-concerned species that we parents are, New Year is a great time to ensure that we leave our children with something to learn by, says Murad Nathani

January 01, 2016
4 smart hacks to use your credit card in the New Year
If you are a compulsive credit card user and are at a loss about how to regulate your credit card spend, here is help at hand!

December 30, 2015
How to switch car insurance plan
Switching car insurance can save 5 to 50 per cent over your existing car insurance plan.

December 29, 2015
How CIBIL keeps an eye on your credit card usage
You may forget about your mistakes but CIBIL keeps an eye and maintains a record of each and every transaction right from your first credit card!

December 26, 2015
5 real obstacles to your dream home
These may impact your chances of getting a home loan negatively.

December 24, 2015
4 tips to avoid insurance frauds
Here are some simple points to remember...

December 23, 2015
Dream home on your mind? Think pre-approved home loans!
Here are the many pros and some cons of going for such an arrangement

December 22, 2015
7 money management lessons for a Happy New Year!
Follow these if you want to enjoy credit happiness and easy access to finance in the New Year by maintaining a healthy credit report and high credit score

December 21, 2015
Why young insurance buyers save more
The older you get, the more premium you pay for buying life insurance. So it is better to buy a life insurance plan before your next birthday and save money on premium paid.

December 18, 2015
What is a Co-Pay health insurance plan?
Read on to learn how it can benefit you.

December 17, 2015
Are you using your credit card wisely?
Used prudently, plastic money is among the most useful, powerful and non-polluting kind of plastic invented. Be smart with it!

December 16, 2015
Should you buy travel insurance?
A travel insurance plan can help protect your dream holiday from turning into a nightmare.

December 15, 2015
How big should your emergency fund be?
Most personal finance advisers or wealth planners agree that emergency savings are a critical component of financial wellness. However, despite the importance of savings to financial health, there is no commonly accepted methodology to determine how much an individual or family might need in case of an emergency, says Aron Szapiro, a consumer finance expert.

December 14, 2015
6 benefits of using E-payment cards
While we are slowly moving towards a future where using hard cash will be obsolete, it is indeed a wise idea to start using E-payment cards for pocket money. We need to keep up with the times while we follow our children into the future.

December 13, 2015
Will bad credit tow away your car dream?
Are your car dreams shattered because of a bad credit score? Here's help

December 11, 2015
Buying insurance? Avoid these 7 mistakes
Here's to being a responsible insurance buyer

December 10, 2015
Five steps to improve a poor CIBIL score
Do not panic if you have a poor credit score. Do not live with the fear of having an important loan rejectd by the lender because of a poor credit score. Here's the solution for your woes

December 09, 2015
Busted: 7 online insurance myths
Buying online insurance is hassle-free and saves on premium paid too. These seven myths discourage you from buying insurance online. Beware!

December 08, 2015
FAQs: Importance of credit card reward points
Though reward points should not be a primary concern while opting a credit card they do hold some monetary value. Be sure to redeem your points on time and make the best use of your card.

December 07, 2015
Five reasons to apply for a joint credit card with your spouse
Sharing your credit card with the spouse has it perks. Read on to find out more!

December 06, 2015
How to avoid insurance claim rejections
Worried about such an eventuality? Don't worry; here's how you can avoid them

December 04, 2015
10 safety tips for home loan borrowers
Yes, you need to be safe when dealing with third party agents who act as intermediaries between you and the lending institutes.

December 03, 2015
Boost your health insurance with top-ups
The costs, otherwise, of medical insurance are too high.

December 02, 2015
New to CIBIL score? 5 useful tips for you
Just like optimum blood pressure, sugar and the likes are the measure of your physical health, a good CIBIL score is a measure of your financial health and you must do the needful to keep your CIBIL score at a satisfactory level.

December 01, 2015
Why you must buy a critical illness plan
If you are diagnosed with a critical disease, then its treatment would be very expensive and may require intensive care and hospitalisation which your comprehensive insurance plan may not cover. In such type of cases you have to pay the cost of the whole treatment.

November 30, 2015
Revealed: 5 credit card secrets
Credit cards are no angel or devil. Spending habits and personal finance management make it what it appears to be. Let there be no illusion, think real, be wise.

November 29, 2015
Buying a new home? 5 mistakes to avoid
Most people make compromises when they are seeking out their first homes, but the pertinent question to be asked here is how far should you go while making sacrifices? Read on to find out more.

November 28, 2015
Get insured against natural disasters
Here are some dos and don'ts

November 27, 2015
5 investment risks to be aware of
Several types of investment risks can threaten your portfolio -- some are easier to avoid than others

November 26, 2015
Are you living in fear of your credit score?
If your answer is yes, this is just what your need to read today.

November 25, 2015
3 common investing mistakes
Don't panic and sell when the markets fall or get into the market only when it is on a run. By doing that you defeat yourself.

November 24, 2015
Your tax-saving ready reckoner
An excerpt from 'Money Smart: The Indian Woman's Guide To Managing Wealth' by Reenita Malhotra Hora and Divya Vij that reveals various options to help you save tax as well as invest for creating long-term wealth.

November 23, 2015
How to be a smart borrower
Let not the smartness be confined only to your phone... Transfer it to borrowing too! Here's how

November 21, 2015
4 investment mistakes to avoid
As emotional beings, humans tend to be their own worst enemy when it comes to making investment decisions, says Holly Cook

November 20, 2015
8 money mistakes you must avoid
While proper financial planning is a subject in itself, in my experience, to increase levels of financial safety and security, a person needs to avoid a few basic mistakes, says Parag Raja

November 19, 2015
Which Harry Potter character would have the best CIBIL score
Here's why these Harry Potter characters will have the best or worst credit scores.

November 18, 2015
Poor CIBIL score: Consider 'credit repair'
Do you know what is 'credit repair'? And how to go about it?

November 17, 2015
Gold vs stocks: Where should you invest?
Physical assets such as gold and real estate have their own positives and negatives, while other financial assets such as mutual funds, stocks and bonds come with their pluses and minuses. Let us look at both options in a little more detail.

November 15, 2015
5 credit lessons for college students
Here are some very important credit gyaan you wish you had got from your parents

November 14, 2015
7 ways to build a successful portfolio
Realise that no one knows where the market is headed. And no successful investment strategy revolves around trying to guess the market's direction.

November 13, 2015
The pros and cons of credit card reward points
Reward points should not be considered as a primary factor when choosing a card. Always remember these points should be considered as an auxiliary benefit you derive due to using your card or staying loyal; they should never become an inducement to spend more.

November 10, 2015
Host a fantastic party when on a budget
Here are 6 simple ways to do it!

November 09, 2015
Will India's gold schemes succeed?
Chirag Mehta, senior fund manager -- alternative investments at Quantum AMC, shares his views.

November 06, 2015
What are 'lifestyle' credit cards?
Live it up in style with these credit cards.

November 05, 2015
6 money risks you should watch out for
While most people focus on volatility, there are other more subtle and arguably more important risks.

November 04, 2015
Why are homes in Mumbai so expensive?
Anuj Puri, chairman and country head at JLL India explains the dynamics of the city's real estate.

November 03, 2015
Five hacks to save money on a home loan
A mortgage is a great responsibility that you must bear on able shoulders for a long period of time. If you already have a mortgage or are planning to avail of one soon, you are obviously confident of your finances, but a few tips to save money on your home loan couldn't hurt, right? Read on to find out more!

November 02, 2015
7 tips to get out of 'vacation debt'
Here are 7 ways you can get out of debt after going on a great holiday!

November 01, 2015
What to consider when buying a weekend home
Ashwinder Raj Singh, CEO -- Residential Services, JLL India, shares his views.

October 31, 2015
Handle your credit card with care
A convenient product when used smartly, it has its pitfalls too if you used recklessly

October 30, 2015
Gift your wife an independent credit score this Karva Chauth
If you are wondering what all this is about and why should your wife need an independent score then read on to find out.

October 29, 2015
3 benefits of financial advisors
Honest financial advice helps you make rational financial decisions

October 28, 2015
Are credit cards villains? Think again
Six compelling reasons to use your credit card. WARNING: reckless use of plastic can land you in a debt rap

October 27, 2015
5 hacks for saving tax!
The wise pay their taxes on time and plan for it before time. That does not mean one has to necessarily go through the big fat books on taxes! Knowing a couple of hacks for saving tax can have it sorted for you.

October 26, 2015
How to use your credit card smartly
Avoid getting into a debt trap by using your credit judiciously. Anil Rego explains how

October 23, 2015
Read your CIBIL Report like a pro
Some simple tips can help you in better understanding of your CIBIL Report.

October 21, 2015
How to increase your credit card limit
Want to spend more this festive season on your credit card? This is what it takes...

October 20, 2015
5 simple options to repay your home loan
Did you know these options existed? Their pros and cons? Here's a lowdown...

October 19, 2015
Bad credit score? You can still get a loan
A bad Cibil credit score can limit your borrowing options; however there are few other options which you can explore for credit.

October 18, 2015
The benefit of prepaying a loan
However, opportunity costs should be kept in mind by the borrower while taking any such decision.

October 17, 2015
Three dangers of using credit cards
And here's how you can protect yourself!

October 16, 2015
5 sure-shot credit score killers
If you want to keep your CIBIL Score alive and kicking (healthy) make sure you steer clear from the above mentioned common credit score killers.

October 15, 2015
Credit card woes: Your e-mail trail can save you!
In an online chat with readers on October 14, Anil Rego answered their credit card queries.

October 14, 2015
Credit card woes? Here's help!
Financial planning expert Anil Rego will answer your credit card queries in an online chat on Wednesday, October 14, between 2 pm and 3 pm IST

Beware of the 'Big Billion' sale wars this festive season!
Consider these six things before going crazy on the big sale war between Flipkart, Amazon and Snapdeal!

October 13, 2015
Keep a hawk eye on your CIBIL score this Navratri
Not being aware of your spending patterns or going overboard with your festive season spends on your credit card can land you in serious trouble later.

October 12, 2015
How to spot a home loan scam!
Here are some pointers that should serve as red flags for you

October 11, 2015
Applied for a personal loan? Read this
Although personal loans are easy to avail and you can always rely on them in a financial emergency, they are also expensive as compared to any other kind of loan. Therefore it is advisable to make sure that the loan you are borrowing is always used for fruitful purpose.

October 10, 2015
Investing: Three risks that can harm your profits
You cannot manage the risk in your portfolio if you have no idea how to recognise it.

October 09, 2015
Do you have financially smart friends?
Friendships bring joy. And if you have friends who are smart about managing their money, then it shall bring you riches too.

October 08, 2015
The many benefits of family floater plans
Why are family floater plans so very important? Anil Rego answered readers' queries in an online chat on October 7

October 07, 2015
Do you have adequate health insurance?
Join us for an online chat with health insurance expert Anil Rego between 2 pm and 3 pm on Wednesday, October 7.

First time investor? Read this
If you want to invest in mutual funds, but don't want your investment to dip below market returns, then you must know the difference between 'active' and 'passive' investing.

October 06, 2015
Do credit cards really help your Credit Score?
Too much unsecured loan can harm your CIBIL rating.

October 05, 2015
Free insurance policies on your credit card? Beware
Research well all the ifs and buts carefully before accepting such policies.

October 01, 2015
5 home loan lessons from Mahatma Gandhi
Gandhiji inspired the nation to believe in their dream. He continues to be an inspiration to each one of us by making us believe in our dreams. Make that home loan work for you and don't give up till you sign on the dotted line for owning your dream home.

September 30, 2015
Want a financial adviser? Answer these questions first
A financial adviser can provide invaluable assistance in helping you navigate the very complex world of investment. But do you really need one?

September 29, 2015
What does 'DPD' on your CIBIL Report mean?
The 'DPD' indicates how many days a payment on a respective account has been delayed. Simply put, it's trouble for the borrower

September 28, 2015
6 signs you are addicted to your credit card!
If allowed to go unchecked, this addiction can wreck you financially as well as emotionally.

September 26, 2015
Three advantages of a good Credit Score
Here's how you can reward yourself for having a good CIBIL score.

September 25, 2015
Don't leap at that one-time loan settlement
Because a settled account will do more damage to your credit history than you can imagine.

September 24, 2015
How to manage a financial windfall
Received a hefty windfall and don't know what to do with it? Here are 5 smart ways to manage it.

September 23, 2015
Say NO to financial stress
Life hacks to get your financial situation under control

September 22, 2015
Stocks: Why technical analysis matters
What exactly is technical analysis and is it completely non-subjective?

September 21, 2015
7 quick steps to improve your CIBIL Score
Few right moves and you can improve your credit score real fast

September 20, 2015
Money may not buy happiness, but... does protect dreams. Here's how!

September 18, 2015
Tips for investors in volatile market
Don't trade intra-day! So simple!

September 16, 2015
6 home loan fees you didn't know!
Here's a dummy's guide to the home loan fee maze

September 14, 2015
What your Credit Score says about you
Lenders get a clear idea about your financial health, risk profile and personality trait

September 13, 2015
Dream home on your mind? Think pre-approved home loans!
Make your 'dream-home' dream come true

September 12, 2015
Renovating your home? 6 smart money tips
Go make a beautiful home but spend smartly and wisely!

September 11, 2015
Top 7 basics of retirement planning
Keep these things in mind while buying a retirement plan to ensure that you have a smooth sailing in your golden years.

September 09, 2015
Understanding the fall in the Indian rupee
Will the rupee keep falling in value against the US dollar? What will be its impact?

September 08, 2015
Home loan rejected? Here's hope!
A six-point checklist to follow when lenders reject your home loan application.

September 07, 2015
6 things you need to do after e-filing your income tax return
Even after filing your income tax return online, your job won't still be over! Here is a six-point checklist for taxpayers to be observed after e-filing of ITR.

September 06, 2015
Four things you must know about virtual credit cards
Here's why VCCs are the best options for credit and debit card holders for avoiding phishing and frauds

September 05, 2015
Got a call for pre-approved credit card? Run
No matter how attractive a pre-approved offer may seem, bear in mind that there are indeed no free lunches

September 04, 2015
What is gold worth?
Here's how you can find out

September 03, 2015
How to pick mutual funds smartly
When making a buy or sell decision on a fund, it is essential to look beyond profits, says Kavitha Krishnan

September 02, 2015
Money tips for stay-at-home moms
If you choose to be a stay-at-home mom, it definitely does not mean that you are losing a grip over your finances. In fact, there is a lot you can do for yourself and your family.

September 01, 2015
Decoding your CIBIL score
Answers to six commonly asked questions about CIBIL score that will help clear your confusions

August 26, 2015
Who all need to file income tax return by August 31, 2015
Due date is closing in and taxpayers shall pay tax and file their return well in time to avoid any interest or penalties.

August 25, 2015
Should you buy/sell mid cap stocks now?
Three fund managers share their views and state where they are looking for value.

August 24, 2015
What exactly do quarterly earnings tell us?
Want to invest in stocks? Read this...

August 21, 2015
How to get a loan at lower interest rate
It's simple. To begin with, just keep your credit habits in check

August 20, 2015
4 must-have insurance covers
Without them your financial security is at a huge risk...

August 19, 2015
How to 'settle' your credit card woes!
If your loan was rejected because you had just 'settled' your outstanding dues and not 'closed' it altogether, then here's how you can get this loan approved.

August 18, 2015
6 simple tips to manage your money
Managing your own money is empowering. And if you haven't started yet, now is the perfect time!

August 17, 2015
Top 7 tips to increase your loan eligibility
A dream home can be closer to reality if you live a financially disciplined life. All that it takes is to make smart moves at the right time in your life and career.

August 14, 2015
Tips to use your EMIs to reduce tax outgo
Your EMIs may help you to reduce your tax liability... Here's how

August 13, 2015
Buying a house? Here's how to negotiate
How can you, as a buyer, put your best foot forward at the negotiation table? Above everything else, the Scout's Motto holds true -- Be Prepared.

August 12, 2015
5 careless tax mistakes you must avoid
Or else, be ready for tax trouble...

August 11, 2015
Debt and credit score: How are they related?
You require a credit score to get fresh debt and you must have existing debt to get a credit score... Confused? Well, here's how they are related.

August 09, 2015
How to pay less tax on capital gains you make by using indexation
Indexation is a technique to adjust tax payments by employing a price index which adjusts for inflation

August 08, 2015
10 ways to avoid hasty market decisions
And, of course, create wealth over the long-term

August 07, 2015
Just got your new credit card? Here's what to do!
The more you know about using a new credit card, the more you reap!

August 06, 2015
Your credit profile can help you get better loan rates
Banks create a credit profile of every person who approaches them for a loan. This is a very vital part of any loan application process and banks do consider it very seriously before sanctioning any kind of loan.

August 05, 2015
Joint home loans: What you should know
Before opting for a joint home loan with your parents or spouse you must first understand the implications of this loan.

August 04, 2015
7 basics to get your financial planning right
These will help you to remain ahead of you finances and prepare for retirement...

August 03, 2015
Rejected for a job? Check your credit score
A bad credit score in general is seen as an irresponsible behaviour of an individual. Inability to pay on time reflects that the person is not capable of take care of things.

August 01, 2015
Self-employed? How to get a home loan
Following are certain important things that lenders consider while processing loans to self-employed...

July 30, 2015
5 compelling reasons to check your CIBIL Report
A healthy CIBIL Report and a high CIBIL TransUnion Score indicates that you are managing your loans and credit relationships well and are financially savvy

July 29, 2015
Tips to avoid tax woes!
Have you planned to file your income tax return? But, did you check Form 26AS before tax filing? If you haven't verified it, you could be looking at trouble

July 28, 2015
6 money tips for young adults
With unlimited youthful energy, a capacity to earn more and wonderful years ahead of them, students definitely need to learn about handling money matters early in life. Here's a good starting point

July 27, 2015
Start-up funding simplified
Read this and rest assured you can be on your own against venture capitalists and angel investors

July 26, 2015
5 reasons why your insurance claim can be rejected
And here's how to avoid rejection of your insurance claim

July 24, 2015
Do what you love and money will follow!
Yes, it is possible to turn your dreams into reality.

July 23, 2015
How to invest without losing money and create wealth
Definition of wealth is different for each and every person, but for a common person wealth would mean Rs 1 crore

July 20, 2015
Applying for an education loan? Get your basics right
A dummy's guide to all you must know about before availing an education loan

July 17, 2015
9 things money can't buy
For everything else you have your credit card!

July 16, 2015
No more paperwork. Income tax return filing is now 100% online
Now the processing of return filed will be through your Aadhaar Number, where, you can link it with your PAN and get rid of sending ITR V to CPC, Bangalore.

July 15, 2015
5 occasions you should never use your credit card
Here's how you can plan better and pay smarter!

July 14, 2015
8 ways filing income tax return is different this year
With the new tax slabs applicable for income earned during Financial Year 2014-15 and host of new changes in income tax returns and filing norms, this e-filing season will certainly bring in a new experience for taxpayers. Here's how

July 12, 2015
Why make good borrowers pay for bad ones?
It's unfair, isn't it? That good borrowers are not rewarded for their discipline and are forced to subsidise indisciplined borrowers who may pose higher credit risk...

A dummy's guide to two-wheeler insurance
While buying a policy a customer should make sure s/he reads the terms and conditions very well. That is important because whatever is in the policy determines what the company is liable to cover.

July 10, 2015
How you can live your retirement in style
Just avoid these credit card mistakes and live your second innings in style, says Rajiv Raj

July 09, 2015
This is how interest on your credit card bill is calculated
The interest rate charged on your credit card makes your ownership a nightmare if you don't know it in perfect detail. Here's a primer for you

July 08, 2015
'What if I default on my education loan?'
In an online chat with Get Ahead readers July 8, financial expert Anil Rego answered their queries on education loan. Here is the chat transcript

How your CIBIL TransUnion Score is calculated
Here's a quick glimpse into what goes into the making of a person's CIBIL TransUnion Score

July 07, 2015
6 tips to get the best home loan deal
Applying for a home loan may seem scary if you go into the process unprepared, but if you have braced yourself well in advance and follow these steps you will find that getting your home loan application approved is a breeze.

July 06, 2015
8 steps to file income tax return without Form 16
Can't believe you can file your income tax return without Form 16? Read this...

July 03, 2015
Four good reasons to refinance your home loan
Despite these advantages consider your options carefully and make a decision based on your abilities and your financial goals, says Abhishek Agarwal.

July 02, 2015
Understand Form 16 before e-filing your income tax return
Here's a simple primer to what actually Form 16 is and what must be done with it.

What are affluent Indians doing with their money?
The good folks at Visa have just released their most recent Visa Asia Pacific Affluent Study. And this is what we have learnt from it about affluent Indians.

July 01, 2015
How to get your financial life on track
Let us take a look at some of the steps that are involved in getting your finances in order.

June 30, 2015
5 things you should not hide from the Income Tax Department
Because they can easily find them out by analysing your financial transactions.

June 27, 2015
Why you should not default on your home loan EMI
If you default, the bad behaviour stays in your credit report for a very long time

June 26, 2015
Are you a successful investor?
Find out if you do these 6 things to become one

June 24, 2015
4 home loan agreement clauses you must know
Always be clear about the clauses and conditions laid down by your bank or housing finance company. If at all you skip this task then you may face a major problem during the entire tenure of your loan or may be even beyond that.

June 23, 2015
Stop and feel the rain! 5 things money can't buy
Work hard, earn more, save well, invest wisely and love your money. But, love yourself first!

June 20, 2015
6 sure ways to lose money
And they all stem from over confidence!

June 19, 2015
Is your credit card getting the better of you?
It all begins with a little overspending on the credit card, and before you know it, you find yourself being sucked into a debt trap. You may think you have a debt pay off plan, but think again!

June 17, 2015
7 tips to do a financial clean up
Delay no further! Start today!

June 16, 2015
How to buy life insurance and from whom
How should you go about evaluating the life insurance you need, how much you need, and the best suited for you and your family?

June 14, 2015
9 signs you are getting bad money advice
If your Independent Financial Adviser throws all this at you, FLEE... :-)

June 13, 2015
What a good financial adviser must do!
Sure people can create software that can replace financial advisers, but certain things will keep the client with you, if you do them well

June 12, 2015
The stock market is simple to understand
If you simply understand that you do not understand the sock market, that will be a favour. A big favour...

June 11, 2015
5 harmful money habits! Beware
Stop indulging in these before it derails your financial future

June 10, 2015
Explained: The benefits of home equity loans
To begin with, these are among the cheapest in the loan market.

June 09, 2015
Are you a good borrower?
Find out how banks and lending institutions decide if you are worth their money based on your CIBIL TransUnion Score and Credit Information Report.

June 08, 2015
5 silly excuses that stop you from getting rich
If you want to create wealth IGNORE these excuses!

June 05, 2015
Now, pay more for your mobile, hotel, credit card bills :-(
Because from June 1, 2015, you will have to fork out 14 per cent service tax instead of 12.36 per cent

June 03, 2015
Cheat sheet to increase your savings
You can still save a little more than you already are by changing a few spending habits.

June 01, 2015
Know your mutual fund risks better
The new 'riskometer' seeks to help investors gauge the level of risk in a particular scheme. The new guidelines will come into effect from July 1, 2015.

May 31, 2015
Buying property in Delhi? Read this first
What are the upcoming locations and pull factors that determine housing prices in these two metros? What does this means for a buyer?

May 29, 2015
Should you borrow money to invest?
Is it a good way to create wealth? Joseph Samson has the answers

May 28, 2015
Money lessons from Mumbai Indians' IPL win
We are a cricket loving country and there is so much to learn from the game about investing and financial planning.

May 26, 2015
New to stocks? Avoid these three mistakes
What are the mistakes a beginner tends to make when investing in equity?

May 25, 2015
How to benefit from these 5 credit cards
We hope this information can help you save and trigger more money saving ideas in your mind.

May 24, 2015
A six-point guide for home loan borrowers
It's important you keep the following points in mind as you set out to have your name plate on the wall.

May 21, 2015
Don't let the summer heat beat your credit score
Swiping your credit card to take that dream vacation? Beware, says Harshala Chandorkar, Senior Vice President -- Consumer Services and Communications!

May 19, 2015
What's Facebook got to do with your loan or credit card?
Your social media profile may soon be your ticket to a loan or a credit card, says Abhishek Agarwal

May 15, 2015
7 ways credit card rewards can backfire on you!
Do you save to spend or spend to save? If you belong to the second category, reward points can only harm your financial health.

May 14, 2015
Need financial advice? Ask the Sarabhais!
Ever wondered what financial advice would the Sarabhais of Sarabhai Vs Sarabhai churn out? Read on to know!

May 13, 2015
How to make money by betting on interest rates
It's just not stocks and mutual funds that help you make good profits in the long run, says Sharath Komarraju, author of 'Money Wise' which, he says, is 'Aam Aadmi's guide to wealth and Financial Freedom'.

May 12, 2015
Stocks: Should you sell in May and go away?
If you ignore market upheavals and stay the course, you end up making money, says Larissa Fernand

May 11, 2015
Want to retire soon? Here is your action plan
By diligently following these steps, the only thing you need to think is not when and how to retire, but how to rewire yourself post retirement.

May 09, 2015
Are you making these retirement mistakes?
Building a decent retirement corpus is not too difficult...

May 08, 2015
Life insurance as a tax saving tool
With life insurance you can serve the objective of providing for your family's protection and also save tax in the process, says Aalok Bhan, Director and Head -- Product Solutions Management, Max Life Insurance

May 07, 2015
5 ways to avoid money tiffs with your partner
Money is a touchy topic for most of us. Money fights between couples are all about control and freedom. Keeping the communication channels open and respecting each other's attitudes can help couples manage finance better.

May 06, 2015
4 ways to quit your role as a loan guarantor
It is not very easy to wriggle out of your role as a guarantor in case the original borrower defaults. Nevertheless, you can still come out of the situation with your credit record intact.

May 05, 2015
Why you should invest in exchange traded funds
An ideal portfolio is one which not only takes care of the ultimate end goal of a secure retirement, but also takes care of the expenses in-between. Look no further than investing in exchange traded funds, or ETFs, says Vikaas M Sachdeva, CEO, Edelweiss Asset Management Ltd.

May 03, 2015
Do you understand 'risk' in investing?
Let's find out...

May 02, 2015
11 important points investors must know
Before you enter the big, bad world of investing, trading, etc., beware...

April 30, 2015
Manage your money like 'The Avengers'
Let's see how you can use the approach of superheroes to manage money better

April 29, 2015
Credit card vs personal loan: What should you opt for?
A primer on how to choose correctly between swiping your card and applying for a loan...

April 28, 2015
Money tips if you just started earning
It is important to celebrate when your first paycheck arrives, but is equally important to ensure that you take the time to learn some very important personal finance lessons, so that you can put your salary to work for you and grow a savings corpus.

April 24, 2015
5 BAD money habits you must avoid
Being careless with money is often associated with bad financial habits. If you are not aware of what these bad habits are, here is a list that could well serve as a caution.

April 23, 2015
<I>Game of Thrones</I> can make you rich!
Six money lessons you can learn from the popular game

April 22, 2015
How to get an auto insurance claim approved
Getting one's vehicle insured is just half the battle. The other half is to get the claim approved in case of an eventuality.

April 21, 2015
Did your mutual fund manager just quit? Relax!
If a fund manager moves on to another fund or resigns from the concerned asset management company, is that a sign to sell your holdings in the fund or discontinue your SIP? Read on...

April 20, 2015
4 credit report errors that can cost you dearly
An error does not become a mistake until you refuse to correct it. Errors in your CIBIL credit report can become costly mistakes if you do not rectify them in time. So next time you get your CIBIL report, do not just see the score and tuck it away.

April 18, 2015
10 money mistakes that hurt your goals
Here is a summary of mistakes I have seen investors make. Of course it is not exhaustive, and investors find newer ways to lose money, but here it is anyway...

April 17, 2015
How to make the most of credit card 'cash rewards'
Here's what's in it for you!

April 16, 2015
A five-step guide to take your Cibil score above 750
If you are worried about a low Cibil score, here's what you can do to improve it.

April 15, 2015
Four retirement planning myths you should not believe
Retirement planning requires a clear-eyed analysis of future needs and income. Don't fool yourself by believing in these wrong assumptions.

April 13, 2015
What is goal-based investing?
Do you know the difference between the assets you own and liabilities you owe? Do you know your financial goals and how to achieve them in a time-based manner?

April 10, 2015
How to check your savings account balance
Going to the bank and using your passbook to find out your bank balance while still available and widely used, technological innovations have brought your bank at your fingertips.

April 09, 2015
So, where will be the Sensex on April 1, 2016?
The short answer, as usual, is I don't know. But this is what could happen in the next one year...

April 08, 2015
Is the RBI playing spoilsport for borrowers?
After two surprising, successive rate cuts in January and February 2015, RBI governor Raghuram Rajan decided not to reduce them further in his first policy announcement in the new financial year. Is he playing spoilsport for consumers of homes and cars?

5 debt repayment plans that don't work
Quick-fix solutions create more troubles for you

April 07, 2015
Why students should not default on education loans
Duly paying your education loan installments on time, each month, is the best thing that could be done to maintain a good CIBIL TransUnion Score.

April 04, 2015
5 reasons why Indians don't like medical insurance
We are sure you will agree with these reasons!

April 02, 2015
3 dangerous investing beliefs that could ruin you financially
Surely you have heard them many times over... P V Subramanyam tells you why they are dangerous

April 01, 2015
10 lessons you can learn from Warren Buffett's success
We have compiled a list of key factors which led to Warren Buffett's coveted success.

March 31, 2015
6 terribly impolite things people do at ATMs
We may turn our noses up at those who do it but that doesn't mean we haven't done one (or all) of these things at an ATM.

5 secrets your CIBIL credit report will always hide
While it certainly holds some vital information about your credit behaviour, a credit report doesn't include these five things...

March 30, 2015
5 major mistakes investors make
Investor mistakes are just too many and to me everything looks major. P V Subramanyam tells a few that bother and bug him as an investment advisor.

March 29, 2015
Why investing in stocks is so difficult!
No one is right all the times. Recognising the market signals is a very important part of your portfolio creation, says P V Subramanyam

March 26, 2015
How to secure your child's financial future
You need careful planning to accumulate a corpus for your children's dreams and goals

March 25, 2015
11 credit card charges you probably don't know
There is no such thing as 'free' credit cards. Most of the charges associated with your card are not even told upfront to you. Knowing about these various fees and charges will put you in good stead and help you use your card prudently.

March 24, 2015
Hurry! You can still file your tax returns for 2012-13 and 2013-14
Don't feel miserable if you missed the cut-off date for filing income tax returns for financial year 2013-14, which was, July 31, 2014. You have another chance to e-file your tax return before March 31, 2015. Don't miss this one.

March 17, 2015
7 ways to start living the rich life, right now!
Whatever your income, we show you how to live the rich life.

March 15, 2015
What a 60% return in one year does to your life?
It's not just about money, honey!

March 14, 2015
Taxercise: Ensuring your financial health
If you plan it out, instead of rushing it in the last moment, you will realise how much you have saved and the difference it makes to your personal wealth.

March 13, 2015
Is Sukanya Samriddhi Scheme the best investment for your girl child?
Let us look at this scheme a little more in detail.

March 12, 2015
4 money lessons you can learn from President Barack Obama
Here's what the 44th President of the United States can teach you about making money.

March 11, 2015
Top 6 tips to choose your retirement plan
How do you decide which retirement plan is the best one for you? Here are the top six parameters to keep in mind when finalising one for your golden years.

March 10, 2015
Tax implications of investing in mutual funds
A primer on tax you pay on your mutual fund gains

March 08, 2015
Women's Day Special: Get your finances in good shape!
You are already a superwoman! Now add another feather to your cap by driving your own financial planning.

March 06, 2015
3 money lessons we can learn from Holi
Look beyond the festivities and soak up the lessons that this wonderful festival of colour teaches you

March 05, 2015
8 ways to rock the weekend, on a shoestring budget!
Weekends can be fun without spending too much only if you could think a little creatively. It is indeed possible to have a killer weekend, even when on a budget!

March 04, 2015
Nifty@9k: Should you be greedy or fearful?
Let us UNDERSTAND one very important thing. We are in a sweet spot as far as returns are concerned.

March 03, 2015
7 home loan problems borrowers face in India
Each problem is discussed in detail and appropriate remedies are mentioned along with it.

March 02, 2015
Budget 2015: The impact on your salary and savings
Simple takeaways from the Union Budget 2015-16 and how it impacts your life

March 01, 2015
All you must know about education loan for B-schools
There are certain key points that one must know when while applying for education loans

February 28, 2015
How to identify wrong advice
When you get advice from somebody you are hardly in a position to tell whether it is in YOUR interest, right? Well, here are some tips!

Decoding Union Budget 2015-16: What's in it for YOU!
In an online chat with readers a few hours after the Union Budget 2015-16 proposals were announced by Finance Minister Arun Jaitley, Sundeep Agarwal, Director, PwC India, answered related queries to help put the announcements into perspective.

February 27, 2015
There is more to Union Budget than just Income Tax exemptions!
Anil Rego, CEO, Right Horizons lists out the important things, of course, apart from the IT exemption limit, that the salaried class must be looking forward to in the Union Budget 2015-16 that Finance Minister Arun Jaitley will present tomorrow morning

Investors, how not to be your own enemy!
All investment decisions can be distorted by your own biases. Understand your biases and make informed decisions.

February 25, 2015
8-point Budget wishlist for Santa Jaitley
While we have our wish lists ready, it's only on February 28 that the verdict will be out. We do hope the FM plays Santa and brings some good cheer in this financial year. Meanwhile let's take a moment and list our expectations.

February 23, 2015
Overdue on credit card payment? Help at hand from RBI
If you are panic-stricken because of your inability to repay even your minimum amount due on your credit card, help is at hand.

February 21, 2015
12 things that hurt you financially
Check if you too are guilty of harming yourself financially

February 20, 2015
Saving vs investing: What's in it for you!
Saving is not the same as investing as many people wrongly assume. But what's the difference between the two? How does each benefit you. Larissa Fernand has the answers

February 19, 2015
Are you adequately insured?
This question remains unanswered most of the time due to lack of knowledge or guidance. No more!

February 18, 2015
Compare and choose: A home loan guide for 2015
In order to make your dream of chasing a home a tad bit easier, we bring you a ready comparison guide for home loans.

February 17, 2015
Invest, save, earn: 3-in-1 ELSS mantras
Here's why equity-linked saving scheme is the best among section 80C tax-saving instrument for taxpayers

February 16, 2015
7 reasons why you should invest in mutual funds
Why should I invest in mutual funds? Why cannot I invest in equities directly? Here are 7 simple reasons

February 13, 2015
Here's how to save tax!
A simple primer on how much money taxpayers can save under various sections of the Income Tax Act.

February 11, 2015
Joint home loan with your Valentine: The pros and cons
Before opting for a joint loan with your parents or spouse (after all, anybody who you love is your Valentine) you must first understand the implications of this loan.

February 10, 2015
Valentine's Day Special: Save money, honey!
Spending money to make this day special is the easiest way out, but also very predictable and boring. Some creative thinking and you can indeed spend less money and have more fun!

February 09, 2015
What HR professionals should know about money
Though it may be anecdotal, there are some HR people who cannot reconcile their own salary from a CTC to take home!

February 08, 2015
Beware of banking frauds: You could be a victim
Here are five things that fraudsters are likely to say or do that should set the alarm bells ringing in your head.

February 07, 2015
New or used? Important tips for buying a car
These pros and cons can help you overcome your confusion and make a wise decision.

February 06, 2015
3 retirement planning pitfalls
A quick look at where people can go wrong.

February 05, 2015
Is having debt good for your credit score?
In order to be eligible for a loan when you really need one, it is imperative to maintain a good credit score. By having a good mix of debt and servicing it regularly, you can maintain a good credit score and be loan ready at all times.

February 04, 2015
6 best ways to save tax
A tax plan is not only to save taxes, it should also assist you in achieving your other financial goals such as buying a home, a car, children's education, retirement to name a few. Here are some top ways in which you could plan for your tax savings

February 03, 2015
7 more reasons why your credit card could be declined
If you ever face a situation where your card transaction is declined, it is advisable to call your bank and check with them for the cause. In most cases, unless it's a fraudulent issue, the problems will be resolved on the phone.

February 02, 2015
5 steps to avoid credit card debt
...and maximise returns from your card

February 01, 2015
Investing in stocks? Learn volatility first
If you have to make money in equities, you need to understand volatility and try to make it your friend, says P V Subramanyam

January 30, 2015
5 smart tips for home loan customers
Do you aspire to purchase a house? Are you depending upon a bank or housing finance company to fund your needs? Is the same rate of interest charged by two different lenders confusing you? You are at the right place.

January 29, 2015
Value investing is difficult because...
All investors are value investors. Or they at least like to believe this. So let us see why VI is so difficult to achieve, even though philosophically it is easy to understand.

January 28, 2015
How to plan smart for your retirement
: Get serious about your retirement planning. You don't want to be broke in your eighties! Making smart decisions now will help you enjoy your retirement years.

January 27, 2015
Saving smartly! 10 quick tips to get you started
Work fetches money and that is what keeps us going. But how about money fetching more money? We plan to give you what you need to get started.

January 25, 2015
BORROWING to buy an asset? Don't!
However, if you do borrow for say buying a house -- most people do -- do not be in a hurry to repay the loan. Take a loan at a young age and keep it on for the whole period.

January 23, 2015
Should you invest in PPF or ELSS?
There is no clearly defined right or wrong answer since both target different needs of a portfolio.

January 22, 2015
Busted! Top 3 credit score myths
Correct your friends the next time they try to scare you; offer them tips on how they can improve their credit scores if they are poor borrowers

January 20, 2015
Happy New Year home buyers!
If you have plans to buy a new home in 2015, there's good news for you

January 19, 2015
11 ways to build the habit of saving money
Virender Kapoor tells you just how to get started.

Double gain: How life insurance benefits you
Life insurance offers dual benefits: financial security to your family in case of the policyholder's death as well as helps you save tax, says Alok Patnia.

January 15, 2015
Want to be wealthy? Avoid these simple money mistakes
Many people like words like wealth creation, equity, SIP, etc. It does not mean they understand the whole process is not so difficult. Neither is it so easy. Here are some mistakes people make with their investments

January 14, 2015
5 financial decisions for the New Year
These simple changes can add a significant thrust to your overall money management over time.

January 13, 2015
Money lessons from Makar Sankranti
Let's take you on a fun journey on kites and Sankranti traditions and guess what? You can learn a thing or two about financial planning from it as well.

January 12, 2015
6 ways to manage money after a layoff
If you have recently been laid off or are worried that your neck may be in the line, it is natural to be worried about your finances. But worrying, as you know, will not get you anywhere. Here are some tips about what you can do to keep the boat from rocking and keep your CIBIL score intact while doing so.

January 09, 2015
Money tips for your children
Sanjay Matai, a financial adviser and author, penned this advice for his son when he got his first job and first paycheque.

January 08, 2015
Are Indians over-insured?
Are you surprised at this title? Well, then read on to find out the truth...

January 07, 2015
10 tips to survive a layoff, financially
Have you been fired from your job recently? Or do you fear it will happen soon? Here are a few tips on how you can survive a layoff, financially.

January 06, 2015
Wallet stolen? Here's how you can get back on your feet
Going through these steps are by no stretch of imagination fun things to do, but if you do indeed lose your wallet, these steps may come in handy and reduce your stress.

January 05, 2015
Stocks: The BIGGEST wealth creators since 2009
These were the fastest and most consistent wealth creators over the past 5 years.

January 02, 2015
Investments resolutions for 2015
Yes, you need them: to complete the resolutions that you had made in 2008, 2009, 2010, 2011, 2012 and 2013. There is no point in making new resolutions if you have not lived up to the previous resolutions, right?

December 31, 2014
How to become rich in 2015? 6 easy ways for you
Here are six New Year Resolutions which will definitely help in achieving your financial goals in the long run.

December 28, 2014
Year-end reminder: Some investing common sense
Simple, sharp and witty... P V Subramanyam offers 12 mantras to become a successful investor

December 26, 2014
8 credit mistakes that you must avoid
Paying just minimum amount due? Closed your oldest credit card? Have never accessed your CIBIL report? You could be in trouble :(

December 24, 2014
Bulls, bears, wolves, pigs... All the animals in the stock market jungle!
When it comes wildlife, stock market investors can immediately identify with bulls and bears. But there are other animals in the stock market jungle too.

December 23, 2014
4 silly reasons why people don't invest in stocks
Except investing more and investing for a longer period mankind will do anything to increase its wealth.

December 22, 2014
Top 7: Money Resolutions for 2015
To ensure a better financial future, resolve yourself to follow these simple money tips.

December 19, 2014
CIBIL credit score dropped after clearing your loan? Here's help!
Here's why it happens and how you should avoid it.

December 18, 2014
Looking for a home loan? Age no bar!
A few important factors to keep in mind while applying for a home loan, and strategies to manage it, whatever your age.

December 16, 2014
Avoid these 4 home loan mistakes at any cost!
Until your home loan is sanctioned, some silly mistakes on your part before making the first move can derail the most important goal of your life.

December 14, 2014
11 reasons why people overspend
A list of what I have seen and what I think. If you agree with this post and have many reasons of your own, please share them with us!

December 12, 2014
5 tips to make the most of this online shopping festival
If you are raring to go this festive season, here are a few tried and tested tips to help you avoid online shopping pitfalls.

December 11, 2014
Busted: 4 CIBIL credit score myths
Middle class Indians have grown up with the belief that living on credit is essentially a bad thing. You are in trouble if you think the same, cautions Rajiv Raj

December 09, 2014
Buying a house? 5 things to watch out for
If you're in the market for a new home, now may be the perfect time to make your purchase. But, before making an investment for lifetime, there are many factors that come into play and much to be considered.

December 08, 2014
4 smart ways to manage your home loan
Start now, and sail through your tenure like a pro!

December 07, 2014
Investing in stocks is always profitable, but... not always easy. Here's why!

December 03, 2014
4 reasons why credit cards are better than cash
If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.

December 02, 2014
Planning to buy a new house? 5 important factors to consider
To ease the process of decision making while buying a house, we have put together important factors you need to consider.

November 29, 2014
Can you afford a new car?
Here's a checklist to find exactly that!

November 27, 2014
Should you pay off your loan or invest for retirement?
Look at the pros and cons of both the options and take a decision yourself!

November 26, 2014
3 ways to benefit from an interest rate cut
How should you, as a consumer, be prepared for a rate cut, if any? Read on to find out more.

November 25, 2014
How EMIs destroy your dreams!
Abhishek Agarwal takes a controversial view on how our dreams are being mortgaged by EMIs we keep paying month after month.

November 24, 2014
Here's how to pick a 'great' mutual fund!
With so many equity funds available, how does one go about selecting the right one? Here are some simple tips...

November 20, 2014
A dummy's guide to auto insurance
Here's all you want to know about insuring your priced possession!

November 19, 2014
Money lessons from Rohit Sharma's historic knock
So what money lessons did we learn after watching Rohit Sharma's magnificent, world record inning unfold? Read on...

November 18, 2014
Insurance basics: What is a Claim Settlement Ratio?
Buying an insurance policy? Claim Settlement Ratio helps you find out the chance that your claim will be settled and how soon it will be setled.

November 17, 2014
Six benefits of FDs you perhaps didn't know
Traditionally FDs have been plain vanilla products but nowadays amid cut-throat competition, banks have modified these keeping in line with customers' requirements.

November 15, 2014
5 simple investment tips that work! ALWAYS
These are old nuggets which have been dished in the past. repeating them and frankly do not care if you do follow or not.

November 14, 2014
Financial planning for the special child
Let us take a look at some of the things that one should keep in mind.

November 13, 2014
Why should your ATM usage hurt your pocket?
So what if your bank has imposed/will impose a transaction fee of Rs 20 for using ATMs after your fifth visit in a month? You can still remain within your free transaction limits and avoid being charged at all. Wondering how it is to be done? Read on.

November 12, 2014
Never get rejected for a loan! Here's the mantra
Follow these 6 Cs of building good credit and your lender will never disappoint you!

November 11, 2014
Going for a business loan? 5 things you must know
Here are some features you should be looking out for if you want to opt for a business loan...

How to size up your post-Diwali debt
If you are one of those who is now staring at your credit card bill and wondering how to go about it, here is the way out.

November 07, 2014
How to select a ULIP
Confused about what the agents tell you about this investment product? Then you must read this

November 05, 2014
Want a home loan without any hassles? Read this
A critical factor that can ensure easier and hassle-free access to home loans is keeping a watchful eye on your Credit Information Bureau India Ltd (CIBIL) Report and CIBIL TransUnion Score.

November 04, 2014
Should you buy insurance for travel within India?
Let us take a look at why it is important to opt for travel insurance even for domestic use.

November 03, 2014
3 ways to earn more money out of your fixed deposit
High volatility in the stock market coupled with falling inflation has brought back fixed deposits as an attractive investment avenue for the investors who are looking for fixed returns.

November 02, 2014
14 signs that prove you earn less but spend more
Sorry guys and gals but you have really inspired me to write this. You can hate me for this but honestly, this is dedicated to you. Here it goes!

November 01, 2014
Financial lies that we tell ourselves
We don't lie just to people we know. We also lies to ourselves. These are financial lies that we love telling ourselves...

October 31, 2014
These credit cards save money for you!
Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.

October 30, 2014
Credit card safety in 8 easy ways
It is better to be safe than sorry!

October 28, 2014
Missed your loan EMI? Be prepared for these consequences
Top four consequences for you to keep in mind before you miss a mortgage payment

October 27, 2014
7 money lessons for 20-somethings
(Because things will only get more expensive from this point onwards)

October 26, 2014
Three SHOCKING money mistakes!
Make these and they will ensure you will NEVER GET RICH!

October 21, 2014
4 ways to avoid falling into a debt trap this Diwali
These tips will keep you away from dark nights after Diwali

October 20, 2014
Money-wise: 5 tips to have a cracker of a Diwali!
By implementing these simple ideas you will not only have saved a lot of money, but ensured that you do not find yourself in a pile of credit card debt or have thrown your monthly budget out of gear.

October 19, 2014
What an insurance agent says and what he means!
The other day I did a small gig on what a real estate agent says and how you should interpret it... today it is the turn of the insurance agent. :-)

October 17, 2014
5 reasons why you mustn't reveal your salary to your partner :-P
Can you imagine all the things you can buy!?!

October 15, 2014
What real estate brokers say and what they mean :-)
Don't trust what your broker tells you about a house you want to buy!

October 13, 2014
Married? Your car insurance can come down by 20%!
Apart from traditional factors, some new parameters have also been introduced into auto insurance agreements, which can prove to be a boon for the policyholders and can lower their premiums.

October 11, 2014
3 lessons for online shoppers after the Flipkart sale
Don't hit the buy button as soon as you hear of the next BIG online sale this Diwali. Here are some very important lessons -- in the light of how some online shoppers felt cheated after Flipkart's 'Billion Day Sale' -- that could save you time, money and peace of mind, says Rajiv Raj!

October 10, 2014
8 times when banks don't give you credit cards
Some of the most common grounds on which card issuers reject credit card applications in India, along with tips on how to overcome these hurdles.

October 09, 2014
Buying/selling a house is a nightmare :(
Here are some amusing anecdotal experiences that buyers and sellers of residential units witness every day. Share yours!

October 08, 2014
3 money lessons from Fashion Week!
A high fashion event can teach you a thing or two about money matters! Intrigued? Then read on to find out more!

October 04, 2014
8 simple steps to create wealth
Not saying these are enough, but this is a good beginning, says P V Subramanyam.

October 03, 2014
Four money lessons from Dussehra
As you spruce up for Dussehra puja this year, we have a suggestion for you! How about looking at your finances in a whole new way?

October 01, 2014
Five great reads that will teach you how to tackle debt!
Here are some great books on personal finance and wealth creation that tell you all about how to avoid a debt trap and transform the way in which you handle your finances.

September 30, 2014
12 things your bank must do for you
A conduct checklist for banks and financial institutions in India that must be followed while dealing with loan applications.

September 29, 2014
15 questions you should ask your financial planner
To be sure that you are committing your money to the right person, you must ask these questions to your financial planner. There is no point in cribbing after you have committed your money! Is there?

September 28, 2014
Why investing in stocks is better than real estate
Investing in stocks offer secrecy, partial liquidity and freedom to invest even a small amount, says P V Subramanyam

September 27, 2014
Is cash the safest investment option?
Considering 12 per cent inflation and savings bank return of 4 per cent per annum all your cash burn out in 12 years.

September 26, 2014
Keep track of your financial health this festive season
Gifts for loved ones, spending on yourself on impulse buying on EMIs and credit cards can leave your financial health completely stressed by the end of the year, says Harshala Chandorkar, Senior Vice President -- Consumer Relations, CIBIL

September 25, 2014
6 good reasons why you must go for personal loans
But before borrowers jump in joy they must know about the drawbacks too!

September 23, 2014
6 useful tips to avoid credit card debt traps
Did you know that credit cards can in fact help you to improve and build your credit score if used responsibly and wisely!

September 22, 2014
How to make a personal budget that works
A budget is nothing but a tool to keep your spending under control and ensure that the monthly expenses are lower than your monthly income. Here are some tips on how you can make your budget work

September 21, 2014
A comprehensive guide for first-time home buyers
Taking a home loan is a long journey, which involves many stages. The key to getting your home loan in a smooth way is being familiar with the entire home loan process

September 20, 2014
3 popular fund manager tales you should not believe
Most of these stories are real, but in the world there have been long periods of time when these have not worked.

September 19, 2014
10 evergreen money lessons for the young
Follow these simple tips and you will be on your way to getting prosperous.

September 18, 2014
Four mistakes that can cost you serious money
And here's how not to make them...

September 17, 2014
Have you missed your credit card bill payment?
Here's how to get out of this situation without hurting your CIBIL score.

September 04, 2014
Should you invest in infrastructure funds?
Better stick to equity diversified funds, says Larisssa Fernand

September 03, 2014
'What are the benefits of buying insurance online?'
V Viswanand, director and head, Products and Persistency Management, Max Life Insurance, will answer your queries in an online chat September 3, between 2 pm and 3 pm.

September 01, 2014
Money management lessons from Lord Ganesha
Worried about your financial future? Lord Ganesha has some tips for you.

August 31, 2014
Ten money tips every woman must know
A woman can do many wonderful things if she wishes to, and one of them is to grow her money.

Making money in stocks is THIS simple! :-)
Buy shares of a good profitable, successful business, hold on for inordinately long periods of time, and live off the dividends. You will surely get wealthy in the long run.

August 29, 2014
Doing a SIP in stocks on your own? Beware!
Averaging works only in a portfolio which is what SIP helps you do. Averaging does not work in case of a single scrip. Here's why

August 28, 2014
Financial planning tips for the salaried in their 20s
Financial planning tips for the salaried in their 20s

March 08, 2013
5-step financial planning for women
On the occasion of International Women's Day, Vibha Padalkar, ED and CFO, HDFC Life, offers a five-step plan for urban women to attain financial freedom.

February 21, 2013
LIVE Chat: Protect yourself from credit card frauds!
Join Rajiv Raj of Credit Vidya on how you can protect yourself from credit card frauds and identity thefts at 2pm today on Rediff ZaraBol.

February 07, 2013
Home loan chat: How to get the best rates
Join Rajiv Raj of Credit Vidya on how you can get good CIBIL score and home loan rates at 4.30 on Rediff ZaraBol.

September 27, 2012
Is this the RIGHT time to go for a home loan?
Home loan expert Harsh Roongta's take on where the home loan interest rates are headed after the Reserve Bank of India recently cut the cash reserve ratio by 0.25 per cent.

September 25, 2012
Conference on where to invest in stock markets
Morningstar India's investment conference from November 1-2, 2012 in Mumbai for retail investors, brokers, financial advisors.

July 16, 2012
Live chat: All you want to know about filing tax returns
Mahesh Padmanabhan of RelaxwithTax will host 'The Tax Window', a chat to answer all your tax queries between 2 pm and 3 pm IST on Monday, July 16, 2011.

May 04, 2012
Switching your home loan lender? Read this first
Readers' queries on when, why and how to change their home loan lenders answered.

November 17, 2011
Workshop on 10 investment mistakes and how to avoid them
A workshop on 10 common mistakes that most investors make and how to avoid them to be conducted by Harsh Roongta, personal finance expert and CEO, on November 25.

October 21, 2011
'The first time I bought gold'
Tell us about your first experience buying/investing in gold.

April 21, 2011
SMART tips to use your credit cards
In an online chat with Get Ahead readers on April 20 Kunnath Santosh of Perfios gave tips to readers on how they can become smart credit card users.

September 15, 2010
Check online with CIBIL for your credit history
You can even check your CIBIL status or credit history by yourself. This can be done online by just logging on to and submitting certain details.

August 20, 2010
Do you have to pay extra premium for cashless mediclaim?
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.

August 13, 2010
You don't need insurance only when you die
Everyone thinks that they need insurance only when they die, but surprisingly, you need more insurance when you live. Surprised? Read on to know why.

August 05, 2010
Cell phones: Too many telecallers?
Do you have a funny or harrowing experience to share about your rendezvous with pesky telemarketers? Simply write in to us at with the subject 'You are not alone Pranab da' and we'll publish the best stories right here on!

Can you claim double reimbursement on mediclaim?
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.

August 02, 2010
Neither lend money to, nor borrow, from friends
Borrowing or lending money surely creates a divide between friendships.

July 27, 2010
How young India earns, spends and saves launches a weekly series that will provide insights into how Young India lives. We will speak to Young Indians across the country about how they earn, spend and save, their ambitions, their dreams, and their goals.

July 09, 2010
All you must know about contra and value MFs
In a chat with Getahead readers on June 22, Dhruva Raj Chatterji research manager at iFAST, AMFI registered mutual fund distributor, answered queries about contra and value mutual funds. For those who missed the chat here is the transcript.

June 29, 2010
Get your mediclaim expenses without hospitalisation
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.

June 21, 2010
Best insurance policies for your family
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.

June 14, 2010
What to do if your insurance claim is rejected
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of, will answer it.

June 08, 2010
Are index funds playing with your money?
Aren't index funds mandated to mirror the underlying index they track? What does it mean when your index funds returns outperform or underperform the index they track?

May 19, 2010
Mediclaim: Can you claim money for medical tests?
Health insurance expert Harsh Roongta answers queries sent by readers on various aspects of mediclaim.

May 05, 2010
9 money mantras my mother taught me
make their children understand the importance of finances right from their childhood days. Here's what my mother taught me about money.

April 19, 2010
Have a query about health insurance? Here's help

April 06, 2010
How to buy your own home without a home loan
All it requires is to begin early and a bit of discipline. Here's a to-do list for those in who want to buy their own home without going for a home loan.

March 26, 2010
How to claim leave travel allowance
Here's all you wanted to know about how to claim your leave travel alowance but did not know whom to ask.

March 16, 2010
How to file a complaint against your bank
Here's how you can solve your banking woes if youtr bank fails to take action based on your complaints.

February 24, 2010
Self-employed? Here's how to get a home loan
A simple guide that explains how self-employed professionals can avail of home loans by satisfying certain eligibility criteria.

February 17, 2010
Reader invite: Getting out of a debt trap
We invite our readers to send their useful ideas and suggestions on how to get out of a credit card debt trap for the benefit of those who are finding it difficult to cope with it.

February 15, 2010
All about m-commerce and secure transactions
How secure are your m-commerce transactions and what are the benefits that such a services provides? Read on to find out.

February 12, 2010
V-Day special: Checking financial compatibility
Why is it important to discuss finance and be financially compatible before marriage.

February 10, 2010
All you need to know about personal loans
Need quick cash? A personal loan might just be the answer.

February 04, 2010
All you need to know about Portfolio Management Services
Here are some of the most frequently asked questions about PMS, answered!

January 11, 2010
Is this the right time to prepay your home loan?
A common question that is asked these days by home loan borrowers is: Should I prepay my home loan? Here's how to make your decision.

January 06, 2010
Loans: Think twice before becoming a guarantor
Before agreeing to serve as a guarantor, it is necessary to assess the borrower's credit, cash flows to determine whether he or she is capable of repaying the loan.

December 29, 2009
How insurance can play matchmaker
Here's how insurance policies can remove obstacles in the path of those wanting to get married.

December 28, 2009
How to get your credit information report in 3 easy ways
Here's how you can get a copy of your own credit report if you are curious to know about your credit score/credit rating in India.

December 11, 2009
All you want to know about teaser home loans rates
Will the intense rate cut war help Indian consumers of home loans? What are the pros and cons of availing home loans that have fixed rates for the first two to three years and then switch to floating rates?

December 03, 2009
Skipped your EMI? Banks can take legal action
All your home loan queries answered by our expert Harsh Roongta.

December 02, 2009
Plan your finances, be your own CFO
Investmentyogi tells you how to think like a CFO and manage your money like a professional.

November 27, 2009
Insurance products for every stage of your life
Different products address different needs in a person's life. Here's how you should choose your insurance product.

November 26, 2009
5 top tax-saving investments for you
InvestmentYogi tells you the investment avenues to maximise tax benefits available under Sec 80C & 80D.

November 20, 2009
10 insurance myths -- BUSTED
Insurance is a highly misunderstood product and it's often bought and sold for the wrong reasons.

November 18, 2009
Why you need personal accident insurance
Accident insurance is the cheapest and smartest way of filling the insurance gap especially for the young.

November 16, 2009
How to calculate your insurance needs
Investmentyogi shows you why you need adequate insurance cover and how to go about planning your insurance.

November 11, 2009
Understanding taxes: How to use ELSS to save your money
Investmentyogi simplifies equity linked savings schemes for Get Ahead readers and discusses the pros and cons.

November 10, 2009
5 ways to make your child financially smart
Use this Children's Day as an opportunity to gift financial literacy to your child. In the long run this will be more valuable than anything else.

November 09, 2009
Motor insurance FAQs on premiums and discounts
Here are the answers to frequently asked questions about the costs, premiums, bonus and discounts that you can avail on your motor insurance.

November 04, 2009
5 mantras to invest your money smartly
Irrespective of good times or bad times, if you follow these basic rules with your money you are sure to reap rewards and a secure future.

October 26, 2009
How and why to create an emergency fund explains the what, how and why of emergency funds.

October 22, 2009
How you can achieve your financial dreams
Financial planning experts Vetapalem Sridhar on how financial planning can help you achieve your financial dreams.

October 20, 2009
Why you must buy a term insurance cover
Term insurance is the purest form of insurance and is widely used by people of all backgrounds.

October 16, 2009
Must-knows before you swipe your credit card
Your credit card could end up being a debt trap if you don't understand how to use it.

October 12, 2009
9 things that can devalue your property
At a time when real estate prices are on the rise, these red flags can be a hindrance.

October 07, 2009
Understanding taxes: Some gifts can be expensive this Diwali
if the value exceeds Rs 50,000.

September 29, 2009
8 things first-time home loan borrowers must know
Important facts to know before applying for a home loan.

September 24, 2009
'Can I get tax benefit on home improvement loans?'
Home loan expert Harsh Roongta answers readers' home loan queries.

September 17, 2009
'Investing in equity MFs through SIP is the best option'
Ramesh Kabra, head, Product Development at Taurus Mutual Fund, addresses the important issues and concerns ranging from volatility of the market to safer investment destinations.

September 15, 2009
Four easy steps to avail personal loans
Is it easy to get a personal loan? Well, yes if you know how to go about it.

September 11, 2009
7 steps to get the best car loan rate
Negotiating a car loan is not that simple as dealers tend to price in manufacturers' and financiers' discount into the interest rate. Here is a step-by-step process to negotiate the best car loan deal.

September 02, 2009
Signing a lease agreement? Important facts to know
If you have moved into a new city and are in search of a rented accommodation, here's what you must know.

August 26, 2009
The building blocks of financial planning: 5
In the final part of our series on 'The building blocks of financial planning' we explain why writing a will is equally important.

August 21, 2009
All you want to know about investing in fixed deposits
Here's what you always wanted to know about investing your money in bank fixed deposits.

August 20, 2009
Why you should invest while you're young
Financial planning expert Vetapalem Sridhar's advise on how the young should plan their investments.

August 11, 2009
Buying health insurance? What you must know
A few points you must know before buying a health insurance plan for you and your family.

August 10, 2009
The building blocks of financial planning: 4
In the fourth of a five-part series we explains the importance of retirement planning.

August 03, 2009
Shop safely this Raksha Bandhan
Here are seven rules that will help you secure your online shopping this festive season beginning with Raksha Bandhan.

July 29, 2009
How to e-file your tax returns at the last minute
Here's how you can file your tax returns electronically and still beat the July 31 deadline.

July 27, 2009
Don't let swine flu spoil your vacation abroad
A few insurers offer you and your family insurance products that offer protection against swine flu.

July 20, 2009
Do you have adequate health insurance?
Health insurance and mediclaim policies help you manage your finances during medical emergencies. So, how much is enough?

July 17, 2009
The building blocks of financial planning: 1
In a five-part weekly series that begins today we explain the first of the five building blocks of financial planning.

July 16, 2009
Financial planning tips for 2009
Financial planning expert Vetapalem Sridhar on where to invest your money in 2009.

July 09, 2009
Budget 2009: A mixed bag for students
Harsh Roongta, CEO, Apnapaisa, feels that the interest rate subsidy on education loans will benefit only a handful of students.

July 07, 2009
No entry load on mutual funds: Who wins, who loses
Mutual fund investors will be able to earn more on their investments because of the Securities and Exchange Board of India ruling on the removal of 2.25 per cent entry loads on their investments.

July 06, 2009
Know your insurance rights as employees
The Workmen's Compensation Act provides for insurance and compensation that an employer has to give to employees in case of an injury or death.

July 02, 2009
Right time to go for a home loan?
In a chat with readers on July 1, home loan expert Harsh Roongta said readers must go for a home loan now if they are planning to buy their dream homes.

Financial planning with mutual funds
Here's how you can plan your returns better by investing in mutual funds and the best mutual funds to invest in.

June 30, 2009
Prepaying your home loan? Read this
Home loan expert Harsh Roongta advises readers on what they should do if they are prepaying their home loans.

June 25, 2009
'Real estate prices are unlikely to fall further'
In a chat with readers on June 24, Tushar Bungley of said that real estate prices are unlikely to fall further.

June 22, 2009
Confused about your home loan rates? Here's help
Is your lender not reducing interest rate on your floating rate home loans? Here's what you must do.

June 11, 2009
Tax planning with Section 80C
Here's how best you can use the Rs 1 lakh exemption under Section 80C to to plan and save tax.

June 10, 2009
How to check your financial health: VI
In the concluding part of the series on personal financial ratios we explain the net invested assets to net worth ratio that will help you stay out of financial troubles.

June 09, 2009
How you lose money on fixed deposits
Keeping an eye on interest rates can help you earn better returns from your fixed deposit investments.

June 05, 2009
How to cope with your mutual fund losses?
Are you sitting on big losses on your mutual fund investments? Is there a way in which you can recover your losses?

June 04, 2009
Planning to take a home loan? Read this
Home loan expert Harsh Roongta advices borrowers on points to consider before going to a home loan lender.

June 03, 2009
How to check your financial health: V
In the fifth part of this series that simplifies personal financial ratios, we explain solvency ratio and how it can help you stay out of financial mess.

June 02, 2009
Understanding debt market basics: IV
In the fourth part of the series that simplifies financial concepts we explain how keeping an eye on interest rates can help you maximise your gains.

May 29, 2009
8 amusing facts about your home loan
Here's why you must read your home loan agreement with your home loan lender carefully.

May 28, 2009
Want to buy a house? Here's help
Do you know what's the going rate per square foot in your neighbourhood? Is it the best time to buy real estate/ home? Real estate expert Tushar Bungley, hosted a chat with GA readers on May 28 to answer their queries.

May 27, 2009
Check your financial health: IV
Here is the fourth part of a series to help you analyse personal financial ratios that will help you check your financial health.

May 26, 2009
Nobody loves your money more than you do
In the third part of the series that simplifies financial jargon for your benefit we explain the basics of why and how bond prices rise or fall.

May 22, 2009
Five simple tips to pick stocks for day trading
Five tips that will help a day trader pick stocks and make money in the stock market.

May 20, 2009
How to check your financial health: III
Here is the third part of a series to help you analyse six personal financial ratios that will help you check your financial health.

May 18, 2009
Is your home loan lender cheating you?
Is your home loan lender charging you more interest on your home loan?

May 14, 2009
Real estate opportunities in India
Do you know what's the going rate per square foot in your neighbourhood? Is it the best time to buy real estate/ home? Real estate expert Tushar Bungley, hosted a chat with GA readers on May 13 to answer their queries.

May 13, 2009
How to check your financial health: II
Here is the second part of a series to help you analyse six personal financial ratios that will help you check your financial health.

May 11, 2009
Is it time to review your insurance portfolio?
In the rapidly changing economic scenario it is important you take a look at your insurance every three years.

May 07, 2009
Are you afraid to buy ULIPs?
Get Ahead financial planning expert Vetapalem Sridhar advises you on how to look at unit linked insurance plans as an investment.

May 06, 2009
How to check your financial health
Here is a series to help you analyse six personal financial ratios that will help you check your financial health.

May 04, 2009
Are commodity mutual funds for you?
Once the world economy starts growing commodity prices will likely rise again so investing in a commodity-based mutual fund may not be a bad time to invest some of your money.

April 27, 2009
Should you buy gold this Akshaya Trithiya?
On the occasion of Akshaya Trithiya and considering the gloomy economic scenario, should you invest in gold?

April 16, 2009
Mutual funds you can buy now
Mutual fund units you can buy now to get good returns in the long term.

April 15, 2009
Life insurance premium FAQs
Here's what you must know about the premiums that you pay to service your insurance policies.

April 03, 2009
Real estate opportunities in India
Here are the places in India where you can avail of great deals in the real estate residential market.

March 16, 2009
Your looks can get you that loan now
Your looks may play a significant role in getting your loans sanctioned, if US researchers are to be believed.

March 12, 2009
Real estate opportunities in India
Here are the places in India where you can avail of great deals in the real estate residential market.

March 05, 2009
Tips to save tax
How should you plan your taxes and dervive optimum returns from them? Should you buy a house, go for a loan in the current economic situation?

February 26, 2009
7 steps to make a financial plan
How do you go about making a financial plan for you and your family? What are the benefits of making a financial plan? Do you need huge amount of money to start one?

February 19, 2009
Should you prepay your home loan?
Have a query regarding your home loan? Maybe we can help. Drop us a line and our expert, Harsh Roongta, will answer it.

February 18, 2009
Can't repay your loans? Here's help
With people losing their jobs and finding it difficult to repay their loan obligations here's how you can cope with the crisis.

Best real estate deals in your area
Do you know what's the going rate per square foot in your neighbourhood? Is it the best time to buy real estate/ home? Or should you wait for a while before buying your dream home?

February 13, 2009
Best SIPs for saving tax
How should you plan your taxes and dervive optimum returns from them? Should you buy a house, go for a loan in the current economic situation?

February 10, 2009
Your home loans and saving tax
Get Ahead home loan expert Harsh Roongta on tax benefits fo availing a home loan.

February 04, 2009
The right price to buy a house in your area

February 02, 2009
It does not take money to make money
Robert Kiyosaki in his 2000 book Guide To Investing had predicted job layoffs in 2010.

January 30, 2009
Buying a home for the short-term?
Eight tips to help you if you are buying a home with a short investment horizon.

How to invest for your child's future
Which is the best mutual fund plan to invest for your child's future? Which is the best pension plan for you to secure a stress-free retirement life? Financial planning expert Vetapalem Sridhar provides some answers.

January 28, 2009
Right time to buy property?
Do you know what's the going rate per square foot in your neighbourhood? Is it the best time to buy real estate/ home? Or should you wait for a while before buying your dream home? What are the chances of real estate prices going further down? Or are they likely to go up in the near future? When will the property market stabilise?

January 23, 2009
Got a home loan query?
Have a query regarding your home loan? Maybe we can help. Drop us a line and our expert, Harsh Roongta, will answer it.

January 21, 2009
Haven't filed your tax returns yet?
Can you file your tax returns for the last three years before March 31, 2009? Is a post office recurring deposit covered under Section 80C? Can you claim any tax benefit on money spent on your child's school uniform? How can you avail of tax deductions under Section 80 DD? Can you claim tax deduction on interest paid on personal loans? Here are the answers.

January 16, 2009
Best ways to avoid pink slips
Is there a way in which you can avoid being fired from your job?

Are you financially fit?
Are you financially fit? Here's what it takes to maintain a sound financial health.

From PPF to MFs: Is it a good idea?
If you are investing your money only in public provident funds then should you start putting your money in mutual funds' systematic investment plans?

January 14, 2009
Got a home loan query?
Have a query regarding your home loan? Maybe we can help. Drop us a line and our expert, Harsh Roongta, will answer it.

December 31, 2008
Investment ideas for 2009
Where should you invest your money in the New Year? Financial planning expert Vetapalem Sridhar has some answers.

December 30, 2008
Financial planning in tough times
Here's how you can make a financial plan that will help you create wealth even in the face of an economic meltdown.

December 29, 2008
Terror insurance: Are you covered?
In the wake of the recent terror attacks in Mumbai it is important you know how to avail an insurance policy that also covers death or injuries because of terror attacks.

December 24, 2008
Enjoy a low-budget festive season
Here are six ways in which you can cut your costs but still have a blast this Christmas and the New Year.

December 19, 2008
Worried over falling investments? Here's help
Have your investments in mutual funds, stocks, pension plans and various unit linked insurance plans come down by half? What should you do in such a situation? Should you sell all your investments or buy more? What's the right investment strategy now?

December 16, 2008
Impact of home loan rate cuts on YOU
Here's how the cut in interest rates on home loans announced on December 15 by the Indian Banks' Association is likely to have an impact on you.

December 12, 2008
How Rs 1,000 can bring you returns in lakhs
If you have financial discipline then you can make lakhs by investing just Rs 1,000 every month.

December 08, 2008
Timing the market -- A popular 'myth'
Persistence and discipline are key to creation of wealth in the long term. Time is your strongest ally in helping your wealth grow multifold.

November 26, 2008
How to play the stock market now
The Sensex is pretty volatile but it makes sense to not change your investment pattern based on the market.

November 24, 2008
Unmanageable EMIs? How to cope
How do you cope with a home loan EMI that's becoming unmamanageable due to various reasons? Can going for a personal loan to pay home loan installments a good idea?

November 14, 2008
Huge losses in stocks? What to do
Have you suffered huge losses in the stock markets in recent times? What do you do in such a situation? Should you sell the rest of your stocks and quit the stock market? Or should you buy more at lower prices? What should be your stock market strategy when the world over stock markets are crashing?

November 12, 2008
Why this is the best time to invest in equity
Here are a few good reasons why, if you have money, this is the best time to invest in the stock market.

November 11, 2008
PG diploma in Forestry Management
Indian Institute Of Forest Management invites applications for Admission to the fully residential two year PGDFM (Post Graduate Diploma in Forestry Management ) Programme 2009-11 session.

To buy or not to buy gold?
Gold has always held its own in times of financial crisis. Will it give good returns to investors this time round?

November 06, 2008
Why stock market crashes are good for you
Here's why stock market investors should take the current market crash to buy stocks or invest in mutual funds.

November 03, 2008
The art of wealth management
Wealth management is an art that can be learnt. It's important to know this art when we are facing a financial meltdown globally.

October 30, 2008
Young investors: To Risk or not to Risk?
Young investors are a class apart, each of them has their own perception about money. However there are some universal investment tips.

October 28, 2008
Switching your home loan lender?
Here's what you must know and what you must do before switching your home loan amount from one bank to another.

October 27, 2008
Investing to WIN in stocks
Investing your money to win is all about discipline and patience and not about timing the market. That's the investment principle of legendary investor Warren Buffet and you too can make good returns if you follow them.

October 16, 2008
10 tips to survive a layoff, financially
Have you been fired from your job recently? Or do you fear it will happen soon? Here are a few tips on how you can survive a layoff, financially.

October 10, 2008
Health insurance & YOU
Insurance expert Harsh Roongta on all you MUST know about health insurance policies.

October 09, 2008
Are market falls good time to invest?
Do stock market falls like the recent one better times to invest money in stocks? If yes, then how should you go about investing in stocks? How long should you hold your positions if you have bought when the market was at its peak?

October 06, 2008
5 things you must know about your MF statement
Your work doesn't stop at investing in mutual funds. Keeping track of them is as important as deciding where to invest. The account statement helps you do just that. Here's what you must check in your mutual fund account statement.

October 03, 2008
MFs, home loans, insurance & your tax
Do you want to know if your investment in a house, mutual fund, insurance or real estate taxable? How is tax calculated on your ESOPs?

September 30, 2008
How to start financial planning
Is there a particular age when you should think about having a financial plan? What are the requirements of making a good financial plan? Is it good to take help of a financial advisor? How to find a good financial advisor?

Why not to revolve on your credit card
In difficult times when you are short of means to pay for your credit card bills, paying minimum gives you a breather. However, it may not save you from finding a concrete solution for paying your credit card debt.

September 24, 2008
Is it the right time to buy a flat?
Are you planning to buy a flat in the near future? If yes, then should you wait for another 6-9 months given the global meltdown in financial markets?

September 23, 2008
Global meltdown: How the cookie will crumble in India
For the next two years the whole world, including India, is expected to reel under the effect of the current financial crisis. Here's how it will affect us in India.

September 18, 2008
Travel insurance: The good, the bad and the ugly
Here are a few things you must know before using your credit card while travelling abroad.

September 12, 2008
Mutual funds you can buy now
Which are the best mutual funds to buy now? What should be your strategy now while buying mutual funds? Should you buy open-ended or close-ended funds?

September 11, 2008
Health insurance policies YOU must have

September 10, 2008
How I lost my sleep over an insurance policy
How buying an insurance policy on your credit card can lead to a lot of harassment and sleepless nights.

September 01, 2008
How to utilise your mortgage loan
The home is a valuable asset that most home owners acquire over time. Trading it for cash with a mortgage can be a less expensive way to avail of a loan, but it should not be used lightly.

August 29, 2008
How the big funds invested in July
While every individual investor has her/his own investment idea it is nevertheless a good idea to know what the big boys (read Indian mutual funds) are doing. Here's what the Indian mutual funds bought and sold in the month of July.

August 28, 2008
Simple tips to become a crorepati
Is there a simple way to become a millionaire? How much should you invest every month to become a crorepati in 15-20 years?

August 26, 2008
All you should know about health insurance
Does health insurance cover pregnancy? Is there a medical cover for sexually transmitted diseases? Are there any insurance policies which take care of medical reimbursement for tax savings? Can you have two health insurance policies from different insurers? Is a floater policy better than individual policy?

August 21, 2008
How fringe benefits can help you save tax
Tax expert Mahesh Padmanabhan on how employees can use fringe benefits in their salary to help save tax.

August 18, 2008
Home loan EMI, credit card debt... Help!
What should you do if you have too many loans on you and you are unable to service them? Financial planning expert Vetapalem Sridhar has the answers.

August 13, 2008
5 things to know before applying for a car loan
Here are five factors that you must watch before applying for an auto loan.

August 11, 2008
6 facts you should know about your home loan
What should you do in such a situation? Here are a few things that every home loan borrower must remember now that home loan rates are expected to increase further.

August 08, 2008
Gold is a good investment when inflation is high
Which is the best investment option when inflation is inching up? Should you put your money in gold, mutual funds or buy a house? How can buying a house help you in saving tax? Can you save tax by renting a property?

August 07, 2008
10 things that money can't buy
Purchasing power ebbs and flows all the time, but there seem to be a few human longings that remain beyond it . Presenting the usual suspects...

August 04, 2008
Stressed with too many loans? Here's help
Consolidated debt fund is the answer for you if you are burdened with a whole lot of loan repayments from home loan EMIs to vehicle loans to credit card debt.

August 01, 2008
'Should I invest in mutual funds or fixed deposits?'
Financial planning expert Vetapalem Sridhar, hosted a chat with GA readers on July 30 to discuss inflation, investment options and more. For those of you who missed the chat, here's the unedited transcript.

July 31, 2008
A dummy's guide to cutting commuting costs
Are you spending too much money commuting to office or elsewhere? Here are a few tips that will help you control your mounting petrol expenses.

July 25, 2008
Got a credit card without applying for one?
Are you getting credit cards even if you have not applied for one? Here's how the Reserve Bank of India will protect you against this practice now.

July 23, 2008
Follow the leaders. Invest like they did in June
The mutual fund industry in June invested in companies like Piramal Healthcare, Reliance Petroleum, IFCI and Ashok Leyland. Interestingly, there was not much redemption pressure on them despite the Sensex skidding by another 2,570 points in June.

July 17, 2008
Falling markets: 'I'm fed up of investing in SIPs'
Should you continue investing in stocks and mutual fund SIPs even as Indian stock markets keep sliding every other day and there is gloom all around?

July 15, 2008
Applied for a loan? Why you may not get it
We take a look at some of the reasons why you may not get a loan the next time you apply for one.

July 10, 2008
'Am young, can take risks: Where to invest?'
If you are young, willing to take risks and have a long-term investment horizon then this is the right time to invest in stocks and mutual funds says financial planning expert Vetapalem Sridhar.

July 08, 2008
Beating inflation: 'Increase your monthly income'
How Sohail Nizam, the 30-year-old employee of a Web solutions company is beating the monster called inflation.

July 04, 2008
Section 80C, tax planning and investments
Section 80C investments can be a smart way not only to save taxes but help you generate good returns in today's uncertain times.

July 03, 2008
'Buy stocks, mutual funds with a long-term horizon'
You must buy stocks and mutual funds only with a long-term horizon if you want to make decent returns.

July 01, 2008
Where did the Indian mutual fund industry invest in May?
The mutual fund industry in India is worth Rs 5.89 lakh crore at the end of May 2008. If you are an investor it is always sensible to know where this 5.89 lakh crore is invested to get a good idea as to where you should invest if you want to emulate the mutual fund industries.

June 30, 2008
Sensex, music and headphones
Investors need not worry about short-term volatility. Over the long term, equities offer the best returns. as per a study

June 26, 2008
How to deal with stock market volatility
What should you do when the stock markets show no signs of stabilising and you lose money by the day?

June 25, 2008
Why you will soon pay more on your home loan
The Reserve bank of India has just increased its repo rate and CRR and there are chances that banks may soon increase the interest rates on home loans.

June 24, 2008
How to beat inflation
How you can beat the monster and get good returns if you stay invested in equity linked mutual funds and gold for the long term.

June 23, 2008
Home loans: Why your age and tenure are important
Here are some important factors to consider before you consider applying for a home loan.

June 21, 2008
Investing: Role of a wealth fund manager
A good wealth manager not only helps you in becoming a millionaire during your lifetime, but also contributes significantly to a life of happiness, prosperity and financial serenity.

June 19, 2008
'Prepay home loan or invest in mutual funds?'
Home loan interest rates are likely to increase in the next six months. Should this be a cause enough for you to prepay your home loan?

June 18, 2008
Market experts: What to buy, sell and hold now?
Three stock market experts speak with on strategies to follow in the current volatile times.

June 17, 2008
How to make a litre of petrol go longer
The prices of petrol and diesel have been recently hiked and more can be expected in coming months. A few tips on how to make your litre of petrol go the distance.

June 16, 2008
What's the core competence of your wealth manager?
A good wealth manager is as important as a right mix of asset allocation in creating wealth in your lifetime.

June 13, 2008
Diversified funds better than index funds? Myth or reality
Are diversified equity funds better than index funds? How do they compare over a ten year period? Who wins?

June 12, 2008
MF investment: 'Patience will definitely reward you'
Investing in mutual funds, stocks or any other asset is always rewarding if you hold on to them for at least five years or more.

Why you will soon pay more on your home loan
The Reserve bank of India has just increased its repo rate and there are chances that banks may soon increase the interest rates on home loans.

June 11, 2008
How you can get good returns in bad times
Never put all your eggs in one basket. This simple investment principle needs to be remembered especially in today's bad times.

June 10, 2008
Hybrid home loans: Are they for you?
Whenever you applied for a home loan the bank or their agents gave you two options: Fixed or floating. Now you can also opt for a mix of both.

June 09, 2008
How to cut costs: Yap less, eat less
While there is no end to bad news on the economic front you can still tighten that proverbial belt. Here are a few ways of cutting down your expenses.

June 06, 2008
Shares or MFs? Where should your money go now?
What are the advantages of investing your money in mutual funds instead of doing it on your own? Here are a few reasons why you must prefer mutual funds.

June 05, 2008
High basic salary component: Is it tax-friendly?
Should you go for a salary structure with high basic component? Is there a flip side to it?

June 03, 2008
The easy way to stay financially fit
Shifra Menezes outlines some easy steps to make sure you don't end up financially stressed.

June 02, 2008
Asset allocation is like a game of cricket
Dr Sanjiv Mehta draws some interesting parallels between cricket and financial planning to help readers save money and create wealth.

May 30, 2008
How RBI policy impacts interest rates
The Reserve Bank of India (RBI), is in charge of monetary policy which has a big impact on liquidity and interest rates in the financial system. Let's look at some of the basics of monetary policy and how it impacts the average investor.

May 28, 2008
Why you must NOT pay entry load on mutual funds
Most mutual funds charge an entry load of 2.25 percent on your investment. Here's why you NOT pay the load.

May 26, 2008
Can you claim tax exemption on medical expenses?
Do you know what Section 80DDB is and how it can help you save tax? How much tax can you save under this section and how can you avail it?

May 23, 2008
A red signal that tells you to stop borrowing
Debt to income ratio is a financial ratio that tells you when you have borrowed more money than you can repay. It's a like a red signal that tells you to stop borrowing.

May 21, 2008
Rajasthan Royals and the art of creating wealth
The Rajasthan Royals team in the ongoing Indian Premier League gives you a few lessons on how to create wealth.

May 19, 2008
Step-by-step guide to filing your income tax returns online
Here's a step-by-step guide to file your income tax returns online in three easy steps.

May 16, 2008
Retirement planning: Why you must start early
If you are planning for your retirement it's important that you start early. The power of compounding will take care of the rest.

'I strongly prefer ELSS over ULIP'
Do you think equity linked saving schemes, ELSS, are a better option than unit linked insurance plans, ULIPs? What are the pros and cons of investing in both? Which scheme gives better returns in the long term?

May 15, 2008
29 now and want to retire at 50? Here's how
Can mutual fund investments generate enough returns for you to reture early? What are the risks associated in mutual fund investments? Here is how to retire early in life and achieve financial freedom.

May 12, 2008
Now, you can even invest in a real estate mutual fund
With the market regulator SEBI giving its go ahead to real estate mutual funds investors now have one more avenue to diversify their mutual fund portfolio.

May 09, 2008
Looking for consumer durable loans? Think again!
Banks no more entertain borrowers who need a loan to buy consumer durables. Credit cards are being encouraged, instead.

May 08, 2008
Online frauds: 'I'd have gone bankrupt in Australia'
Get Ahead reader Ramesh Vishwanathan narrates his experience of how he was duped online in Australia when he tried to purchase a Dell laptop using his credit card.

How to structure a tax-friendly salary
If you have recently had a salary hike and a corresponding increase in your tax outgo then you must seek your company's co-operation to structure a tax-friendly salary.

May 06, 2008
Want to harvest gold every month? Here's how
Want to buy gold for your daughter's wedding or want to gift diamond jewellery to your wife or girlfriend? Check out this saving-for-gold scheme by Tanishq.

10 rules for a dumb stock market trader
Day trading in stocks is a dangerous affair. Here are 10 rules that a first time stock market day trader must follow to avoid making losses.

May 02, 2008
Is this the right time to invest in gold?
With a weak US dollar, rising commodity prices, rising interest rates and falling stock markets is this the right time to invest your money in gold?

May 01, 2008
Dear bank customers... Beware of such e-mails!
Phishing has become a rampant way to dupe online users. Here are a few tricks to protect your online identity and banking details.

April 30, 2008
9 easy steps to buy your dream home
Here are 9 easy steps that guide you on things that you must consider before and after buying your dream home.

April 29, 2008
Shopping online? 5 tips for a safer experience
Online safety is critical, considering there was an estimated $2 billion of online commercial loss in 2006 due to safety concerns. Here's how to make sure you aren't falling prey to online fraudsters.

April 28, 2008
First job? Make the most of your salary!
The euphoria of your first paycheque must be overcome to face more important decisions, decisions that will affect your career and your life.

Taming inflation: Use capsicum for coriander leaves
Inflation or the general increase in prices has all of us worried in recent days. Here are a few easy tips to tame inflation.

April 25, 2008
'Can you please pay the bank dues, Sir?'
Do you think the 100-hour training and certificate course made mandatory by RBI for debt recovery agents sensitise them to the rights of borrowers? Will they stop using intimidating tactics to recover dues from defaulters? Will it lead to better debt collection practices? Tell us.

Sold your home? How much tax will you have to pay
Get Ahead Tax expert Mahesh Padmanabhan on short term and long term capital gain tax issues arising out of selling your old home and buying a new home.

April 21, 2008
Home loans: Young borrowers have age on their side
Young borrowers have the opportunity to get bigger loans because age is on their side.

April 18, 2008
Is your MF investment not giving good returns?
You have been investing in mutual funds for quite some time but the returns on your investment is not impressive? Should you sell those mutual funds that have not performed well and add a dash of new ones that are touted as good performers? Financial planning expert Vetapalem Sridhar runs you through the basics of MF investing.

April 17, 2008
Is there something wrong with your mutual fund portfolio?
Do you have too many tax saving mutual funds in your portfolio? Or have you got too many diversified equity mutual funds based on their market cap, theme, sector etc? Financial planning expert Vetapalem Sridhar runs a health check of your mutual fund portfolio.

April 15, 2008
Some basic facts you should know about inflation
Is the general increase in price rise affecting you? has your monthly budget gone for a toss? How are you coping with increase in prices of essential goods of daily use? Share your views with us.

April 14, 2008
Credit card balance transfer: Is it really attractive?
Have you ever transferred your credit card balance from one card issuer to another? What was the main purpose behind transferring your dues? Did the balance transfer serve your purpose? Does this facility help you in any way? If yes, then how? Share your views/plans with us.

April 11, 2008
Have YOU ever faced a financial emergency?
Have you ever faced a financial emergency? How did you cope with it? Are you in the habit of keeping aside a small amount every month for a financial emergency? How do you manage to do it? Do you have a plan to help young people build such a fund? Share your views/plans with us.

April 10, 2008
Home loan tax issues? Here's help
How do you claim tax benefits on your home loan amount? What if you have clubbed your income with that of your father to increase the loan eligibility? Get Ahead tax expert Mahesh Padmanabhan answered these and other tax related issues in a chat on April 9.

April 09, 2008
Dear FM: Is the price rise not affecting you?
Is the increase in the rise of prices of essential goods of daily use affecting your monthly budget? What steps are you taking to soften the blow?

April 08, 2008
'Bank FDs can get you reasonable returns'
Is it a good idea to invest in debt-oriented mutual funds as the interest rates are rising? Or is it a good idea to invest in fixed maturity plans? Financial expert Vetapalem Sridhar answered these and other queries relating to financial planning for the young.

April 07, 2008
How to create wealth for your future

April 04, 2008
Water dearer than colas? It happens only in India!
Here's an email doing the rounds about how some of the liquids like cold drinks, petrol, diesel, Listerine mouthwash and colour printer ink compare with the price of water.

March 28, 2008
Can gifting help you save tax?
Is it true that you can also save on your tax by gifting money to your parents? If yes, then what are the ways in which you can do so? Is there any maximum limit for gifting?

March 27, 2008
Getting unsolicited credit card offers? Here's help
Getting unsolicited offers from banks for credit cards, loans etc? Do you know what action can you take against erring banks? Here's what the Reserve Bank of India advices to customers harassed by such offers.

March 26, 2008
Want your money's worth? Check this out
Obtaining reliable information is the essence of a sound investment strategy and one of the most reliable suppliers of financial information in India is CRISIL or the Credit Rating and Information Services of India Limited.

March 25, 2008
Payment default: Lenders now know more about you
The Credit Information Bureau (India) Limited (CIBIL)can now generate a copy of your credit history and payment default reports at the click of a mouse. Borrowers will now have to tidy up their payment history.

March 24, 2008
Stock markets: Has history taught you anything?
Stock market history is proof enough that long term investors are the only players who make money and create wealth. But the question is: have they learned anything from their past experiences?

March 21, 2008
Throw a fab party... within a budget!
Here are a few ways in which the young and the young at heart can throw a fabulous party within a budget.

March 20, 2008
'Invest in Indian stocks for the long term'
Do you want to become a millionaire after 10-15 years? Do you know how can you achieve this goal? Get Ahead financial planning expert shows you the way.

March 19, 2008
'Emotions lead to irrational financial decisions'
What are the good mutual funds that you must buy for the long term? Are there any good mutual funds that will not only make money but help you save your tax? Get Ahead financial planning expert Vetapalem Sridhar has some answers.

March 18, 2008
No HRA? You can still claim tax benefits on rent paid
Do you know that you can claim tax benefits on rent paid even while housing rent allowance is not a part of your salary? Get Ahead Tax expert Mahesh Padmanabhan tells you how, how much and under which section you can claim tax benefits.

March 10, 2008
Indian stocks getting too risky? Invest abroad
If you are the one who finds investing in Indian stocks too risky in the current scenario then you can as well invest your money in international markets now. Here's how.

March 07, 2008
Safe mutual funds for the long term
In a chat with Get Ahead readers financial planning expert Vetapalem Sridhar tells them about the mutual funds for the long term and why they should remain invested for at least five years.

March 06, 2008
'What does financial planning mean to the young?'
What does financial planning mean to the young? How can they achieve it by saving and investing money? Financial planning expert Vetapalem Sridhar has some answers.

March 03, 2008
Want to lighten your tax burden? Here's help
If you want to do some last-minute tax saving trick then here's some advice from Lokesh Nathany, national head (Wealth management & portfolio management services) at Almondz Global Securities.

February 29, 2008
IT exemption: FM wins the heart of young professionals
The Finance Minister's move to raise the income tax exemption limit for both men and women in the Union Budhet 2008-09 seem to have won him a lot of young fans.

February 28, 2008
Is your provident fund withdrawal taxable?
Get Ahead tax expert Mahesh Padmanabhan answers queries on tax exemptions and how to invest for the long term.

February 27, 2008
How the Budget can help you make some money!
You can make some money using the stock market volatility on the eve and soon after the budget announcements are made by the finance minister.

February 26, 2008
In bad times investors flock to mutual funds
In recent times small investors are putting their money into mutual funds rather than in initial public offerings or investing directly in the stock markets due to market volatility.

February 25, 2008
How to achieve your financial goals
There are three essential elements to achieve your financial goals. If you stick to these you can easily achieve your financial goals in a set time frame.

February 22, 2008
How to build a good mutual fund portfolio
Financial planning expert Vetapalem Sridhar gives tips on how to build a good mutual fund portfolio for the long-term.

February 18, 2008
'Don't panic! Invest with a long-term horizon in MFs'
V Ramesh, CEO, Prabhudas Lilladher Financial Services, believes that investors with a long-term investment horizon in mutual funds should not panic as they can still make profits irrespective of the stock market volatility.

February 15, 2008
How to avail of HRA and home loan benefits
In a chat with readers Get Ahead tax expert Mahesh Padmanabhan advised them on how to claim tax deduction on HRA and home loans taken by salaried employees.

February 13, 2008
Buy low, sell high to make money in stocks
Making money in the stock markets is very easy indeed provided you have discipline and patience. Here's how you can buy low and sell high to make money in the markets.

February 11, 2008
Top 10 ELSS funds: Save tax, make money
Equity linked saving schemes not only help you save tax but also give decent returns. Here's the list of top 10 ELSS funds for the year ending February 8, 2008.

February 08, 2008
Stocks or mutual funds? Where to invest now?
Where should you put your money in these uncertain times? Stocks or mutual funds? Financial planning expert Vetapalem Sridhar has some answers.

February 07, 2008
Mutual funds you can hold for the long term
Financial planning expert Vetapalem Sridhar gives tips on how to invest in good mutual funds for the long term and how to plan for an early retirement to Get Ahead readers.

February 01, 2008
Expert speak: 'ELSS funds can reduce your tax burden'
Here are some tips for salaried class to reduce their tax burden as the financial year is nearing its close come March 31.

January 31, 2008
Read this before you join the IPO rush
Initial public offerings and the profits made from it has been a hot topic of discussion in recent weeks. Here's a look at what you must know before applying for that 'hot' IPO.

January 29, 2008
Don't get foxed by returns on your investments
Do you know that inflation is the enemy of profits that you make from your investments? Here's what you must know about inflation to plan your investments properly.

January 28, 2008
Market crash: 'I lost Rs 1 lakh in 60 seconds'
Get Ahead reader Anish Pillai narrates an account of how he lost a fortune by day-trading in the stock markets when the markets crashed in the third week of January.

January 25, 2008
MF investment is the best way to reduce your risks
Mukul K Gupta, CEO, Birla Sun Life Mutual Fund took some time from his busy schedule to address the issues and concerns raised by the investors

January 24, 2008
Financial planning: 'I want Rs 50 lakhs by 2020'
Financial planning expert Vetapalem Sridhar answered mutual fund, stock market, financial planning queries in a chat with Get Ahead readers on January 23.

January 23, 2008
'Time, tide and stocks wait for no one'
Young investors speak about their experience in the recent market crash. They, it seems, remain undaunted and want to put more money into stocks going ahead.

January 21, 2008
10 stocks to make young investors crorepatis
Gaurang Shah, vice president, K R Choksey Shares and Securities, gives ten stock picks that can make young investors with a long term investment horizon millionaires.

Market crash: A quick guide for young investors
What should you do when the markets crash by as much as 1,500 points? Buy, sell, hold or add more to your long-term portfolio.

Insurance: 'Is your car worth more than your life?'
Get Ahead reader Ravindra G from Bengalooru tells why he chose a term insurance policy instead of a money back/endowment policy and unit linked insurance policy. What's more he is happy with the life cover he has now bought for himself.

January 18, 2008
Expert speak: Tips to invest in mutual funds
The stock markets are going down and investing directly in stocks has become risky. While mutual funds help you minimise risks you should know a few things about them before investing. Here are a few tips on how to invest in mutual funds.

January 17, 2008
My worst financial mistake in 2007
We asked you to send in your experiences about the mistakes you made in 2007 and how do you plan to make 2008 a financial success. Here, a Get Ahead reader who wants to remain anonymous, shares his insurance woes.

January 14, 2008
'Making money is short-term, creating wealth is long-term'
Vikas Khemani, the executive vice president & co-head, institutional equities at Edelweiss, spoke with on sectors, themes and stocks that could make investors wealthy in long run.

All you must know about personal loans
Personal loans can help you tide over the cost credit card dues. Here's what you must know before applying for a personal loan.

January 11, 2008
Can co-owners get tax benefit on home loans?
If you have bought a home along with your family members as co-owners then can they avail of the tax benefit on interest paid? Tax expert Mahesh Padmanabhan answered tax related queries in a chat with Getahead readers on January 9.

Kaun banega crorepati? You can!
We asked you to send in your experiences about the mistakes you made in 2007 and how do you plan to make 2008 a financial success. Here we present a strategy by Bengalooru reader Mahitosh Patankar, telling us how you can make money using the magic of power of compounding and by the virtue of patience.

January 10, 2008
Paying tax on ESOPs? Check your CTC
Is your company using your cost to company, CTC, to make you pay the fringe benefit tax, FBT, on your stock options, ESOPs?

January 08, 2008
'How I make money by taking loans'
We asked you to send in your experiences about the mistakes you made in 2007 and how do you plan to make 2008 a financial success. Here, we present a strategy by Pune reader Anand K telling us how he makes money from the stock market by taking personal loans.

January 04, 2008
Buy ELSS funds, make money & save tax
Equity linked saving schemes of mutual funds help investors not only save tax but also make money.

Creating wealth for your family is EASY
Investing in mutual funds through systematic investment plans can help you create wealth for your family believes financial expert Vetapalem Sridhar.

January 03, 2008
Student loans: Women take longer to pay off than men

Is this the right time to buy mutual funds?
Is it a wise idea to put your money in mutual funds when stock markets in India are at an all-time high? Financial expert Vetapalem Sridhar believes that mutual funds generate good returns only over the long-term.

January 02, 2008
Do you know how to make 2008 a financial success?
Perhaps you made some bad investment decisions in 2007 and lost a great deal of money. Perhaps your wise words on how not to make bad investments can help others save and make a great deal of money.

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